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Blog | March 26, 2025

A Beginner's Guide to Negative Equity and "Call Loan"

Negative equity assets brought up painful memory in Hong Kong from the 1997 financial crisis to the 2003 SARS epidemic. Homeowners of negative equity were forced to repay heavy mortgage loans as lenders started to call in the loans (as known as Call Loan). It is important to know the definition, causes and consequences of negative equity . Spacious has […]

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