{"id":9012,"date":"2026-10-20T09:32:11","date_gmt":"2026-10-20T01:32:11","guid":{"rendered":"https:\/\/www.spacious.hk\/zh-tw\/blog\/?p=9012"},"modified":"2026-10-20T09:32:12","modified_gmt":"2026-10-20T01:32:12","slug":"%e7%89%a9%e6%a5%ad%e7%a8%85%e8%a8%88%e7%ae%97-%e6%85%b3%e7%a8%85%e6%96%b9%e6%b3%95","status":"publish","type":"post","link":"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%89%a9%e6%a5%ad%e7%a8%85%e8%a8%88%e7%ae%97-%e6%85%b3%e7%a8%85%e6%96%b9%e6%b3%95\/","title":{"rendered":"\u3010\u8cb7\u6a13\u6536\u79df\u3011\u6559\u4f60\u8a08\u7269\u696d\u7a05\uff06\u6173\u7a05\u65b9\u6cd5"},"content":{"rendered":"\n

\u8cb7\u6a13\u6642\u8981\u4ea4\u5370\u82b1\u7a05<\/a>\uff0c\u8cb7\u6a13\u5f8c\u53c8\u8981\u4ea4\u7269\u696d\u7a05\uff1f\u4f60\u6c92\u6709\u770b\u932f\uff0c\u90e8\u5206\u696d\u4e3b\u8cb7\u6a13\u5f8c\uff0c\u7684\u78ba\u8981\u6bcf\u500b\u8ab2\u7a05\u5e74\u5ea6\u7e73\u7d0d\u300c\u7269\u696d\u7a05\u300d\u3002\u7a76\u7adf\u8ab0\u8981\u652f\u4ed8\uff1f\u5982\u4f55\u8a08\u7b97\uff1f\u5831\u7a05\u65b9\u9762\u6709\u4f55\u6ce8\u610f\uff1f\u7b49\u5343\u5c45\u8207\u60a8\u8b1b\u6e05\u695a\u3002<\/p>\n\n\n\n

\u60f3\u7dca\u8cbc\u6a13\u5e02\u52d5\u5411\uff0c\u7acb\u5373\u8ffd\u8e64\u5343\u5c45 Facebook<\/a> \u53ca Instagram<\/a> \u5c08\u9801\uff08@spacious.hk\uff09\uff0c\u638c\u63e1\u6700\u65b0\u5730\u7522\u8cc7\u8a0a\u3002<\/p>\n\n\n\n

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\u3010\u51fa\u79df\u653e\u552e\u3011\u696d\u4e3b\u5c08\u5340<\/strong><\/p>\n\n\n\n

\u653e\u79df\u57fa\u672c\u77e5\u8b58<\/a><\/strong>\uff5c\u7db2\u4e0a\u653e\u76e4\u79d8\u6280<\/strong><\/a><\/p>\n

\u8cb7\u6a13\u6536\u79df\u79d8\u8a23<\/strong><\/a>\uff5c\u7269\u696d\u7a05\u8a08\u7b97<\/strong><\/a>\uff5cCR109 \u7533\u5831<\/strong><\/a><\/p>\n

\u5982\u4f55\u8fa8\u5225\u79df\u9738<\/strong><\/a>\uff5c\u8ffd\u79df\u6536\u6a13 Dos & Don’ts<\/strong><\/a>\uff5c\u57f7\u9054\u540f\u6536\u6a13\u7a0b\u5e8f<\/a><\/strong><\/p>\n

\u5dee\u9909\u8207\u5730\u79df<\/strong><\/a>\uff5c\u5730\u79df\u8207\u5730\u7a05<\/strong><\/a>\uff5c\u5dee\u4f30\u7f72\u670d\u52d9<\/strong><\/a><\/p>\n

\u6a13\u5b87\u8f49\u540d<\/strong><\/a>\uff5c\u9001\u5951\u6a13<\/strong><\/a>\uff5c\u9577\u547d\u5951<\/a><\/strong>\uff5c\u907a\u7522\u7269\u696d<\/strong><\/a><\/p>\n

\u696d\u4e3b\u7acb\u6848\u6cd5\u5718<\/strong><\/a>\uff5c\u7269\u696d\u7ba1\u7406\u516c\u53f8<\/strong><\/a>\uff5c\u696d\u4e3b\u59d4\u54e1\u6703<\/a><\/strong>\uff5c\u4e92\u52a9\u59d4\u54e1\u6703<\/a><\/strong><\/p>\n

\u5927\u5ec8\u516c\u5951\u9650\u5236<\/strong><\/a>\uff5c\u9632\u7bc4<\/strong>\u570d\u6a19\u5de5\u7a0b<\/strong><\/a><\/p>\n

\u696d\u4e3b\u8cb8\u6b3e<\/strong><\/a><\/p>\n\n\n\n

<\/p>\n<\/div><\/div>\n\n\n\n

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\u7acb\u5373\u8df3\u5f80\uff1a\u7269\u696d\u7a05\u9069\u7528\u5c0d\u8c61<\/a>\uff5c\u7269\u696d\u7a05\u8a08\u7b97\u65b9\u5f0f<\/a>\uff5c\u5831\u7a05\u8cbc\u58eb<\/a>\uff5c\u5e38\u898b\u554f\u984c<\/a><\/strong><\/p>\n\n\n\n

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\u7269\u696d\u7a05\u9069\u7528\u5c0d\u8c61<\/h2>\n\n\n\n

\u7269\u696d\u7a05\u53ea\u91dd\u5c0d\u8cb7\u6a13\u6536\u79df<\/a>\u696d\u4e3b\uff0c\u5982\u679c\u7269\u696d\u65bc\u8ab2\u7a05\u5e74\u5ea6\u6709\u79df\u91d1\u6536\u76ca\uff0c\u696d\u4e3b\u5c31\u8981\u5831\u7a05\u3002\u81ea\u4f4f\u696d\u4e3b\u5927\u53ef\u9b06\u4e00\u53e3\u6c23\uff0c\u4e0d\u7528\u63d0\u5fc3\u540a\u81bd\u6015\u5831\u6f0f\u7a05\u3002<\/p>\n\n\n\n

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\u7269\u696d\u7a05\u8a08\u7b97\u65b9\u5f0f<\/h2>\n\n\n\n

\u7269\u696d\u7a05\u7684\u7a05\u7387\u662f\u5168\u5e74\u6de8\u79df\u91d1\u6536\u5165\u7684 15%\u3002\u6240\u8b02\u5168\u5e74\u6de8\u79df\u91d1\u6536\u5165\uff0c\u662f\u6307\u6bcf\u5e74\u8ab2\u7a05\u5e74\u5ea6\uff08\u5373 4 \u6708 1 \u65e5\u81f3\u7fcc\u5e74 3 \u6708 31 \u65e5\uff09\u7684\u6de8\u51fa\u79df\u6536\u5165\uff0c\u6263\u9664\u4e86\u5dee\u9909<\/a>\u3001\u4e0d\u80fd\u8ffd\u56de\u7684\u79df\u91d1\u53ca\u4fee\u847a\u8cbb\u7b49\u4e8b\u9805\u3002<\/p>\n\n\n\n

\u4fee\u847a\u8cbb\u56e0\u7269\u696d\u6a13\u9f61\u800c\u7570\uff0c\u7a05\u5c40\u70ba\u7c21\u5316\u8a08\u7b97\u624b\u7e8c\uff0c\u6703\u81ea\u52d5\u5728\u696d\u4e3b\u7684\u6de8\u79df\u91d1\u6536\u5165\u4e2d\u5283\u4e00\u6263\u6e1b 20%\uff0c\u4f5c\u70ba\u4fee\u847a\u548c\u652f\u51fa\u7684\u6a19\u6e96\u514d\u7a05\u984d\u3002\u8a72 20% \u5305\u62ec\u4e86\u6240\u6709\u56e0\u653e\u79df\u800c\u884d\u751f\u7684\u96dc\u8cbb\u652f\u51fa\uff0c\u696d\u4e3b\u7121\u9808\u5411\u7a05\u5c40\u63d0\u4f9b\u76f8\u95dc\u5be6\u969b\u652f\u51fa\u8b49\u660e\u3002<\/p>\n\n\n\n

\u5047\u5982\u79df\u5ba2\u62d6\u6b20\u79df\u91d1<\/a>\uff0c\u696d\u4e3b\u5728\u5831\u7a05\u6642\u8981\u8a08\u7b97\u88ab\u62d6\u6b20\u7684\u79df\u91d1\u6536\u5165\uff0c\u5dee\u9909\u7531\u696d\u4e3b\u652f\u4ed8\uff0c\u5df2\u78ba\u8a8d\u7121\u6cd5\u8ffd\u8a0e\u79df\u91d1\u6642\uff0c\u53ef\u7533\u8acb\u6263\u6e1b\u3002<\/p>\n\n\n\n

\n\n\n\n

\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u7acb\u5373\u641c\u5c0b\u5168\u6e2f\u512a\u8cea\u653e\u76e4 \u2192<\/a><\/strong> <\/p>\n\n\n\n

\n\n\n\n

\u7269\u696d\u7a05\u8a08\u7b97\u4f8b\u5b50<\/h3>\n\n\n\n

\u5047\u8a2d\u55ae\u4f4d\u6708\u79df\u70ba $10,000\uff0c\u696d\u4e3b\u9808\u7e73\u4e4b\u7269\u696d\u7a05\u5982\u4e0b\uff1a<\/p>\n\n\n\n

\u5e74\u79df\uff1d$10,000 x 12 \u500b\u6708 \uff1d $120,000<\/p>\n\n\n\n

$120,000 \u6e1b 5% \u5dee\u9909 \uff1d $114,000<\/p>\n\n\n\n

$114,000 \u6e1b\u4e0d\u80fd\u8ffd\u56de\u7684\u79df\u91d1\uff08\u5047\u8a2d\u7121 \uff09\uff1d $114,000<\/p>\n\n\n\n

$114,000 \u6263\u6e1b\u5283\u4e00 20% \u4fee\u847a\u8cbb \uff1d $91,200<\/p>\n\n\n\n

$91,200 x \u7a05\u7387 15% \uff1d $13,680\uff08\u61c9\u7e73\u7269\u696d\u7a05\uff09<\/strong><\/p>\n\n\n\n

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\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u641c\u5c0b 600 \u842c\u5167\u4e0a\u8eca\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n

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\u5831\u7a05\u8cbc\u58eb<\/h2>\n\n\n\n

\u6709\u6a13\u6536\u79df\u7684\u4eba\u58eb\uff0c\u586b\u5831\u7a05\u55ae\u6642\uff0c\u5b9c\u9078\u300c\u500b\u4eba\u5165\u606f\u8ab2\u7a05\u300d\u65b9\u6cd5\u5831\u7a05\uff0c\u800c\u975e\u76f4\u63a5\u7e73\u4ea4\u7269\u696d\u7a05\u3002\u96d6\u7136\u5169\u8005\u7684\u8a08\u7b97\u57fa\u6e96\u4e00\u6a23\uff0c\u4f46\u4ee5\u300c\u500b\u4eba\u5165\u606f\u8ab2\u7a05\u300d\u65b9\u6cd5\uff0c\u5831\u7a05\u80fd\u4eab\u6263\u6e1b\u4f9b\u6a13\u5229\u606f\u652f\u51fa\u3002<\/p>\n\n\n\n

\u696d\u4e3b\u4e0d\u7528\u64d4\u5fc3\u7533\u5831\u500b\u4eba\u5165\u606f\u8ab2\u7a05\uff0c\u53cd\u800c\u8981\u7d0d\u66f4\u591a\u7684\u7a05\uff0c\u56e0\u7a05\u5c40\u6703\u7528\u5c0d\u7d0d\u7a05\u4eba\u8f03\u6709\u5229\u7684\u65b9\u5f0f\u8a55\u7a05\uff0c\u4e26\u5411\u7d0d\u7a05\u4eba\u767c\u51fa\u8f49\u63db\u8a55\u7a05\u65b9\u6cd5\u7684\u901a\u77e5\u66f8\u3002\u53ea\u8981\u7d0d\u7a05\u4eba\u6b63\u78ba\u7533\u5831\u6240\u6709\u6536\u652f\uff0c\u5c31\u5927\u53ef\u4ee5\u653e\u5fc3\u3002<\/p>\n\n\n\n

20 \u6b21\u6263\u7a05\u6a5f\u6703<\/h3>\n\n\n\n

\u5982\u679c\u662f\u8cb7\u6a13\u81ea\u4f4f\uff0c\u96d6\u7136\u5c11\u4e86\u79df\u91d1\u6536\u5165\uff0c\u4f46\u4e0d\u7528\u4ea4\u7269\u696d\u7a05\u3002\u7d0d\u7a05\u4eba\u5728\u4f9b\u6a13\u671f\u9593\u53ef\u4eab\u300c\u5c45\u6240\u8cb8\u6b3e\u5229\u606f\u6263\u9664\u300d\uff0c\u81ea2017\/18\u8ab2\u7a05\u5e74\u5ea6\u8d77\uff0c\u6709\u95dc\u6263\u7a05\u9805\u76ee\u7684\u5e74\u671f\u5df2\u753115\u500b\u8ab2\u7a05\u5e74\u5ef6\u9577\u81f320\u500b\u8ab2\u7a05\u5e74\u5ea6\uff0c\u4e14\u901920\u500b\u5e74\u5ea6\u7121\u9808\u9023\u7e8c\uff0c\u610f\u5473\u8457\u4f9b\u6a13\u4eba\u58eb\u53ef\u4eab\u6709\u6700\u9ad820\u6b21\u6263\u7a05\u6a5f\u6703\u3002<\/p>\n\n\n\n

\u6709\u95dc\u7a05\u9805\u6263\u9664\u7684\u6700\u9ad8\u9650\u984d\u70ba $100,000\uff0c\u81ea2024\/25\u8ab2\u7a05\u5e74\u5ea6\u53ca\u5176\u5f8c\uff0c\u518d\u65b0\u589e$20,000\u5143\u984d\u5916\u6263\u9664\u9650\u984d\u3002\u7531\u65bc\u7121\u9808\u5728\u9023\u7e8c\u7684\u7121\u5ea6\u4f7f\u7528\uff0c\u81ea\u4f4f\u696d\u4e3b\u6216\u53ef\u8003\u616e\u65bc\u52a0\u606f\u5468\u671f\u624d\u7533\u8acb\u8a72\u7a05\u9805\u6263\u9664\uff0c\u5145\u4efd\u5229\u7528 20 \u6b21\u6263\u7a05\u6a5f\u6703\uff0c\u6e1b\u8f15\u7a05\u52d9\u8ca0\u64d4\u3002<\/p>\n\n\n\n

\n\n\n\n

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\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u641c\u5c0b\u6240\u6709\u653e\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n

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\u5e38\u898b\u554f\u984c<\/strong><\/h2>\n\n\n
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\u696d\u4e3b\u7e73\u4ea4\u7684\u7ba1\u7406\u8cbb\uff0c\u80fd\u4e0d\u80fd\u6263\u7a05\uff1f<\/span><\/h3>\n
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\u3010\u51fa\u79df\u653e\u552e\u3011\u696d\u4e3b\u5c08\u5340<\/strong><\/p>\n\n\n\n

\u653e\u79df\u57fa\u672c\u77e5\u8b58<\/a><\/strong>\uff5c\u7db2\u4e0a\u653e\u76e4\u79d8\u6280<\/strong><\/a><\/p>\n

\u8cb7\u6a13\u6536\u79df\u79d8\u8a23<\/strong><\/a>\uff5c\u7269\u696d\u7a05\u8a08\u7b97<\/strong><\/a>\uff5cCR109 \u7533\u5831<\/strong><\/a><\/p>\n

\u5982\u4f55\u8fa8\u5225\u79df\u9738<\/strong><\/a>\uff5c\u8ffd\u79df\u6536\u6a13 Dos & Don’ts<\/strong><\/a>\uff5c\u57f7\u9054\u540f\u6536\u6a13\u7a0b\u5e8f<\/a><\/strong><\/p>\n

\u5dee\u9909\u8207\u5730\u79df<\/strong><\/a>\uff5c\u5730\u79df\u8207\u5730\u7a05<\/strong><\/a>\uff5c\u5dee\u4f30\u7f72\u670d\u52d9<\/strong><\/a><\/p>\n

\u6a13\u5b87\u8f49\u540d<\/strong><\/a>\uff5c\u9001\u5951\u6a13<\/strong><\/a>\uff5c\u9577\u547d\u5951<\/a><\/strong>\uff5c\u907a\u7522\u7269\u696d<\/strong><\/a><\/p>\n

\u696d\u4e3b\u7acb\u6848\u6cd5\u5718<\/strong><\/a>\uff5c\u7269\u696d\u7ba1\u7406\u516c\u53f8<\/strong><\/a>\uff5c\u696d\u4e3b\u59d4\u54e1\u6703<\/a><\/strong>\uff5c\u4e92\u52a9\u59d4\u54e1\u6703<\/a><\/strong><\/p>\n

\u5927\u5ec8\u516c\u5951\u9650\u5236<\/strong><\/a>\uff5c\u9632\u7bc4<\/strong>\u570d\u6a19\u5de5\u7a0b<\/strong><\/a><\/p>\n

\u696d\u4e3b\u8cb8\u6b3e<\/strong><\/a><\/p>\n\n\n\n

<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

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Continue reading “\u3010\u8cb7\u6a13\u6536\u79df\u3011\u6559\u4f60\u8a08\u7269\u696d\u7a05\uff06\u6173\u7a05\u65b9\u6cd5”<\/span><\/a><\/p>\n","protected":false},"author":29,"featured_media":9016,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[454,444],"tags":[455,452],"class_list":["post-9012","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-454","category-444","tag-455","tag-452"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/p69WTA-2lm","jetpack-related-posts":[{"id":13733,"url":"https:\/\/www.spacious.hk\/zh-tw\/blog\/cr109-%e6%a5%ad%e4%b8%bb%e6%94%be%e7%a7%9f%e5%bf%85%e7%94%b3%e5%a0%b1-%e9%81%b2%e4%ba%a4cr109\/","url_meta":{"origin":9012,"position":0},"title":"\u3010CR109\u3011\u653e\u79df\u5fc5\u7533\u5831\uff01\u7121\u4ea4CR109\u6709\u4f55\u5f8c\u679c\uff1f\u6559\u4f60\u9ede\u88dc\u6551","author":"\u5343\u5c45 Spacious","date":"2026 \u5e74 9 \u6708 25 \u65e5","format":false,"excerpt":"\u4f5c\u70ba\u696d\u4e3b\uff0c\u653e\u79df\u5fc5\u505a\u7684\u300c\u586bCR109\u300d\u662f\u600e\u6a23\u7684\u4e00\u56de\u4e8b\uff0c\u60a8\u4e86\u89e3\u4e86\u55ce\uff1f\u653e\u79df\u5225\u53ea\u639b\u5fc3\u5982\u4f55\u6435\u500b\u597d\u79df\u5ba2\uff0c\u57fa\u672c\u6587\u4ef6\u8a18\u5f97\u8981\u505a\u9f4a\uff01\u65b0\u624b\u696d\u4e3b\u4e0d\u8a8d\u8b58 CR109\uff1f\u5373\u8b80\u5343\u5c45\u6559\u5b78\uff0c\u6559\u60a8\u9072\u4ea4\u3001\u6f0f\u4ea4\u5982\u4f55\u88dc\u6551\uff01 \u7acb\u5373\u8df3\u5f80\uff1aCR109 \u7684\u4f5c\u7528\uff5c\u5982\u4f55\u905e\u4ea4 CR109\uff5c\u4ea4 CR109 = \u8981\u4ea4\u7269\u696d\u7a05\uff1f\uff5c\u7121\u4ea4 CR109 \u7684\u5f8c\u679c\uff5c\u9072\u4ea4\u9ede\u7b97\uff5c\u5e38\u898b\u554f\u984c CR109 \u7684\u4f5c\u7528 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