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Home Ownership Scheme

Welcome to Home Ownership Scheme Listings

The Home Ownership Scheme (HOS), managed by the Hong Kong Housing Authority, is a regular program of the sale of newly developed subsidized homes. These HOS flats are sold at a deep market rate discount, offering a pathway for green and white form status holder to becoming homeowners. The program accepts applications from around May to June every year. White form applicants will have to meet maximum income restrictions announced prior to the sale...

The Home Ownership Scheme (HOS), managed by the Hong Kong Housing Authority, is a regular program of the sale of newly developed subsidized homes. These HOS flats are sold at a deep market rate discount, offering a pathway for green and white form status holder to becoming homeowners. The program accepts applications from around May to June every year. White form applicants will have to meet maximum income restrictions announced prior to the sale.

Home Ownership Scheme flats generally feature a practical design of rooms that feel a lot roomier than a significant number of private housing, with good transport networks and a multitude of facilities nearby to boot. New HOS flats are very limited and snapped up quickly by eager eligible buyers every year, so those who are interested may have to consider second-hand options as a backup.

The general public can buy previously lived-in HOS flats in the open market as long as a premium is paid to the government. Searchers can look for whether the premium has been paid in the listings. The premium is calculated by applying the original discount of the purchase price to the current market value.

For green form status holders and white form status holders who meet additional requirements, there is also the White Form Secondary Market Scheme (WSM). Successful applicants can buy designated second-hand HOS flats without paying premiums through this scheme.

Home Ownership Scheme homebuyers can take out a 90% to 90% mortgage for up to 25 to 30 years using prime based plans, depending on the form status, remaining guarantee period, and whether the premium has been paid. Prospective buyers of new HOS flats are not required to pass the stress test.

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Latest listings for Home Ownership Scheme

Don't miss out! Keep up with the latest listings for Home Ownership Scheme.

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Recent Transactions
Transaction Date Building Name Price Net Area Price per Sqft Floor Flat Building Age
2021-04-30 SUI WO COURT HK$4.30M 520/457 Sqft HK$9.41K 6 Floor 12 41
2021-04-30 SIU ON COURT HK$5.00M 672/563 Sqft HK$8.88K 7 Floor 4 40
2021-04-30 YUK MING COURT HK$5.20M 894/651 Sqft HK$7.99K 1 Floor 1 25
2021-04-30 MELODY GARDEN HK$5.60M 677/589 Sqft HK$9.51K 2 Floor E 38
2021-04-30 KAM TAI COURT HK$6.30M 828/506 Sqft HK$12.45K 2 Floor 7 21
2021-04-30 CHI LOK FA YUEN HK$4.80M 588/511 Sqft HK$9.39K 1 Floor H 40