{"id":7187,"date":"2026-05-26T13:35:41","date_gmt":"2026-05-26T05:35:41","guid":{"rendered":"https:\/\/www.spacious.hk\/zh-tw\/blog\/?p=7187"},"modified":"2026-05-26T13:35:41","modified_gmt":"2026-05-26T05:35:41","slug":"%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa%e8%a8%88%e5%8a%83%e7%94%b3%e8%ab%8b%e9%a0%88%e7%9f%a5","status":"publish","type":"post","link":"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa%e8%a8%88%e5%8a%83%e7%94%b3%e8%ab%8b%e9%a0%88%e7%9f%a5\/","title":{"rendered":"\u3010\u6309\u63ed\u4fdd\u96aa2026\u3011\u7533\u8acb\u7a0b\u5e8f\u3001\u6587\u4ef6\/\u58d3\u6e2c\u8981\u6c42\u3001\u6309\u4fdd\u516c\u53f8\u5206\u5225"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>2019 \u5e74\u653f\u5e9c\u63a8\u51fa\u65b0\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\uff08\u6797\u912dPlan\uff09\u5f8c\uff0c\u5176\u5f8c\u518d\u65bc 2022 \u5e74\uff08\u6ce2\u53d4Plan\uff09\u30012023 \u5e74\u53ca 2024 \u5e74\u591a\u6b21\u653e\u5bec<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%9c%80%e9%ab%98%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8-%e9%a6%96%e7%bd%ae-%e9%9d%9e%e9%a6%96%e7%bd%ae\" target=\"_blank\" rel=\"noreferrer noopener\">\u6309\u63ed\u6210\u6578\u4e0a\u9650<\/a>\u3002\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u662f\u751a\u9ebc\uff1f\u5c0d\u8a08\u5283\u4e0a\u8eca\u7684\u4f60\u6709\u751a\u9ebc\u5be6\u969b\u5f71\u97ff\uff1f\u5343\u5c45\u548c\u4f60\u4e00\u4e00\u62c6\u89e3\u3002<\/p>\n\n\n\n<p>\u60f3\u7dca\u8cbc\u6a13\u5e02\u52d5\u5411\uff0c\u7acb\u5373\u8ffd\u8e64\u5343\u5c45 <a href=\"https:\/\/www.facebook.com\/spacious.hk\" data-type=\"URL\" data-id=\"https:\/\/www.facebook.com\/spacious.hk\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a> \u53ca <a href=\"https:\/\/www.instagram.com\/spacious.hk\/?igshid=NTc4MTIwNjQ2YQ%3D%3D\" data-type=\"URL\" data-id=\"https:\/\/www.instagram.com\/spacious.hk\/?igshid=NTc4MTIwNjQ2YQ%3D%3D\" rel=\"noopener\">Instagram<\/a> \u5c08\u9801\uff08@spacious.hk\uff09\uff0c\u638c\u63e1\u6700\u65b0\u5730\u7522\u8cc7\u8a0a\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f7fafb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-color\" style=\"color:#1d3960\"><strong>\u3010\u6309\u63ed\u653b\u7565\u3011\u7d42\u6975\u6309\u63ed\u6559\u5b78\uff08\u4e0d\u65b7\u66f4\u65b0\uff09<\/strong><\/p>\n\n\n\n<p><strong style=\"color: #1d3960;\" data-rich-text-format-boundary=\"true\">\u3010\u6309\u63ed\u57fa\u672c\u6b65\u3011<\/strong><\/p>\n<ul>\n<li><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%96%e7%bd%ae%e4%b8%8a%e8%bb%8a-%e6%a8%93%e5%ae%87%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u521d\u54e5\u5fc5\u8b80\u3011\u6a13\u5b87\u6309\u63ed\u61f6\u4eba\u5305 2020 (opens in a new tab)\"><strong>\u6a13\u5b87\u6309\u63ed\u61f6\u4eba\u5305<\/strong><\/a><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%96%b0%e6%a8%93%e6%8c%89%e6%8f%ad-%e9%8a%80%e8%a1%8cvs%e7%99%bc%e5%b1%95%e5%95%86%e6%8c%89%e6%8f%ad\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u65b0\u6a13\u6309\u63ed\u3011\u9280\u884c\u6309\u63ed VS \u767c\u5c55\u5546\u6309\u63ed (opens in a new tab)\">\u9280\u884c\u6309\u63ed VS \u767c\u5c55\u5546\u6309\u63ed<\/a><\/strong><\/span><\/li>\n<li><span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90%e8%b2%b7%e6%a8%93%e7%9f%a5%e5%a4%9a%e5%95%b2%e3%80%91%e5%8d%b3%e4%be%9b%e4%bb%98%e6%ac%be-vs-%e5%bb%ba%e7%af%89%e6%9c%9f%e4%bb%98%e6%ac%be\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u65b0\u6a13\u6309\u63ed\u3011\u5373\u4f9b\u4ed8\u6b3e VS \u5efa\u7bc9\u671f\u4ed8\u6b3e\uff08\u542b\u6309\u63ed\u5206\u5225\uff09 (opens in a new tab)\">\u5373\u4f9b\u4ed8\u6b3e VS \u5efa\u7bc9\u671f\u4ed8\u6b3e<\/a><\/strong><\/span><\/li>\n<li><span style=\"color: #ff8700;\"><strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%ae%9a%e6%81%af%e6%8c%89%e6%8f%ad-hkmc%e5%ae%9a%e6%81%af%e6%8c%89%e6%8f%ad%e8%a9%a6%e9%a9%97%e8%a8%88%e5%8a%83%e5%84%aa%e7%bc%ba\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #ff8700;\">\u5b9a\u606f\u6309\u63ed<\/span><\/a><\/strong><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%8a%80%e8%a1%8c%e6%8c%89%e6%8f%ad-h%e6%8c%89-p%e6%8c%89\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u9280\u884c\u6309\u63ed\u3011\u6bd4\u8f03 H \u6309 P \u6309 (opens in a new tab)\">\u6d6e\u606f\u6309\u63ed\uff1a\u6bd4\u8f03 H \u6309 P \u6309<\/a><\/strong><\/span><\/li>\n<li><span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e8%bd%89%e4%bb%8b-%e8%91%97%e6%95%b8-%e4%bc%8f%e4%bd%8d\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u6309\u63ed\u8f49\u4ecb\u3011\u76e4\u9ede\u6309\u63ed\u8f49\u4ecb\u8457\u6578\uff06\u4f0f\u4f4d (opens in a new tab)\">\u6309\u63ed\u8f49\u4ecb\u6709\u7121\u4f0f<\/a><\/strong><\/span><\/li>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%af%a6%e9%9a%9b%e5%b9%b4%e5%88%a9%e7%8e%87vs%e6%9c%88%e5%b9%b3%e6%81%af\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u5be6\u969b\u5e74\u5229\u7387 VS \u6708\u5e73\u606f<\/a><\/span><\/strong><\/li>\n<\/ul>\n<p><strong style=\"color: #1d3960;\">\u3010\u501f\u8db3\u6210\u6578\u5fc5\u8b80\u3011<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%9c%80%e9%ab%98%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8-%e9%a6%96%e7%bd%ae-%e9%9d%9e%e9%a6%96%e7%bd%ae\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u6700\u9ad8\u6309\u63ed\u6210\u6578\uff1a\u9996\u7f6e VS \u975e\u9996\u7f6e (opens in a new tab)\"><strong><span style=\"color: #ff8700;\">\u6700\u9ad8\u6309\u63ed\u6210\u6578<\/span><\/strong><\/a><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%9c%80%e9%ab%98%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8-%e9%a6%96%e7%bd%ae-%e9%9d%9e%e9%a6%96%e7%bd%ae\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u6700\u9ad8\u6309\u63ed\u6210\u6578\uff1a\u9996\u7f6e VS \u975e\u9996\u7f6e (opens in a new tab)\">\uff5c<\/a><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/9%e6%88%90%e6%8c%89%e6%8f%ad-%e7%94%b3%e8%ab%8b%e6%a2%9d%e4%bb%b6-%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c-%e9%a6%96%e7%bd%ae%e4%b8%8a%e8%bb%8a\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u9996\u7f6e\u30119 \u6210\u6309\u63ed\u7533\u8acb\u689d\u4ef6\uff08\u5e38\u898b\u554f\u984c\uff09 (opens in a new tab)\">\u9996\u7f6e 9 \u6210\u6309\u63ed\u689d\u4ef6<\/a><\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/8%e6%88%90%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u975e\u9996\u7f6e\u30118 \u6210\u6309\u63ed\u7533\u8acb\u689d\u4ef6\uff08\u5e38\u898b\u554f\u984c\uff09 (opens in a new tab)\">\u975e\u9996\u7f6e 8 \u6210\u6309\u63ed\u689d\u4ef6<\/a><\/span><\/strong><\/li>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%8C%89%E6%8F%AD%E4%BF%9D%E9%9A%AA%E8%A8%88%E5%8A%83%E7%94%B3%E8%AB%8B%E9%A0%88%E7%9F%A5\/\">\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u9808\u77e5<\/a><\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa-%e6%8c%89%e6%8f%ad%e4%bf%9d%e8%b2%bb-%e9%80%80%e4%bf%9d\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u6309\u63ed\u4fdd\u8cbb\u5168\u9762\u7747\uff08\u542b\u9000\u4fdd\u505a\u6cd5\u3001\u5e38\u898b\u88ab\u62d2\u539f\u56e0\uff09 (opens in a new tab)\">\u6309\u63ed\u4fdd\u8cbb\uff06\u9000\u4fdd\u505a\u6cd5<\/a><\/span><\/strong><\/li>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e5%a3%93%e5%8a%9b%e6%b8%ac%e8%a9%a6%e8%a6%81%e6%b1%82\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u4e00\u6587\u770b\u6e05\u58d3\u529b\u6e2c\u8a66\u8981\u6c42 (opens in a new tab)\">\u58d3\u529b\u6e2c\u8a66\u8981\u6c42<\/a><\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e4%bf%a1%e8%b2%b8%e5%a0%b1%e5%91%8a-%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c-%e6%8f%90%e5%8d%87%e4%bf%a1%e8%b2%b8%e8%a9%95%e5%88%86%e6%96%b9%e6%b3%95\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"5 \u62db\u63d0\u5347\u4fe1\u8cb8\u5831\u544a\u8a55\u7d1a (opens in a new tab)\">\u4fe1\u8cb8\u5831\u544a\u8a55\u7d1a<\/a>\u00a0<\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90hkmc%e8%81%b7%e8%83%bd%e3%80%91%e8%aa%8d%e8%ad%98hkmc%e6%8c%89%e6%8f%ad%e5%a6%82%e4%bd%95%e5%b9%ab%e4%bd%a0%e4%b8%8a%e8%bb%8a\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u3010\u975e\u9996\u7f6e\u30118 \u6210\u6309\u63ed\u7533\u8acb\u689d\u4ef6\uff08\u5e38\u898b\u554f\u984c\uff09 (opens in a new tab)\">HKMC\u8077\u80fd<\/a><\/span><\/strong><\/li>\n<\/ul>\n<p><strong style=\"color: #1d3960;\">\u3010\u8f49\u6309\u653b\u7565\u3011<\/strong><\/p>\n<ul>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E8%BD%89%E6%8C%89-%E8%91%97%E6%95%B8-%E5%88%A9%E5%BC%8A\/\">\u8f49\u6309\u8457\u6578<\/a><\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%af%94%e8%bc%83%e9%8a%80%e8%a1%8c%e7%bd%b0%e6%81%af%e6%9c%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u4e00\u8868\u770b\u6e05 20 \u9593\u9280\u884c\u7f70\u606f\u671f\u3001\u7f70\u7387 (opens in a new tab)\">\u9280\u884c\u7f70\u606f\u671f\u6bd4\u8f03<\/a><\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad-%e7%89%a9%e6%a5%ad%e4%bc%b0%e5%83%b9-%e9%81%bf%e5%85%8d%e4%bc%b0%e5%83%b9%e4%b8%8d%e8%b6%b3\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"6 \u62db\u907f\u514d\u4f30\u50f9\u4e0d\u8db3 (opens in a new tab)\">\u907f\u514d\u4f30\u50f9\u4e0d\u8db3<\/a><\/span><\/strong><\/li>\n<\/ul>\n<p><strong style=\"color: #1d3960;\">\u3010\u6bd4\u8f03\u6309\u63ed\u5229\u7387\u53ca\u512a\u60e0\u3011<\/strong><\/p>\n<ul>\n<li><span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%8a%80%e8%a1%8c%e6%8c%89%e6%8f%ad-%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87-%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%88%e5%a4%a7%e6%af%94%e6%8b%bc\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u5404\u9280\u884c\u6309\u63ed\u5229\u7387\uff06\u73fe\u91d1\u56de\u8d08\u5927\u6bd4\u62fc (opens in a new tab)\">\u9280\u884c\u6309\u63ed\u5229\u7387\uff06\u73fe\u91d1\u56de\u8d08\u5927\u6bd4\u62fc<\/a><\/strong><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e5%9b%9e%e8%b4%88-%e9%8a%80%e8%a1%8c-%e4%b8%ad%e4%bb%8b%e5%9b%9e%e8%b4%88%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u9280\u884c\uff06\u4e2d\u4ecb\u56de\u8d08\u6ce8\u610f\u4e8b\u9805 (opens in a new tab)\">\u9280\u884c\uff06\u4e2d\u4ecb\u56de\u8d08\u6ce8\u610f\u4e8b\u9805<\/a><\/strong><\/span><\/li>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/mortgage-link-%e9%ab%98%e6%81%af%e6%88%b6%e5%8f%a3-%e6%85%b3%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Mortgage Link \u9ad8\u606f\u6236\u53e3 \u6173\u76e1\u6309\u63ed\u5229\u7387 (opens in a new tab)\">Mortgage Link <\/a><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/mortgage-link-%e9%ab%98%e6%81%af%e6%88%b6%e5%8f%a3-%e6%85%b3%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Mortgage Link \u9ad8\u606f\u6236\u53e3 \u6173\u76e1\u6309\u63ed\u5229\u7387 (opens in a new tab)\">\u6309\u63ed\u5b58\u6b3e<\/a><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/mortgage-link-%e9%ab%98%e6%81%af%e6%88%b6%e5%8f%a3-%e6%85%b3%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Mortgage Link \u9ad8\u606f\u6236\u53e3 \u6173\u76e1\u6309\u63ed\u5229\u7387 (opens in a new tab)\">\u9ad8\u606f<\/a><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/mortgage-link-%e9%ab%98%e6%81%af%e6%88%b6%e5%8f%a3-%e6%85%b3%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Mortgage Link \u9ad8\u606f\u6236\u53e3 \u6173\u76e1\u6309\u63ed\u5229\u7387 (opens in a new tab)\">\u6236\u53e3<\/a><\/span><\/strong><\/li>\n<\/ul>\n<p><strong style=\"color: #1d3960;\">\u3010\u6309\u63ed\u9032\u7d1a\u7248\u3011<\/strong><\/p>\n<ul>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e6%94%bb%e7%95%a5-%e4%bd%95%e8%ac%82%e4%ba%8c%e6%8c%89-%e4%ba%8c%e6%8c%89%e7%94%b3%e8%ab%8b%e6%89%8b%e7%ba%8c\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u300c\u4e8c\u6309\u300d\u7533\u8acb\u689d\u4ef6\u3001\u624b\u7e8c (opens in a new tab)\">\u5982\u4f55\u4e8c\u6309<\/a><\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%8A%A0%E6%8C%89%E5%9F%BA%E6%9C%AC%E9%A0%88%E7%9F%A5\/\">\u5982\u4f55\u52a0\u6309<\/a><\/span><\/strong><\/li>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90%e5%ae%89%e8%80%81%e6%8c%89%e6%8f%ad%e6%95%99%e5%ae%a4%e3%80%91%e4%bd%a0%e5%95%8f%e6%88%91%e7%ad%94%e5%85%a5%e9%96%80%e6%95%99%e5%ad%b8\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u5b89\u8001\u6309\u63ed\uff08\u9006\u6309\u63ed\uff09\u5165\u9580\u5168\u653b\u7565 (opens in a new tab)\">\u5b89\u8001\u6309\u63ed\uff08\u9006\u6309\u63ed\uff09\u5165\u9580<\/a><\/span><\/strong>\uff5c<strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90%e5%ae%89%e8%80%81%e6%8c%89%e6%8f%ad%e6%95%99%e5%ae%a4%e3%80%91%e4%ba%94%e5%a4%a7%e5%9c%b0%e9%9b%b7%e4%bd%a0%e8%a6%81%e7%9f%a5\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u5b89\u8001\u6309\u63ed 5 \u5927\u5730\u96f7\u4f60\u8981\u77e5 (opens in a new tab)\">\u5b89\u8001\u6309\u63ed\u5730\u96f7<\/a><\/span><\/strong><\/li>\n<li><strong><span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e6%93%94%e4%bf%9d%e4%ba%ba%e9%a2%a8%e9%9a%aa%e5%8f%8a%e8%b2%ac%e4%bb%bb\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u505a\u6309\u63ed\u64d4\u4fdd\u4eba\u524d\u5fc5\u8b80\uff01\u64d4\u4fdd\u8cac\u4efb\uff065 \u5927\u98a8\u96aa (opens in a new tab)\">\u6309\u63ed\u64d4\u4fdd\u4eba\u8cac\u4efb\u8207\u98a8\u96aa<\/a><\/span><\/strong>\uff5c<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%a0%e8%b3%87%e7%94%a2-call-loan-%e5%89%8d%e5%9b%a0%e5%be%8c%e6%9e%9c\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u907f\u514d\u6210\u70ba\u300c\u8ca0\u8cc7\u7522\u300d\uff08\u4e00\u6587\u770b\u6e05\u524d\u56e0\u5f8c\u679c\uff09\n (opens in a new tab)\"><strong><span style=\"color: #ff8700;\">\u8ca0\u8cc7\u7522\u524d\u56e0\u5f8c\u679c<\/span><\/strong><br data-rich-text-line-break=\"true\" \/><\/a><\/li>\n<\/ul>\n<p><strong style=\"color: #1d3960;\">\u3010\u5176\u4ed6\u7269\u696d\u6309\u63ed\u3011<\/strong><\/p>\n<ul>\n<li><span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e6%94%bb%e7%95%a5-%e6%9d%91%e5%b1%8b%e6%8c%89%e6%8f%ad%e9%9b%a3%e9%a1%8c\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u6751\u5c4b\u6309\u63ed (opens in a new tab)\">\u6751\u5c4b\u6309\u63ed<\/a><\/strong><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e4%b8%80%e4%ba%8c%e6%89%8b%e5%b1%85%e5%b1%8b%e6%8c%89%e6%8f%ad%e6%8c%87%e5%8d%97-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%8c%89%e6%8f%ad\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u4e00\u4e8c\u624b\u5c45\u5c4b\u6309\u63ed\uff08\u542b\u7da0\u8868\u3001\u767d\u8868\u3001\u767d\u5c45\u4e8c\u8cc7\u683c\uff09 (opens in a new tab)\">\u5c45\u5c4b\u6309\u63ed\uff08\u7da0\/\u767d\u8868\/\u767d\u5c45\u4e8c\uff09<\/a><\/strong><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a style=\"color: #ff8700;\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%b6%a0%e7%bd%ae%e5%b1%85%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"\u7da0\u7f6e\u5c45\u6309\u63ed (opens in a new tab)\">\u7da0\u7f6e\u5c45\u6309\u63ed<\/a><\/strong><\/span><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p><strong>\u7acb\u5373\u8df3\u5f80\uff1a<a href=\"#\u751a\u9ebc\u662f\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\" target=\"_self\" rel=\"noopener noreferrer\">\u751a\u9ebc\u662f\u300c\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u300d<\/a>\uff5c<a href=\"#\u65b0\u820a\u6309\u4fdd\u4e00\u89bd\" data-type=\"internal\" data-id=\"#\u65b0\u820a\u6309\u4fdd\u4e00\u89bd\">\u65b0\u820a\u6309\u4fdd\u4e00\u89bd<\/a><strong>\uff5c<\/strong><a href=\"#\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u7531\u8ab0\u63d0\u4f9b\" target=\"_self\" rel=\"noopener noreferrer\">\u300c\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u300d\u7531\u8ab0\u63d0\u4f9b<\/a>\uff5c<a href=\"#\u6309\u4fdd\u7533\u8acb\u7a0b\u5e8f-\u6240\u9700\u6587\u4ef6\" target=\"_self\" rel=\"noopener noreferrer\">\u6309\u4fdd\u7533\u8acb\u7a0b\u5e8f<\/a>\uff5c<a href=\"#\u6309\u4fdd\u662f\u5426\u8981\u58d3\u529b\u6e2c\u8a66\" target=\"_self\" rel=\"noopener noreferrer\">\u6309\u4fdd\u662f\u5426\u8981\u58d3\u529b\u6e2c\u8a66<\/a>\uff5c<a href=\"#\u7e73\u4ed8\u4fdd\u8cbb\" data-type=\"internal\" data-id=\"#\u7e73\u4ed8\u4fdd\u8cbb\">\u7e73\u4ed8\u4fdd\u8cbb<\/a><meta charset=\"utf-8\"><strong>\uff5c<\/strong><a href=\"#\u5e38\u898b\u554f\u984c\" data-type=\"internal\" data-id=\"#\u5e38\u898b\u554f\u984c\">\u5e38\u898b\u554f\u984c<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u8fd1\u671f\u66f4\u65b0<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7f8e\u570b\u806f\u5132\u5c40\u516c\u4f48\u8b70\u606f\u7d50\u679c\uff0c\u5c07\u806f\u90a6\u57fa\u91d1\u5229\u7387\u7684\u76ee\u6a19\u5340\u9593\u4e0b\u8abf0.25\u5398\uff0c\u964d\u81f3\u4ecb\u4e4e4.25\u81f34.5\u5398\u3002\uff082024\u5e7412\u6708\uff09<\/li>\n\n\n\n<li>\u7f8e\u570b\u516c\u5e0311\u6708\u4efd\u6d88\u8cbb\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u6309\u5e74\u4e0a\u53472.7%\uff0c\u6309\u6708\u5347\u5e45\u70ba0.1\u500b\u767e\u5206\u9ede\uff0c\u7b26\u5408\u5e02\u5834\u9810\u671f\u3002 (2024\u5e7412\u6708\uff09<\/li>\n\n\n\n<li>\u7f8e\u570b\u516c\u5e0311\u6708\u4efd\u751f\u7522\u8005\u7269\u50f9\u6307\u6578\uff08PPI\uff09\u6309\u5e74\u4e0a\u53473%\uff0c\u8f03\u5e02\u5834\u9810\u671f\u76842.6%\u7565\u9ad8\u3002 (2024\u5e7412\u6708\uff09<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u91d1\u7ba1\u5c40\u5373\u65e5\u8d77\u66ab\u505c\u58d3\u529b\u6e2c\u8a66\u8981\u6c42\u3002 (2024\u5e742\u670828\u65e5\uff09<\/li>\n\n\n\n<li>\u6240\u6709\u4f4f\u5b85\u7269\u696d\uff0c\u4e0d\u8ad6\u6a13\u50f9\u3001\u7121\u8ad6\u81ea\u7528\u6216\u975e\u81ea\u7528\uff0c\u6309\u63ed\u6210\u6578\u4e0a\u9650\u4e00\u5f8b\u8abf\u6574\u81f37\u6210\u3002(2024\u5e7410\u6708\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u751a\u9ebc\u662f\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\" style=\"color:#1d3961\"><strong>\u751a\u9ebc\u662f\u300c\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u300d<\/strong><\/h2>\n\n\n\n<p>\u6839\u64da\u91d1\u7ba1\u5c40\u898f\u5b9a\uff0c\u6309\u63ed\u501f\u6b3e\u4eba\u5982\u60f3\u7533\u8acb 7 \u6210\u4ee5\u4e0a\u7684\u6309\u63ed\u8cb8\u6b3e\uff0c\u5c31\u8981\u8cfc\u8cb7\u6309\u63ed\u4fdd\u96aa\uff08\u4fd7\u7a31\u300c\u6309\u4fdd\u300d)\uff0c\u8d85\u51fa 7 \u6210\u4ee5\u4e0a\u7684\u6309\u63ed\uff0c\u7a31\u70ba\u9ad8\u6210\u6578\u6309\u63ed\u3002<\/p>\n\n\n\n<p>\u6309\u63ed\u4fdd\u96aa\u80fd\u7a69\u5b9a\u9280\u884c\u9ad4\u7cfb\uff0c\u6309\u63ed\u4fdd\u96aa\u516c\u53f8<strong>\uff08\u6309\u4fdd\u516c\u53f8\uff09<\/strong>\u70ba\u8d85\u51fa 7 \u6210\u7684\u8cb8\u6b3e\u90e8\u5206\u63d0\u4f9b\u4fdd\u969c\uff0c\u9280\u884c\u5c31\u6bcb\u9808\u56e0\u6279\u51fa\u9ad8\u6210\u6578\u6309\u63ed\u800c\u627f\u64d4\u984d\u5916\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u5c0d\u9996\u7f6e\u4eba\u58eb\u548c\u975e\u9996\u7f6e\u4eba\u58eb\u8a2d\u6709<a aria-label=\"\u4e0d\u540c\u6210\u6578\u4e0a\u9650 (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%9c%80%e9%ab%98%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8-%e9%a6%96%e7%bd%ae-%e9%9d%9e%e9%a6%96%e7%bd%ae\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e0d\u540c\u6210\u6578\u4e0a\u9650<\/a>\uff0c\u6700\u9ad8\u5206\u5225\u70ba <a aria-label=\"9 \u6210 (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/9%e6%88%90%e6%8c%89%e6%8f%ad-%e7%94%b3%e8%ab%8b%e6%a2%9d%e4%bb%b6-%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c-%e9%a6%96%e7%bd%ae%e4%b8%8a%e8%bb%8a\/\" target=\"_blank\" rel=\"noreferrer noopener\">9 \u6210<\/a>\u548c<a aria-label=\" 8 \u6210 (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/8%e6%88%90%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" rel=\"noreferrer noopener\"> 8 \u6210<\/a>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"has-text-color has-background\" style=\"color:#ff8700;background-color:#f7fafb\"><a rel=\"noreferrer noopener\" class=\"rank-math-link\" data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/%E9%A6%99%E6%B8%AF\/%E4%B8%8A%E8%BB%8A%E7%9B%A4?from-blog\" target=\"_blank\"><strong>\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u641c\u5c0b 600 \u842c\u5167\u4e0a\u8eca\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u65b0\u820a\u6309\u4fdd\u4e00\u89bd\" style=\"color:#1d3960\"><strong>\u65b0\u820a\u6309\u4fdd\u4e00\u89bd<\/strong><\/h2>\n\n\n\n<p>\u820a\u6309\u4fdd\u53ca\u65b0\u6309\u4fdd\u8a08\u5283\u81f3\u4eca\u4ecd\u4e26\u884c\u4f7f\u7528\uff0c\u8996\u4e4e\u7269\u696d\u50f9\u683c\u800c\u6c7a\u5b9a\u63a1\u7528\u54ea\u4e00\u7a2e\uff1b\u65b0\u6309\u4fdd\u8a08\u5283\u9996\u6b21\u51fa\u73fe\u65bc 2019 \u5e74 10 \u6708 16 \u65e5 \uff0c\u7531\u6797\u912d\u6708\u5a25\u63d0\u51fa\uff08\u4fd7\u7a31\u300c\u6797\u912d Plan\u300d)\uff0c\u53ca\u5f8c\u56e0\u61c9\u5e02\u5834\u8b8a\u5316\u53ca\u6a13\u50f9\u8d70\u52e2\uff0c\u65b0\u6309\u4fdd\u5148\u5f8c\u51fa\u73fe\u5169\u6b21\u8abf\u6574\uff08\u4fd7\u7a31\u300c\u6ce2\u53d4 Plan\u300d \u53ca\u300c\u5bec\u6309\u63ed\u300d)\uff0c\u800c\u81ea 2023 \u5e74 9 \u6708 22 \u65e5\u8d77\u81f3\u4eca\uff0c\u5373\u4f9b\u6a13\u82b1\u4ea6\u53ef\u9069\u7528\u65bc\u65b0\u5236\u7684\u6309\u63ed\u4fdd\u96aa\u7bc4\u570d\uff0c\u53ef\u53c3\u8003\u4ee5\u4e0b\u5217\u8868\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u820a\u6309\u4fdd\" style=\"color:#1d3960\">\u820a\u6309\u4fdd<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><tbody><tr><td><strong>\u7269\u696d\u50f9\u683c<\/strong><\/td><td>$400 \u842c\u4ee5\u4e0b<\/td><td>$400 \u842c &#8211; $450 \u842c<\/td><td>$600 \u842c\u6216\u4ee5\u4e0b<\/td><\/tr><tr><td><strong>\u6700\u9ad8\u6309\u63ed\u6210\u6578<\/strong><\/td><td>90%<\/td><td>80 &#8211; 90%\uff1b\u8cb8\u6b3e\u4e0a\u9650 $360\u842c<\/td><td>80%<\/td><\/tr><tr><td><strong>\u7269\u696d\u985e\u5225<\/strong><\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><\/tr><tr><td><strong>\u9996\u6b21\u7f6e\u696d<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u56fa\u5b9a\u6536\u5165<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u4f9b\u6b3e\u6bd4\u7387\u4e0a\u9650<\/strong><\/td><td>50%<\/td><td>50%<\/td><td>50%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u65b0\u6309\u4fdd\u9069\u7528\u7bc4\u570d-2022\u5e742\u670823\u65e5\u8d77\u751f\u6548\" style=\"color:#1d3960\">\u65b0\u6309\u4fdd\uff08\u6797\u912dPlan\uff09<\/h3>\n\n\n\n<p id=\"\u65b0\u6309\u4fdd\u9069\u7528\u7bc4\u570d-2022\u5e742\u670823\u65e5\u8d77\u751f\u6548\"><strong> 2019 \u5e74 10 \u6708 16 \u65e5\u8d77 &#8211; 2022\u5e74\u8ca1\u653f\u9810\u7b97\u6848\u516c\u5e03\u524d<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><tbody><tr><td><strong>\u7269\u696d\u50f9\u683c<\/strong><\/td><td>$400 \u842c &#8211; $800 \u842c<\/td><td>$800 \u842c\u4ee5\u4e0a &#8211; $900 \u842c<\/td><td>$900\u842c\u4ee5\u4e0a &#8211; $1,000\u842c<\/td><\/tr><tr><td><strong>\u6700\u9ad8\u6309\u63ed\u6210\u6578<\/strong><\/td><td>90%<\/td><td>80 &#8211; 90%\uff1b\u8cb8\u6b3e\u4e0a\u9650 $720\u842c<\/td><td>80%<\/td><\/tr><tr><td><strong>\u7269\u696d\u985e\u5225<\/strong><\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><\/tr><tr><td><strong>\u9996\u6b21\u7f6e\u696d<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u56fa\u5b9a\u6536\u5165<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u4f9b\u6b3e\u6bd4\u7387\u4e0a\u9650<\/strong><\/td><td>50%<\/td><td>50%<\/td><td>50%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u65b0\u6309\u4fdd\u9069\u7528\u7bc4\u570d-2022\u5e742\u670823\u65e5\u8d77\u751f\u6548\" style=\"color:#1d3960\">\u65b0\u6309\u4fdd\uff08\u6ce2\u53d4Plan\uff09<\/h3>\n\n\n\n<p id=\"\u65b0\u6309\u4fdd\u9069\u7528\u7bc4\u570d-2022\u5e742\u670823\u65e5\u8d77\u751f\u6548\"><strong>2022 \u5e74 2 \u6708 23 \u65e5\u8d77\u751f\u6548<\/strong> &#8211; <strong>2023 \u5e74 7 \u6708 7 \u65e5\u524d<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><tbody><tr><td><strong>\u7269\u696d\u50f9\u683c<\/strong><\/td><td>$400 \u842c &#8211; $1,000 \u842c<\/td><td>$1,000 \u842c\u4ee5\u4e0a &#8211; $1,125 \u842c<\/td><td>$1,125 \u842c\u4ee5\u4e0a &#8211; $1,200\u842c<\/td><td>$1,200\u842c\u4ee5\u4e0a &#8211; $1,920\u842c<\/td><\/tr><tr><td><strong>\u6700\u9ad8\u6309\u63ed\u6210\u6578<\/strong><\/td><td>90%<\/td><td>80 &#8211; 90%\uff1b\u8cb8\u6b3e\u4e0a\u9650 $900\u842c<\/td><td>80%<\/td><td>50 &#8211; 80%\uff1b\u8cb8\u6b3e\u4e0a\u9650 $960\u842c<\/td><\/tr><tr><td><strong>\u7269\u696d\u985e\u5225<\/strong><\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><\/tr><tr><td><strong>\u9996\u6b21\u7f6e\u696d<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u56fa\u5b9a\u6536\u5165<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u4f9b\u6b3e\u6bd4\u7387\u4e0a\u9650<\/strong><\/td><td>50%<\/td><td>50%<\/td><td>50%<\/td><td>50%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u65b0\u6309\u4fdd\u9069\u7528\u7bc4\u570d-2022\u5e742\u670823\u65e5\u8d77\u751f\u6548\" style=\"color:#1d3960\">\u5bec\u6309\u4fdd\uff08\u73fe\u884c\u5236\u5ea6\uff09<\/h3>\n\n\n\n<p id=\"\u65b0\u6309\u4fdd\u9069\u7528\u7bc4\u570d-2022\u5e742\u670823\u65e5\u8d77\u751f\u6548\"><strong>2023 \u5e74 7 \u6708 7 \u65e5\u8d77\u751f\u6548<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><tbody><tr><td><strong>\u7269\u696d\u50f9\u683c<\/strong><\/td><td>$400 \u842c &#8211; $1,000 \u842c<\/td><td>$1,000 \u842c\u4ee5\u4e0a &#8211; $1,125 \u842c<\/td><td>$1,125 \u842c\u4ee5\u4e0a &#8211; $1,500\u842c<\/td><td>$1,500 \u842c\u4ee5\u4e0a &#8211; $1,715\u842c<\/td><td>$1,715 \u842c\u4ee5\u4e0a &#8211; $3,000\u842c<\/td><\/tr><tr><td><strong>\u6700\u9ad8\u6309\u63ed\u6210\u6578<\/strong><\/td><td>90%<\/td><td>80 &#8211; 90%\uff1b\u8cb8\u6b3e\u4e0a\u9650 $900\u842c<\/td><td>80%<\/td><td>70 &#8211; 80%\uff1b\u8cb8\u6b3e\u4e0a\u9650 $1,200\u842c<\/td><td>70%<\/td><\/tr><tr><td><strong>\u7269\u696d\u985e\u5225<\/strong><\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><td>\u73fe\u6a13\u53ca\u6a13\u82b1<\/td><\/tr><tr><td><strong>\u9996\u6b21\u7f6e\u696d<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u56fa\u5b9a\u6536\u5165<\/strong><\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><tr><td><strong>\u4f9b\u6b3e\u6bd4\u7387\u4e0a\u9650<\/strong><\/td><td>50%<\/td><td>50%<\/td><td>50%<\/td><td>50%<\/td><td>50%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u7531\u8ab0\u63d0\u4f9b\" style=\"color:#1d3960\">\u300c<strong>\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u300d\u7531\u8ab0\u63d0\u4f9b<\/strong> <\/h2>\n\n\n\n<p>\u73fe\u6642\u672c\u6e2f\u6709 3 \u5bb6\u516c\u53f8\u63d0\u4f9b\u6309\u63ed\u4fdd\u96aa\u670d\u52d9\uff0c\u5206\u5225\u70ba\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.hkmc.com.hk\/chi\/\" data-type=\"URL\" data-id=\"https:\/\/www.hkmc.com.hk\/chi\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8<\/a>\uff08The Hong Kong Mortgage Corporation Limited\uff0cHKMC\uff09<\/li>\n\n\n\n<li><a href=\"https:\/\/www.qbe.com\/hk\/zh-hk\" data-type=\"URL\" data-id=\"https:\/\/www.qbe.com\/hk\/zh-hk\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u6606\u58eb\u862d\u4fdd\u96aa<\/a>\uff08QBE\uff09<\/li>\n\n\n\n<li><a href=\"https:\/\/www.aig.com.hk\/zh\/personal\" data-type=\"URL\" data-id=\"https:\/\/www.aig.com.hk\/zh\/personal\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u7f8e\u4e9e\u4fdd\u96aa<\/a>\uff08AIG\uff09\u8a3b\uff1a\u5df2\u66ab\u505c\u63a5\u53d7\u65b0\u7533\u8acb<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p>\u7533\u8acb\u4eba\u9700\u8981\u7d93\u9280\u884c\u7533\u8acb\u6309\u4fdd\uff0c\u9078\u7528\u54ea\u4e00\u5bb6\u6309\u4fdd\u516c\u53f8\u5c31\u7531\u9280\u884c\u6c7a\u5b9a\uff0c\u7533\u8acb\u4eba<font color=\"#FF2768\"><span class=\"has-inline-color has-black-color\">\u4e0d\u80fd\u81ea\u9078<\/span><\/font>\u3002\u6709\u9280\u884c\u53ea\u6703\u7d93 HKMC\uff0c\u4ea6\u6709\u9280\u884c\u6703\u96a8\u6a5f\u9078\u64c7\u3002\u5be9\u6279\u6a19\u6e96\u65b9\u9762\uff0c\u7531\u65bc 3 \u5bb6\u6309\u4fdd\u516c\u53f8\u5747\u9808\u9075\u5f9e\u91d1\u7ba1\u5c40\u6307\u5f15\uff0c\u6545\u6a19\u6e96\u5927\u81f4\u76f8\u540c\u3002<\/p>\n\n\n\n<p>\u96d6\u7136 3 \u5bb6\u6309\u4fdd\u516c\u53f8\u7684\u4fdd\u8cbb\u90fd\u662f\u4e00\u6a23\uff0c\u4f46\u5982\u679c\u501f\u6b3e\u4eba\u9078\u64c7\u5411\u9280\u884c\u501f\u4fdd\u8cbb\uff0c\u9280\u884c\u65b9\u9762\u6703\u6536\u53d6<font color=\"#FF2768\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\">\u5229\u7387\u6216\u63d0\u4f9b<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%8a%80%e8%a1%8c%e6%8c%89%e6%8f%ad-%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87-%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%88%e5%a4%a7%e6%af%94%e6%8b%bc\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%8a%80%e8%a1%8c%e6%8c%89%e6%8f%ad-%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87-%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%88%e5%a4%a7%e6%af%94%e6%8b%bc\/\">\u56de\u8d08<\/a><\/mark><\/font>\uff0c\u5404\u9593\u9280\u884c\u4e0d\u540c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u6309\u4fdd\u7533\u8acb\u7a0b\u5e8f-\u6240\u9700\u6587\u4ef6\" style=\"color:#1d3960\"><strong>\u6309\u4fdd\u7533\u8acb\u7a0b\u5e8f<\/strong><\/h2>\n\n\n\n<p>\u7c3d\u4e86\u81e8\u6642\u5408\u7d04\u5f8c\uff0c\u8cb7\u5bb6\u53ef\u5230\u9280\u884c\u505a\u6309\u63ed\uff0c\u5982\u501f\u8d85\u904e 7 \u6210\uff0c\u5c31\u8981\u7d93\u9280\u884c\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\uff0c\u518d\u7531\u9280\u884c\u5c07\u7533\u8acb\u8868\u905e\u4ea4\u81f3\u6309\u4fdd\u516c\u53f8\u3002\u6309\u4fdd\u516c\u53f8\u548c\u9280\u884c\u6703\u5206\u5225\u70ba\u7533\u8acb\u9032\u884c\u6279\u6838\uff0c\u9700\u6642\u7d04 2 \u500b\u661f\u671f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u6240\u9700\u6587\u4ef6\" style=\"color:#1d3960\">\u6240\u9700\u6587\u4ef6<\/h3>\n\n\n\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\u6703\u9700\u8981\u4ee5\u4e0b\u6587\u4ef6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8eab\u4efd\u8b49\u526f\u672c<\/li>\n\n\n\n<li>\u4f4f\u5740\u8b49\u660e<\/li>\n\n\n\n<li>\u50f1\u50ad\u5408\u7d04\u526f\u672c<\/li>\n\n\n\n<li>\u8fd1 3 \u500b\u6708\u7ce7\u55ae<\/li>\n\n\n\n<li>\u8fd1 3 \u500b\u6708\u51fa\u7ce7\u6236\u53e3\u6708\u7d50\u55ae<\/li>\n\n\n\n<li>\u5176\u4ed6\u50b5\u52d9\u8b49\u660e\uff0c\u5982\u6309\u63ed\u8cb8\u6b3e\u4fe1\u53ca\u8fd1 3 \u500b\u6708\u4f9b\u6b3e\u8b49\u660e<br><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"has-text-color has-background\" style=\"color:#ff8700;background-color:#f7fafb\"><a rel=\"noreferrer noopener\" data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" target=\"_blank\"><strong>\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u641c\u5c0b\u6240\u6709\u653e\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u6309\u4fdd\u662f\u5426\u8981\u58d3\u529b\u6e2c\u8a66\" style=\"color:#1d3960\"><strong>\u6309\u4fdd\u662f\u5426\u8981\u58d3\u529b\u6e2c\u8a66<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u9996\u7f6e\u4eba\u58eb\" style=\"color:#1d3960\">\u9996\u7f6e\u4eba\u58eb<\/h3>\n\n\n\n<p>\u5047\u8a2d\u7533\u8acb\u4eba\u5c6c\u9996\u6b21\u7f6e\u696d\uff0c\u7121\u6309\u63ed\u5728\u8eab\uff0c\u53ea\u8981\u5176\u70ba\u56fa\u5b9a\u53d7\u85aa\u4eba\u58eb\uff0c\u4e14\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\u4e0d\u8d85\u904e 50%\uff0c\u5c31\u5408\u8cc7\u683c\u900f\u904e\u6309\u4fdd\u7533\u8acb\u9ad8\u6210\u6578\u6309\u63ed\u3002<\/p>\n\n\n\n<p>\u57282024\u5e742\u6708\u653f\u5e9c\u5ba3\u4f48\u66ab\u505c\u58d3\u6e2c\u524d\uff0c\u9280\u884c\u6703\u70ba\u9996\u7f6e\u7533\u8acb\u4eba\u9032\u884c<a aria-label=\"\u58d3\u6e2c (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e5%a3%93%e5%8a%9b%e6%b8%ac%e8%a9%a6%e8%a6%81%e6%b1%82\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u58d3\u6e2c<\/a>\uff0c\u4f46\u5373\u4f7f\u4e0d\u901a\u904e\u58d3\u6e2c\u4e5f\u7121\u5927\u7919\uff0c\u56e0\u5176\u91cd\u9ede\u662f\u7528\u4f86\u6c7a\u5b9a\u4fdd\u8cbb\u9ad8\u4f4e\u3002\u5982\u679c\u9996\u7f6e\u7533\u8acb\u4eba\u7b26\u5408\u4f9b\u6b3e\u6bd4\u7387\uff0c\u4f46<strong><font color=\"#FF2768\"><span class=\"has-inline-color has-black-color\">\u58d3\u6e2c\u4e0d\u5408\u683c\uff0c\u4ecd\u7136\u53ef\u7533\u8acb\u9ad8\u6210\u6578\u6309\u63ed<\/span><\/font><\/strong>\uff0c\u4e0d\u904e\u5c31\u8981\u652f\u4ed8\u66f4\u9ad8\u7684\u6309\u63ed\u4fdd\u96aa\u8cbb\u7528\uff08\u7d04\u70ba\u539f\u672c\u4fdd\u8cbb\u4e4b 10%\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u975e\u9996\u7f6e\u4eba\u58eb\" style=\"color:#1d3960\">\u975e\u9996\u7f6e\u4eba\u58eb<\/h3>\n\n\n\n<p>\u5982\u679c\u662f\u975e\u9996\u7f6e\uff0c\u6216\u6709\u4efb\u4f55\u6309\u63ed\u5728\u8eab\uff0c\u7533\u8acb\u4eba\u5c31\u8981\u63a5\u53d7\u4e26\u4e14\u901a\u904e\u58d3\u529b\u6e2c\u8a66\u3002<\/p>\n\n\n\n<p>\u6ce8\u610f\uff0c\u91d1\u7ba1\u5c40\u5df2\u65bc2024\u5e742\u670828\u65e5\u66ab\u505c\u58d3\u529b\u6e2c\u8a66\u8981\u6c42\uff0c\u56e0\u6b64\u73fe\u6642\u7121\u8ad6\u662f\u9996\u7f6e\u6216\u975e\u9996\u4eba\u58eb\u7533\u8acb\u9ad8\u6210\u6578\u6309\u63ed\uff0c\u7686\u66ab\u7121\u58d3\u6e2c\u8981\u6c42\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u7e73\u4ed8\u4fdd\u8cbb\" style=\"color:#1d3960\"><meta charset=\"utf-8\"><strong>\u7e73\u4ed8\u4fdd\u8cbb<\/strong><\/h2>\n\n\n\n<p>\u6309\u63ed\u4fdd\u8cbb\u7531\u91d1\u7ba1\u5c40\u8a02\u7acb\uff0c3 \u5bb6\u63d0\u4f9b\u6309\u63ed\u4fdd\u96aa\u7684\u516c\u53f8\uff0c\u6240\u6536\u53d6\u7684<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa-%e6%8c%89%e6%8f%ad%e4%bf%9d%e8%b2%bb-%e9%80%80%e4%bf%9d\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u8cbb<\/a>\u4ee5\u53ca\u9084\u6b3e\u5e74\u671f\u90fd\u662f\u4e00\u6a23\u3002\u7f6e\u696d\u4eba\u58eb\u53ef\u9078\u64c7\u4e00\u6b21\u904e\u4ed8\u6e05\u4fdd\u8cbb\uff0c\u4ea6\u53ef\u9078\u64c7\u6bcf\u5e74\u7e8c\u4fdd\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u501f\u6b3e\u4eba\u90fd\u6703\u9078\u64c7\u4e00\u6b21\u4ed8\u6e05\u4fdd\u8cbb\u3002\u539f\u56e0\u6709\u4e8c\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4fdd\u8cbb\u8f03\u5e73<\/li>\n\n\n\n<li>\u53ef\u5411\u9280\u884c\u501f\u4fdd\u8cbb\uff0c\u7531\u9280\u884c\u5411\u6309\u4fdd\u516c\u53f8\u4e00\u6b21\u4ed8\u6e05\u4fdd\u8cbb\uff0c\u501f\u6b3e\u4eba\u518d\u5206\u671f\u6524\u9084\u4e88\u9280\u884c\uff0c\u9019\u6a23\u6bd4\u6bcf\u5e74\u7e8c\u4fdd\u66f4\u5e73<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p>\u66f4\u591a\u95dc\u65bc\u4fdd\u8cbb\u8a08\u7b97\u53ca\u9000\u4fdd\u4e8b\u5b9c\uff0c\u53ef\u53c3\u8003<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%8C%89%E6%8F%AD%E4%BF%9D%E9%9A%AA-%E6%8C%89%E6%8F%AD%E4%BF%9D%E8%B2%BB-%E9%80%80%E4%BF%9D\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%8C%89%E6%8F%AD%E4%BF%9D%E9%9A%AA-%E6%8C%89%E6%8F%AD%E4%BF%9D%E8%B2%BB-%E9%80%80%E4%BF%9D\/\">\u3010\u6309\u63ed\u4fdd\u8cbb\u5168\u9762\u7747\u3011<\/a>\u7bc7\u7ae0\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p>\u81ea\u5f9e\u6309\u63ed\u6210\u6578\u7684\u6a13\u50f9\u4e0a\u9650\u653e\u5bec\u5f8c\uff0c\u6e96\u8cb7\u5bb6\u53ef\u4ee5\u66f4\u4f4e\u9996\u671f\u6210\u672c\u4e0a\u8eca\uff0c\u610f\u5473\u8457\u5728\u5e02\u5834\u4e0a\u6709\u66f4\u591a\u7684\u9078\u64c7\uff0c\u5373\u4e0a\u5343\u5c45\u641c\u5c0b\u5404\u5340<a data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" target=\"_blank\" rel=\"noreferrer noopener\">\u5fc3\u6c34\u975a\u76e4<\/a>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"has-text-color has-background\" style=\"background-color:#f7fafb;color:#ff8700\"><a rel=\"noreferrer noopener\" class=\"rank-math-link\" data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/%E9%A6%99%E6%B8%AF\/%E4%B8%8A%E8%BB%8A%E7%9B%A4?from-blog\" target=\"_blank\"><strong>\u3010\u672c\u9031\u63a8\u4ecb\u3011\u641c\u5c0b\u5168\u6e2f\u6700\u65b0\u4e0a\u8eca\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u5e38\u898b\u554f\u984c\" style=\"color:#1d3960\">\u5e38\u898b\u554f\u984c<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1637917949486\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><mark style=\"color:#1d3960\" class=\"has-inline-color\">\u300c\u820a\u6309\u4fdd\u300d\u548c  \u300c\u65b0\u6309\u4fdd\u300d\u6709\u4f55\u5927\u5206\u5225\uff1f<\/mark><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u4f7f\u7528\u820a\u6309\u4fdd\uff0c\u9996\u7f6e\u56fa\u4eba\u58eb\u7684 9 \u6210\u6309\u63ed\uff0c\u6a13\u50f9\u4e0a\u9650\u70ba $400 \u842c\uff1b\u4f7f\u7528\u65b0\u6309\u4fdd\uff0c9 \u6210\u6309\u63ed\u6a13\u50f9\u4e0a\u9650\u70ba $1,000 \u842c\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1637918669998\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><mark style=\"color:#1d3960\" class=\"has-inline-color\">\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\uff08HKMC\uff09\u8207\u9999\u6e2f\u6309\u63ed<strong>\u4fdd\u96aa\u6709\u9650\u516c\u53f8<\/strong>\uff08HKMC Insurance\uff09\u6709\u4f55\u5206\u5225\uff1f<\/mark><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>HKMC \u662f\u4e00\u9593\u7531\u7279\u5340\u653f\u5e9c\u901a\u904e\u5916\u532f\u57fa\u91d1\u5168\u8cc7\u64c1\u6709\u7684\u516c\u53f8\uff0c\u65bc 1997 \u5e74\u6839\u64da\u300a\u516c\u53f8\u689d\u4f8b\u300b\u8a3b\u518a\u6210\u7acb\u3002HKMC Insurance \u662f HKMC \u5168\u8cc7\u9644\u5c6c\u516c\u53f8\uff0c\u8ca0\u8cac\u6309\u63ed\u4fdd\u96aa\u53ca\u8cb8\u6b3e\u64d4\u4fdd\u696d\u52d9\uff0c\u5305\u62ec<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%AE%9A%E6%81%AF%E6%8C%89%E6%8F%AD-hkmc%E5%AE%9A%E6%81%AF%E6%8C%89%E6%8F%AD%E8%A9%A6%E9%A9%97%E8%A8%88%E5%8A%83%E5%84%AA%E7%BC%BA\/\">\u5b9a\u606f\u6309\u63ed\u8a08\u5283<\/a>\u3001\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u7b49\u7b49\u3002<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f7fafb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-color\" style=\"color:#1d3960\"><strong>\u5ef6\u4f38\u95b1\u8b80\uff1a\u65b0\u624b\u8cb7\u6a13\u61f6\u4eba\u5305<\/strong><\/p>\n\n\n\n<p><strong><span style=\"color:#1d3960\" class=\"has-inline-color\">\u3010\u8cb7\u6a13\u6d41\u7a0b\u8207<strong>\u958b\u652f<\/strong>\u3011<\/span><\/strong> <\/p>\n\n\n\n<p><a rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90%e5%85%a8%e5%9f%8e%e6%90%b6%e8%b3%bc%e6%96%b0%e6%a8%93%e3%80%91%e4%ba%86%e8%a7%a3%e8%b2%b7%e4%b8%80%e6%89%8b%e6%a8%93%e7%a8%8b%e5%ba%8f%ef%bc%9a%e4%bd%95%e8%ac%82%e3%80%8c%e5%85%a5%e7%a5%a8\/\" target=\"_blank\"><span style=\"color: #ff8700;\"><strong>\u8cb7\u65b0\u76e4\u7a0b\u5e8f<\/strong><\/span><\/a> \uff5c<span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%99%e6%b8%af%e8%b3%bc%e8%b2%b7%e4%ba%8c%e6%89%8b%e6%a8%93%e7%9b%a4%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85\/\" target=\"_blank\"><strong>\u8cb7\u4e8c\u624b\u6a13\u7a0b\u5e8f<\/strong><\/a><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E4%B8%80%E6%96%87%E7%9C%8B%E6%B8%85%E7%A7%81%E6%A8%93%E5%B1%85%E5%B1%8B%E5%85%AC%E5%B1%8B%E9%A6%96%E6%9C%9F-%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E4%B8%80%E6%96%87%E7%9C%8B%E6%B8%85%E7%A7%81%E6%A8%93%E5%B1%85%E5%B1%8B%E5%85%AC%E5%B1%8B%E9%A6%96%E6%9C%9F-%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u9996\u671f\u8a08\u7b97<\/span><\/a><\/strong><\/span>\uff5c <span style=\"color: #ff8700;\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%99%e6%b8%af%e7%89%a9%e6%a5%ad%e5%8d%b0%e8%8a%b1%e7%a8%85%e6%9c%80%e6%96%b0%e6%9c%80%e5%bc%b7%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%99%e6%b8%af%e7%89%a9%e6%a5%ad%e5%8d%b0%e8%8a%b1%e7%a8%85%e6%9c%80%e6%96%b0%e6%9c%80%e5%bc%b7%e6%87%b6%e4%ba%ba%e5%8c%85\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5370\u82b1\u7a05\u8a08\u7b97<\/span><\/strong><\/a><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%96%e7%bd%ae%e4%b8%8a%e8%bb%8a-%e6%a8%93%e5%ae%87%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%96%e7%bd%ae%e4%b8%8a%e8%bb%8a-%e6%a8%93%e5%ae%87%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u6309\u63ed\u6559\u5b78<\/span><\/a><\/strong><\/span>\uff5c<span style=\"color:#ff8700\" class=\"has-inline-color\"><strong> <\/strong><\/span><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%b7%e6%a8%93%e5%be%8b%e5%b8%ab%e8%b2%bb-%e8%b2%b7%e6%a8%93%e9%96%8b%e6%94%af\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%b7%e6%a8%93%e5%be%8b%e5%b8%ab%e8%b2%bb-%e8%b2%b7%e6%a8%93%e9%96%8b%e6%94%af\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5f8b\u5e2b\u8cbb\u9808\u77e5<\/span><\/strong><\/a> |  <strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%ae%a1%e7%90%86%e8%b2%bb\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%ae%a1%e7%90%86%e8%b2%bb\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u7ba1\u7406\u8cbb<\/span><\/a><\/strong><\/p>\n\n\n\n<p> <strong><span style=\"color:#1d3960\" class=\"has-inline-color\">\u3010\u5165\u4f19\u6e96\u5099\u8207<strong>\u5bb6\u5c45\u4f48\u7f6e<\/strong>\u3011<\/span><\/strong>  <\/p>\n\n\n\n<p><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E9%A9%97%E6%A8%93%E6%94%BB%E7%95%A5-%E9%A9%97%E6%A8%93%E5%BF%85%E7%9D%87%E4%BA%94%E5%A4%A7%E7%91%95%E7%96%B5-%E5%90%AB%E8%A9%B3%E7%9B%A1%E9%A9%97%E6%A8%93%E6%B8%85%E5%96%AE\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E9%A9%97%E6%A8%93%E6%94%BB%E7%95%A5-%E9%A9%97%E6%A8%93%E5%BF%85%E7%9D%87%E4%BA%94%E5%A4%A7%E7%91%95%E7%96%B5-%E5%90%AB%E8%A9%B3%E7%9B%A1%E9%A9%97%E6%A8%93%E6%B8%85%E5%96%AE\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u9a57\u6a13\u6e05\u55ae<\/span><\/strong><\/a>\uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%90%AC%E5%B1%8B%E5%85%AC%E5%8F%B8%E6%8E%A8%E4%BB%8B-%E6%AF%94%E8%BC%83%E6%94%B6%E8%B2%BB%E5%A0%B1%E5%83%B9%E6%96%B9%E5%BC%8F\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%90%AC%E5%B1%8B%E5%85%AC%E5%8F%B8%E6%8E%A8%E4%BB%8B-%E6%AF%94%E8%BC%83%E6%94%B6%E8%B2%BB%E5%A0%B1%E5%83%B9%E6%96%B9%E5%BC%8F\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u642c\u5c4b\u6536\u8cbb<\/span><\/a><\/strong>\uff5c <a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E5%B1%85%E5%85%A5%E4%BC%99%E7%BF%92%E4%BF%97%E5%A4%9A-%E4%BA%94%E5%A4%A7%E5%84%80%E5%BC%8F%E8%A6%81%E5%81%9A%E8%B6%B3\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5165\u4f19\u5100\u5f0f<\/span><\/strong><\/a><span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span>\uff5c <a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%ae%b6%e5%b1%85%e4%bf%9d%e9%9a%aa%e9%a0%88%e7%9f%a5-%e4%bf%9d%e9%9a%9c%e7%af%84%e5%9c%8d-%e4%bf%9d%e9%9a%9c%e9%a1%8d-%e4%bf%9d%e8%b2%bb-%e7%ac%ac%e4%b8%89%e8%80%85%e8%b2%ac%e4%bb%bb\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5bb6\u5c45\u4fdd\u96aa<\/span><\/strong><\/a> \uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E8%A3%9D%E4%BF%AE%E8%A8%AD%E8%A8%88diy-%E5%88%86%E6%B8%85%E5%AE%A4%E5%85%A7%E8%A8%AD%E8%A8%88%E5%85%AC%E5%8F%B8vs%E8%A3%9D%E4%BF%AE%E5%85%AC%E5%8F%B8\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5ba4\u5167\u8a2d\u8a08<\/span><\/a><\/strong>\uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%a1%8c%e5%a4%96%e4%ba%ba%e5%bf%85%e5%ad%b8-%e5%ae%a4%e5%85%a7%e8%a3%9d%e4%bf%ae%e6%85%b3%e9%8c%a2%e5%a4%a7%e6%b3%95\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u88dd\u4fee\u5de5\u7a0b<\/span><\/a><\/strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%a1%8c%e5%a4%96%e4%ba%ba%e5%bf%85%e5%ad%b8-%e5%ae%a4%e5%85%a7%e8%a3%9d%e4%bf%ae%e6%85%b3%e9%8c%a2%e5%a4%a7%e6%b3%95\/\"><\/a><span style=\"color:#ff8700\" class=\"has-inline-color\"><\/span><\/p>\n\n\n\n<p><strong><span style=\"color:#1d3960\" class=\"has-inline-color\">\u3010\u6435\u6a13\u653b\u7565\u3011<\/span><\/strong>  <a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E5%B1%85%E5%85%A5%E4%BC%99%E7%BF%92%E4%BF%97%E5%A4%9A-%E4%BA%94%E5%A4%A7%E5%84%80%E5%BC%8F%E8%A6%81%E5%81%9A%E8%B6%B3\/\"><\/a><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E7%9B%A4%E4%B8%80%E8%A6%BD\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E7%9B%A4%E4%B8%80%E8%A6%BD\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u65b0\u76e4\u4e00\u89bd<\/span><\/a><\/strong>\uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%8D%81%E5%A4%A7%E5%B1%8B%E8%8B%91%E9%80%90%E5%80%8B%E6%8D%89-%E8%97%8D%E7%B1%8C%E5%B1%8B%E8%8B%91%E6%84%8F%E6%80%9D%E5%92%8C%E7%94%B1%E4%BE%86\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%8D%81%E5%A4%A7%E5%B1%8B%E8%8B%91%E9%80%90%E5%80%8B%E6%8D%89-%E8%97%8D%E7%B1%8C%E5%B1%8B%E8%8B%91%E6%84%8F%E6%80%9D%E5%92%8C%E7%94%B1%E4%BE%86\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5341\u5927\u5c4b\u82d1<\/span><\/a><\/strong> |  <strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/41%E6%A0%A1%E7%B6%B2-%E5%B0%8F%E5%AD%B8%E6%8E%92%E5%90%8D-%E9%81%B8%E6%A0%A1%E7%AD%96%E7%95%A5-%E5%B1%8B%E8%8B%91%E4%B8%80%E8%A6%BD\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/41%E6%A0%A1%E7%B6%B2-%E5%B0%8F%E5%AD%B8%E6%8E%92%E5%90%8D-%E9%81%B8%E6%A0%A1%E7%AD%96%E7%95%A5-%E5%B1%8B%E8%8B%91%E4%B8%80%E8%A6%BD\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u6821\u7db2\u6435\u6a13<\/span><\/a><\/strong>  |<span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e4%b8%80%e6%89%8b%e5%b1%85%e5%b1%8b%e6%87%b6%e4%ba%ba%e5%8c%85-%e8%b3%87%e6%a0%bc-%e5%85%a5%e6%81%af-%e7%94%b3%e8%ab%8b%e7%a8%8b%e5%ba%8f\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u65b0\u5c45\u5c4b<\/span><\/strong><\/a> \uff5c<span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%94%aa%e7%8f%a0-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%87%b6%e4%ba%ba%e5%8c%85\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u767d\u5c45\u4e8c<\/span><\/strong><\/a><span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span>\uff5c<strong> <\/strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E7%B6%A0%E7%BD%AE%E5%B1%85%E6%87%B6%E4%BA%BA%E5%8C%85\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u7da0\u7f6e\u5c45<\/span><\/strong><\/a><\/p>\n\n\n\n<p><span style=\"color: #ff8700;\"><\/span><\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>2019 \u5e74\u653f\u5e9c\u63a8\u51fa\u65b0\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\uff08\u6797\u912dPlan\uff09\u5f8c\uff0c\u5176\u5f8c\u518d\u65bc 2022 \u5e74\uff08\u6ce2\u53d4Plan\uff09\u30012023 \u5e74\u53ca 2024 \u5e74\u591a\u6b21\u653e\u5bec\u6309\u63ed\u6210\u6578\u4e0a\u9650\u3002\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u662f\u751a\u9ebc\uff1f\u5c0d\u8a08\u5283\u4e0a\u8eca\u7684\u4f60\u6709\u751a\u9ebc\u5be6\u969b\u5f71\u97ff\uff1f\u5343\u5c45\u548c\u4f60\u4e00\u4e00\u62c6\u89e3\u3002 \u7acb\u5373\u8df3\u5f80\uff1a\u751a\u9ebc\u662f\u300c\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u300d\uff5c\u65b0\u820a\u6309\u4fdd\u4e00\u89bd\uff5c\u300c\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u300d\u7531\u8ab0\u63d0\u4f9b\uff5c\u6309\u4fdd\u7533\u8acb\u7a0b\u5e8f\uff5c\u6309\u4fdd\u662f\u5426\u8981\u58d3\u529b\u6e2c\u8a66\uff5c\u7e73\u4ed8\u4fdd\u8cbb\uff5c\u5e38\u898b\u554f\u984c \u8fd1\u671f\u66f4\u65b0 \u751a\u9ebc\u662f\u300c\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u300d \u6839\u64da\u91d1\u7ba1\u5c40\u898f\u5b9a\uff0c\u6309\u63ed\u501f\u6b3e\u4eba\u5982\u60f3\u7533\u8acb 7 \u6210\u4ee5\u4e0a\u7684\u6309\u63ed\u8cb8\u6b3e\uff0c\u5c31\u8981\u8cfc\u8cb7\u6309\u63ed\u4fdd\u96aa\uff08\u4fd7\u7a31\u300c\u6309\u4fdd\u300d)\uff0c\u8d85\u51fa 7 \u6210\u4ee5\u4e0a\u7684\u6309\u63ed\uff0c\u7a31\u70ba\u9ad8\u6210\u6578\u6309\u63ed\u3002 \u6309\u63ed\u4fdd\u96aa\u80fd\u7a69\u5b9a\u9280\u884c\u9ad4\u7cfb\uff0c\u6309\u63ed\u4fdd\u96aa\u516c\u53f8\uff08\u6309\u4fdd\u516c\u53f8\uff09\u70ba\u8d85\u51fa 7 \u6210\u7684\u8cb8\u6b3e\u90e8\u5206\u63d0\u4f9b\u4fdd\u969c\uff0c\u9280\u884c\u5c31\u6bcb\u9808\u56e0\u6279\u51fa\u9ad8\u6210\u6578\u6309\u63ed\u800c\u627f\u64d4\u984d\u5916\u98a8\u96aa\u3002 \u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u5c0d\u9996\u7f6e\u4eba\u58eb\u548c\u975e\u9996\u7f6e\u4eba\u58eb\u8a2d\u6709\u4e0d\u540c\u6210\u6578\u4e0a\u9650\uff0c\u6700\u9ad8\u5206\u5225\u70ba 9 \u6210\u548c 8 \u6210\u3002 \u65b0\u820a\u6309\u4fdd\u4e00\u89bd \u820a\u6309\u4fdd\u53ca\u65b0\u6309\u4fdd\u8a08\u5283\u81f3\u4eca\u4ecd\u4e26\u884c\u4f7f\u7528\uff0c\u8996\u4e4e\u7269\u696d\u50f9\u683c\u800c\u6c7a\u5b9a\u63a1\u7528\u54ea\u4e00\u7a2e\uff1b\u65b0\u6309\u4fdd\u8a08\u5283\u9996\u6b21\u51fa\u73fe\u65bc 2019 \u5e74 10 \u6708 16 \u65e5 \uff0c\u7531\u6797\u912d\u6708\u5a25\u63d0\u51fa\uff08\u4fd7\u7a31\u300c\u6797\u912d Plan\u300d)\uff0c\u53ca\u5f8c\u56e0\u61c9\u5e02\u5834\u8b8a\u5316\u53ca\u6a13\u50f9\u8d70\u52e2\uff0c\u65b0\u6309\u4fdd\u5148\u5f8c\u51fa\u73fe\u5169\u6b21\u8abf\u6574\uff08\u4fd7\u7a31\u300c\u6ce2\u53d4 Plan\u300d \u53ca\u300c\u5bec\u6309\u63ed\u300d)\uff0c\u800c\u81ea 2023 \u5e74 9 \u6708 22 \u65e5\u8d77\u81f3\u4eca\uff0c\u5373\u4f9b\u6a13\u82b1\u4ea6\u53ef\u9069\u7528\u65bc\u65b0\u5236\u7684\u6309\u63ed\u4fdd\u96aa\u7bc4\u570d\uff0c\u53ef\u53c3\u8003\u4ee5\u4e0b\u5217\u8868\uff1a \u820a\u6309\u4fdd \u7269\u696d\u50f9\u683c $400 \u842c\u4ee5\u4e0b $400 \u842c &#8211; $450 \u842c $600 \u842c\u6216\u4ee5\u4e0b \u6700\u9ad8\u6309\u63ed\u6210\u6578 90% 80 &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa%e8%a8%88%e5%8a%83%e7%94%b3%e8%ab%8b%e9%a0%88%e7%9f%a5\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> 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