{"id":14116,"date":"2026-10-12T15:51:27","date_gmt":"2026-10-12T07:51:27","guid":{"rendered":"https:\/\/www.spacious.hk\/zh-tw\/blog\/?p=14116"},"modified":"2026-10-12T15:51:27","modified_gmt":"2026-10-12T07:51:27","slug":"%e8%b2%b7%e8%b3%a3%e4%ba%8c%e6%89%8b%e5%b1%85%e5%b1%8b%e6%b5%81%e7%a8%8b-%e5%b1%85%e5%b1%8b%e7%ac%ac%e4%ba%8c%e5%b8%82%e5%a0%b4%e6%a5%ad%e4%b8%bb%e8%b2%b7%e5%ae%b6%e5%bf%85%e8%ae%80","status":"publish","type":"post","link":"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%b7%e8%b3%a3%e4%ba%8c%e6%89%8b%e5%b1%85%e5%b1%8b%e6%b5%81%e7%a8%8b-%e5%b1%85%e5%b1%8b%e7%ac%ac%e4%ba%8c%e5%b8%82%e5%a0%b4%e6%a5%ad%e4%b8%bb%e8%b2%b7%e5%ae%b6%e5%bf%85%e8%ae%80\/","title":{"rendered":"\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u6d41\u7a0b\uff1a\u653e\u76e4\u3001\u63c0\u6a13\u3001\u6210\u4ea4\u5168\u653b\u7565\uff5c\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\u696d\u4e3b\u8cb7\u5bb6\u5fc5\u8b80"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5343\u5c45\u9010\u6b65\u6559\u4f60\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u7684\u6d41\u7a0b\u3001\u6240\u9700\u6587\u4ef6\u548c\u6ce8\u610f\u4e8b\u9805\uff0c\u7531\u6435\u6a13\u5230\u6210\u4ea4\uff0c\u7531\u696d\u4e3b\u548c\u8cb7\u5bb6\u5169\u500b\u89d2\u5ea6\u51fa\u767c\uff0c\u5168\u9762\u5206\u6790\u7576\u4e2d\u6d89\u53ca\u7684\u624b\u7e8c\u548c\u7a0b\u5e8f\u3002\u4e0d\u8ad6\u60a8\u662f\u5c45\u5c4b\u7684\u696d\u4e3b\u9084\u662f\u8cb7\u5bb6\uff0c\u8b80\u7562\u9019\u7bc7\u61f6\u4eba\u5305\uff0c\u60a8\u4fbf\u662f\u4e8c\u624b\u5c45\u5c4b\u7684\u5c08\u5bb6\uff01<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u60f3\u7dca\u8cbc\u6a13\u5e02\u52d5\u5411\uff0c\u7acb\u5373\u8ffd\u8e64\u5343\u5c45 <a href=\"https:\/\/www.facebook.com\/spacious.hk\" data-type=\"URL\" data-id=\"https:\/\/www.facebook.com\/spacious.hk\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a> \u53ca <a href=\"https:\/\/www.instagram.com\/spacious.hk\/?igshid=NTc4MTIwNjQ2YQ%3D%3D\" 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href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e4%b8%80%e6%89%8b%e5%b1%85%e5%b1%8b%e6%87%b6%e4%ba%ba%e5%8c%85-%e8%b3%87%e6%a0%bc-%e5%85%a5%e6%81%af-%e7%94%b3%e8%ab%8b%e7%a8%8b%e5%ba%8f\/\" target=\"_blank\"><strong>\u4e00\u624b\u5c45\u5c4b\u7533\u8acb<\/strong><\/a> | <a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%94%aa%e7%8f%a0-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\"><strong>\u767d\u5c45\u4e8c\u7533\u8acb<\/strong><\/a> | <strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%b6%a0%e7%bd%ae%e5%b1%85%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\">\u7da0\u7f6e\u5c45\u7533\u8acb<\/a><\/strong><meta charset=\"utf-8\"> | <strong><a 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data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%A4%BE%E5%B1%8B%E5%B1%8B%E8%8B%91%E4%B8%80%E8%A6%BD-%E8%A3%9C%E5%9C%B0%E5%83%B9%E7%A8%8B%E5%BA%8F-%E4%BA%8C%E6%89%8B%E8%B2%B7%E8%B3%A3\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u593e\u5c4b\u8cb7\u8ce3<\/span><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a style=\"color: #ff8700;\" rel=\"noreferrer noopener\" aria-label=\"\u4e00\u4e8c\u624b\u5c45\u5c4b\u6309\u63ed\u6307\u5357 (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e4%b8%80%e4%ba%8c%e6%89%8b%e5%b1%85%e5%b1%8b%e6%8c%89%e6%8f%ad%e6%8c%87%e5%8d%97-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%8c%89%e6%8f%ad\/\" target=\"_blank\"><strong>\u5c45\u5c4b\u6309\u63ed<\/strong><\/a> |  <strong><a style=\"color: #ff8700;\" rel=\"noreferrer noopener\" aria-label=\"\u7da0\u7f6e\u5c45\u6309\u63ed\u6307\u5357 (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%b6%a0%e7%bd%ae%e5%b1%85%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\">\u7da0\u7f6e\u5c45\u6309\u63ed<\/a><\/strong>\uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%a5%ad%e6%ac%8a-%e8%bd%89%e5%90%8d%e9%99%90%e5%88%b6-%e7%94%b3%e8%ab%8b%e6%a2%9d%e4%bb%b6-%e8%bd%89%e8%ae%93%e5%bd%a2%e5%bc%8f-%e6%89%8b%e7%ba%8c%e4%ba%8b%e5%ae%9c\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%a5%ad%e6%ac%8a-%e8%bd%89%e5%90%8d%e9%99%90%e5%88%b6-%e7%94%b3%e8%ab%8b%e6%a2%9d%e4%bb%b6-%e8%bd%89%e8%ae%93%e5%bd%a2%e5%bc%8f-%e6%89%8b%e7%ba%8c%e4%ba%8b%e5%ae%9c\/\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff8700\" class=\"has-inline-color\">\u5c45\u5c4b\u8f49\u540d<\/mark><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a style=\"color: #ff8700;\" rel=\"noreferrer noopener\" aria-label=\"\u88dc\u5730\u50f9\u5fc5\u7747 6 \u5927\u554f\u984c (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%a3%9c%e5%9c%b0%e5%83%b9%e5%bf%85%e7%9d%87\/\" target=\"_blank\">\u88dc\u5730\u50f9\u5fc5\u7747\u554f\u984c<\/a><\/strong> \uff5c<strong><a style=\"color: #ff8700;\" rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90%e5%b1%85%e5%b1%8b%e5%ae%b6%e5%ba%ad%e6%88%90%e5%93%a1%e5%ae%9a%e7%be%a9%e7%9f%a5%e5%a4%9ad%e3%80%91%e6%a0%b8%e5%bf%83%e5%ae%b6%e5%ba%ad-v-s-%e9%9d%9e%e6%a0%b8%e5%bf%83%e5%ae%b6%e5%ba%ad\/\" target=\"_blank\">\u5c45\u5c4b\u63c0\u6a13\u6b21\u5e8f<\/a><\/strong>\uff5c<strong><a style=\"color: #ff8700;\" rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%902021%e4%b8%80%e6%96%87%e7%9c%8b%e6%b8%85%e5%b1%85%e5%b1%8b%e6%94%b6%e6%a8%93%e5%ae%89%e6%8e%92%e3%80%91%e6%8f%80%e6%a8%93%e6%ac%a1%e5%ba%8f-%e8%b3%bc%e8%b2%b7%e6%89%8b%e7%ba%8c-%e6%94%b6\/\" target=\"_blank\">\u5c45\u5c4b\u6536\u6a13\u8207\u9a57\u6a13<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%85%AC%E5%B1%8B%E5%85%A5%E6%81%AF%E8%B3%87%E7%94%A2%E9%99%90%E9%A1%8D\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%85%AC%E5%B1%8B%E5%85%A5%E6%81%AF%E8%B3%87%E7%94%A2%E9%99%90%E9%A1%8D\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u516c\u5c4b\u7533\u8acb+\u6700\u65b0\u5165\u606f\u9650\u984d<\/span><\/strong><\/a>\uff5c<strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%85%ac%e5%b1%8b%e8%a8%88%e5%88%86%e6%96%b9%e6%b3%95-%e8%bc%aa%e5%80%99%e6%99%82%e9%96%93-%e7%b7%a8%e9%85%8d%e9%80%b2%e5%ba%a6\/\" target=\"_blank\">\u516c\u5c4b\u8a08\u5206+\u8f2a\u5019\u6642\u9593<\/a><\/strong>\uff5c<strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%85%ac%e5%b1%8b%e5%85%a5%e6%81%af%e5%af%a9%e6%9f%a5%e7%a8%8b%e5%ba%8f-%e6%89%80%e9%9c%80%e6%96%87%e4%bb%b6\/\" target=\"_blank\">\u516c\u5c4b\u5165\u606f\u5be9\u67e5\u7a0b\u5e8f<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%85%ac%e5%b1%8b%e5%af%8c%e6%88%b6-%e5%85%a5%e6%81%af%e9%99%90%e9%a1%8d-%e7%94%b3%e5%a0%b1\/\" target=\"_blank\">\u516c\u5c4b\u5bcc\u6236\u653f\u7b56+\u586b\u8868\u9808\u77e5<\/a><\/strong>\uff5c<strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%85%ac%e5%8b%99%e5%93%a1%e6%88%bf%e5%b1%8b%e6%b4%a5%e8%b2%bc-%e5%85%ac%e5%8b%99%e5%93%a1%e5%85%ac%e5%85%b1%e6%88%bf%e5%b1%8b%e9%85%8d%e9%a1%8d%e8%a8%88%e5%8a%83\/\" target=\"_blank\">\u516c\u52d9\u54e1\u7533\u8acb\u516c\u5c4b<\/a><\/strong>\uff5c<strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%85%ac%e5%b1%8b%e5%88%86%e6%88%b6%e7%94%b3%e8%ab%8b-2021\/\" target=\"_blank\" class=\"rank-math-link\">\u516c\u5c4b\u5206\u6236\u7533\u8acb<\/a><\/strong> \uff5c<strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/2021-%e9%95%b7%e8%80%85%e7%94%b3%e8%ab%8b%e5%85%ac%e5%b1%8b%e8%b3%87%e6%a0%bc%e5%84%aa%e5%85%88%e9%85%8d%e5%b1%8b%e8%a8%88%e5%8a%83\/\" target=\"_blank\" class=\"rank-math-link\">\u9577\u8005\u7533\u8acb\u516c\u5c4b<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e8%a3%9d%e4%bf%ae%e6%94%bb%e7%95%a5-%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85-%e5%b1%85%e5%b1%8b%e8%a3%9d%e4%bf%ae%e5%a5%97%e9%a4%90\/\" target=\"_blank\">\u5c45\u5c4b\u88dd\u4fee\u653b\u7565<\/a><\/strong>\uff5c<strong><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%85%ac%e5%b1%8b%e8%a3%9d%e4%bf%ae%e6%94%bb%e7%95%a5-%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85-%e5%85%ac%e5%b1%8b%e8%a3%9d%e4%bf%ae%e5%a5%97%e9%a4%90\/\" target=\"_blank\">\u516c\u5c4b\u88dd\u4fee\u5957\u9910<\/a><\/strong><\/p>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7acb\u5373\u8df3\u5f80\uff1a<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. <a class=\"rank-math-link\" href=\"#\u8003\u616e\u88dc\u5730\u50f9-\u672a\u88dc\u5730\u50f9\" target=\"_self\" rel=\"noopener noreferrer\">\u8003\u616e\u88dc\u5730\u50f9 \/ \u672a\u88dc\u5730\u50f9<\/a>\uff08<a class=\"rank-math-link\" href=\"#\u8cb7\u8ce3\u672a\u88dc\u5730\u50f9\u5c45\u5c4b\" target=\"_self\" rel=\"noopener noreferrer\">\u8cb7\u8ce3\u672a\u88dc\u5730\u50f9\u5c45\u5c4b<\/a> VS <a class=\"rank-math-link\" href=\"#\u8cb7\u8ce3\u88dc\u5730\u50f9\u5c45\u5c4b\" target=\"_self\" rel=\"noopener noreferrer\">\u8cb7\u8ce3\u88dc\u5730\u50f9\u5c45\u5c4b<\/a>\uff09<br>2. <a class=\"rank-math-link\" href=\"#\u53d6\u5f97\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u8cc7\u683c\" target=\"_self\" rel=\"noopener noreferrer\">\u53d6\u5f97\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u8cc7\u683c<\/a>\uff08<a class=\"rank-math-link\" href=\"#\u51c6\u8ce3\u8b49\" target=\"_self\" rel=\"noopener noreferrer\">\u51c6\u8ce3\u8b49<\/a>\u3001<a class=\"rank-math-link\" href=\"#\u51c6\u8cb7\u8b49\" target=\"_self\" rel=\"noopener noreferrer\">\u51c6\u8cb7\u8b49<\/a>\uff09<br>3. <a class=\"rank-math-link\" href=\"#\u7db2\u4e0a\u6435\u6a13\u653e\u76e4\" target=\"_self\" rel=\"noopener noreferrer\">\u7db2\u4e0a\u6435\u6a13\u653e\u76e4<br><\/a>4. <a class=\"rank-math-link\" href=\"#\u7c3d\u8a02\u81e8\u7d04+\u7533\u8acb\u88dc\u5730\u50f9\u53ca\u6309\u63ed\" target=\"_self\" rel=\"noopener noreferrer\">\u7c3d\u8a02\u81e8\u7d04 + \u7533\u8acb\u88dc\u5730\u50f9\u53ca\u6309\u63ed<\/a><br>5. <a class=\"rank-math-link\" href=\"#\u7533\u8acb\u63d0\u540d\u4fe1\" target=\"_self\" rel=\"noopener noreferrer\">\u7533\u8acb\u300c\u63d0\u540d\u4fe1\u300d<\/a><br>6. <a class=\"rank-math-link\" href=\"#\u7c3d\u8a02\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\" target=\"_self\" rel=\"noopener noreferrer\">\u7c3d\u8a02\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04<\/a><br>7. <a class=\"rank-math-link\" href=\"#\u7c3d\u8a02\u8f49\u8b93\u5951\u64da\" target=\"_self\" rel=\"noopener noreferrer\">\u7c3d\u8a02\u8f49\u8b93\u5951\u64da<\/a><\/strong><br><strong>8. <a href=\"#\u5e38\u898b\u554f\u984c\" data-type=\"internal\" data-id=\"#\u5e38\u898b\u554f\u984c\">\u5e38\u898b\u554f\u984c<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\u8fd1\u671f\u66f4\u65b0<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u623f\u59d4\u6703\u65bc2026\u5e747\u670810\u65e5\u9032\u884c\u300c\u5c45\u5c4b2025\u300d\u96fb\u8166\u652a\u73e0\uff0c\u982d\u5341\u500b\u865f\u78bc\u4f9d\u6b21\u70ba\ufe3006\u300128\u300163\u300129\u300181\u300116\u300122\u300160\u300118\u300189\uff0c\u9810\u8a08\u65bc2026\u5e74\u7b2c\u4e09\u5b63\u6216\u7b2c\u56db\u5b63\u9078\u6a13\u3002\uff082026\u5e747\u6708\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u623f\u59d4\u6703\u300c\u5c45\u5c4b2024\u300d\u65bc2025\u5e745\u670829\u65e5\u8d77\u958b\u59cb\u9078\u6a13\u3002\u6240\u6709\u5408\u8cc7\u683c\u7684\u5bb6\u5ead\u7533\u8acb\u8005\u53ca\u7da0\u8868\u4e00\u4eba\u7533\u8acb\u8005\u5df2\u7372\u9080\u63c0\u9078\u55ae\u4f4d\uff0c\u5c45\u5c4b\u92b7\u552e\u5c0f\u7d44\u5c07\u6309\u9078\u6a13\u6b21\u5e8f\u9080\u5408\u8cc7\u683c\u7684\u767d\u8868\u4e00\u4eba\u7533\u8acb\u8005\u9078\u8cfc\u55ae\u4f4d\u3002\uff082025\u5e748\u6708\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u623f\u5c4b\u7f72\u6bcf\u6708\u516c\u5e03\u5c45\u4e8c\u5e02\u5834\u6210\u4ea4\u6578\u64da\uff0c2025\u5e747\u6708\u4efd\uff0c\u6210\u4ea4\u7e3d\u6578\u5171235\u5b97\uff08\u81e8\u6642\u6578\u76ee\uff09\uff0c\u8f03\u540c6\u6708\u4efd\u7684316\u5b97\u6e1b\u5c1181\u5b97\uff0c\u6309\u6708\u8dcc25.6%\u3002\uff082025\u5e748\u6708\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u623f\u59d4\u6703\u300c\u767d\u5c45\u4e8c2024\u300d\u65bc2025\u5e743\u67086\u81f326\u65e5\u671f\u9593\u63a5\u53d7\u7533\u8acb\uff0c\u4eca\u671f\u914d\u984d\u5171\u67096,000\u500b\u3002\u96fb\u8166\u652a\u73e0\u5df2\u65bc2025\u5e744\u670824\u65e5\u9032\u884c\uff0c\u982d\u5341\u500b\u865f\u78bc\u4f9d\u6b21\u70ba\ufe3049\u300135\u300139\u300185\u300177\u300176\u300132\u300121\u300138\u300124\u3002\uff082025\u5e744\u6708\uff09<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/wp-content\/uploads\/2023\/05\/INFO-7-Steps-768x1024.jpg\" alt=\"\u4e8c\u624b\u5c45\u5c4b\u8cb7\u8ce3\u6d41\u7a0b\" class=\"wp-image-27886\" style=\"width:576px;height:768px\" srcset=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/wp-content\/uploads\/2023\/05\/INFO-7-Steps-768x1024.jpg 768w, https:\/\/www.spacious.hk\/zh-tw\/blog\/wp-content\/uploads\/2023\/05\/INFO-7-Steps-300x400.jpg 300w, https:\/\/www.spacious.hk\/zh-tw\/blog\/wp-content\/uploads\/2023\/05\/INFO-7-Steps-1152x1536.jpg 1152w, https:\/\/www.spacious.hk\/zh-tw\/blog\/wp-content\/uploads\/2023\/05\/INFO-7-Steps.jpg 1200w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u8003\u616e\u88dc\u5730\u50f9-\u672a\u88dc\u5730\u50f9\" style=\"color:#1d3960\">STEP 1\uff1a\u8003\u616e\u88dc\u5730\u50f9 \/ \u672a\u88dc\u5730\u50f9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c45\u5c4b\u5b9a\u50f9\u6bd4\u79c1\u6a13\u5e73\u8fd1\u4e00\u534a\uff0c\u662f\u56e0\u70ba\u653f\u5e9c\u70ba\u8cb7\u5bb6\u63d0\u4f9b\u4e86\u514d\u5730\u50f9\u7684\u512a\u60e0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c45\u5c4b\u6709\u8f49\u8b93\u9650\u5236\uff0c\u696d\u4e3b\u60f3\u8ce3\u8d70\u55ae\u4f4d\u6642\uff0c\u9808\u8996\u4e4e\u662f\u5426\u5df2\u5c46\u6eff\u5e74\u671f\u9650\u5236\uff0c\u800c\u6c7a\u5b9a\u662f\u5426\u6709\u300c\u88dc\u5730\u50f9\u300d\u7684\u9700\u8981\uff0c\u5373\u5411\u653f\u5e9c\u9000\u9084\u7576\u521d\u6240\u4eab\u6a13\u50f9\u6298\u6263\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672a\u88dc\u5730\u50f9\u7684\u5c45\u5c4b\u55ae\u4f4d\uff0c\u53ea\u53ef\u65bc\u300c\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\u300d\uff08\u5c45\u4e8c\u5e02\u5834\uff09\u51fa\u552e\uff0c\u653f\u5e9c\u5728\u63a8\u552e\u65b0\u5c45\u5c4b\u6642\uff0c\u540c\u6b65\u63a8\u884c<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%94%aa%e7%8f%a0-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%87%b6%e4%ba%ba%e5%8c%85\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%94%aa%e7%8f%a0-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%87%b6%e4%ba%ba%e5%8c%85\/\">\u767d\u5c45\u4e8c\u8a08\u5283<\/a>\uff0c\u5c31\u662f\u8b93\u5408\u8cc7\u683c\u7684\u767d\u8868\u8cb7\u5bb6\u5728\u5c45\u4e8c\u5e02\u5834\u8cb7\u5c45\u5c4b\uff1b\u81f3\u65bc\u88dc\u50f9\u5f8c\u7684\u55ae\u4f4d\uff0c\u5247\u53ef\u5728\u516c\u958b\u5e02\u5834\u81ea\u7531\u51fa\u552e\uff0c\u88dc\u50f9\u666e\u904d\u7531\u63a5\u624b\u7684\u8cb7\u5bb6\u627f\u64d4\uff0c\u4ea6\u5373\u5c45\u5c4b\u696d\u4e3b\u958b\u50f9\u9ad8\u4e00\u4e9b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c45\u5c4b\u653e\u76e4\u63cf\u8ff0\u901a\u5e38\u5beb\u6709\u300c\u5df2\u88dc\u5730\u50f9\u300d\u3001\u300c\u672a\u88dc\u5730\u50f9\u300d\u7684\u5b57\u53e5\uff0c\u4ee5\u63d0\u793a\u63a5\u624b\u7684\u8cb7\u5bb6\u662f\u5426\u6709\u88dc\u50f9\u7684\u9700\u8981\u3002<\/p>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#1d3960\"><strong>\u5404\u671f\u5c45\u5c4b\u7684\u8f49\u8b93\u9650\u5236\u5982\u4e0b\uff1a<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u5c45\u5c4b\u671f\u6578<\/th><th>   \u4e0d\u88dc\u50f9<strong>\u51fa<\/strong>\u552e<br><strong>(\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834<\/strong>)<\/th><th><strong>\u88dc\u50f9<strong>\u51fa<\/strong>\u552e<\/strong><br>(<strong>\u516c\u958b\u5e02\u5834)<\/strong><\/th><\/tr><\/thead><tbody><tr><td>2017 \u5e74\u6216\u4e4b\u524d<\/td><td>\u8cb7\u5165 3 \u5e74\u5f8c<\/td><td>\u96a8\u6642<\/td><\/tr><tr><td>2018 \u5e74<\/td><td>\u8cb7\u5165 3 \u5e74\u5f8c<\/td><td>\u8cb7\u5165 5 \u5e74\u5f8c<\/td><\/tr><tr><td>2019 \u5e74\u81f3 2021 \u5e74<\/td><td>\u8cb7\u5165 2 \u5e74\u5167\u4ee5\u4e0d\u9ad8\u65bc\u8cfc\u5165\u50f9\u552e\u51fa\uff1b<br>\u7b2c 3 \u5e74\u8d77\u53ef\u5728\u5c45\u4e8c\u5e02\u5834\u81ea\u884c\u8b70\u50f9\u51fa\u552e<\/td><td>\u8cb7\u5165 10 \u5e74\u5f8c<\/td><\/tr><tr><td>2022 \u5e74\u53ca\u4e4b\u5f8c<\/td><td>\u8cb7\u5165 5 \u5e74\u5167\u4ee5\u4e0d\u9ad8\u65bc\u8cfc\u5165\u50f9\u552e\u51fa\uff1b<br>\u7b2c 6 \u5e74\u8d77\u53ef\u5728\u5c45\u4e8c\u5e02\u5834\u81ea\u884c\u8b70\u50f9\u51fa\u552e<\/td><td>\u8cb7\u5165 15 \u5e74\u5f8c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u8cb7\u8ce3\u672a\u88dc\u5730\u50f9\u5c45\u5c4b\" style=\"color:#1d3960\">\u8cb7\u8ce3\u672a\u88dc\u5730\u50f9\u5c45\u5c4b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c0d\u5c45\u5c4b\u696d\u4e3b\u800c\u8a00\uff0c\u4ee5\u672a\u88dc\u5730\u50f9\u7684\u5f62\u5f0f\u8ce3\u5c45\u5c4b\uff0c\u591a\u6578\u662f\u56e0\u70ba\u55ae\u4f4d\u5c1a\u672a\u5c46\u6eff\u8f49\u8b93\u5e74\u671f\u9650\u5236\uff0c\u4e0d\u53ef\u65bc\u516c\u958b\u5e02\u5834\u51fa\u552e\uff0c\u4f46\u53c8\u60f3\u63d0\u65e9\u300c\u6563\u8ca8\u96e2\u5834\u300d\uff0c\u8ce3\u8d70\u55ae\u4f4d\u4ee5\u5957\u73fe\u8cc7\u91d1\uff0c\u53ea\u597d\u5728\u300c\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\u300d\u552e\u4e88\u5408\u8cc7\u683c\u4eba\u58eb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u5169\u985e\u5408\u8cc7\u683c\u4eba\u58eb\uff0c\u53ef\u7533\u8acb\u5728\u5c45\u4e8c\u5e02\u5834\u8cfc\u8cb7\u5c45\u5c4b\u55ae\u4f4d\uff1b<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u53ef\u8cb7\u672a\u88dc\u5730\u50f9\u5c45\u5c4b\u4eba\u58eb<\/th><th><strong>\u8cc7\u683c<\/strong>\u8981\u6c42<\/th><\/tr><\/thead><tbody><tr><td>\u7da0\u8868\u8cc7\u683c\u4eba\u58eb<\/td><td>\u5982\u516c\u5c4b\u79df\u6236\u3001\u6210\u529f\u7533\u8acb\u300c<a rel=\"noreferrer noopener\" class=\"rank-math-link\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%85%ac%e5%8b%99%e5%93%a1%e6%88%bf%e5%b1%8b%e6%b4%a5%e8%b2%bc-%e5%85%ac%e5%8b%99%e5%93%a1%e5%85%ac%e5%85%b1%e6%88%bf%e5%b1%8b%e9%85%8d%e9%a1%8d%e8%a8%88%e5%8a%83\/\" target=\"_blank\">\u516c\u52d9\u54e1\u516c\u5171\u623f\u5c4b\u914d\u984d\u8a08\u5283<\/a>\u300d\u7684\u521d\u7d1a\u516c\u52d9\u54e1\u7b49<\/td><\/tr><tr><td>\u767d\u8868\u8cc7\u683c\u4eba\u58eb<\/td><td>\u7b26\u5408<a aria-label=\"\u767d\u8868\u5165\u606f\u8207\u8cc7\u7522\u9650\u984d (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%94%aa%e7%8f%a0-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">\u767d\u8868\u5165\u606f\u8207\u8cc7\u7522\u9650\u984d<\/a>\u7684\u9999\u6e2f\u6c38\u4e45\u5c45\u6c11\uff08\u4ea6\u4f5c\u300c\u767d\u5c45\u4e8c\u300d\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5 2024 \u5e74\u5c45\u5c4b\u70ba\u4f8b\uff0c\u767d\u8868\u5165\u606f\u53ca\u8cc7\u7522\u9650\u984d\u5982\u4e0b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>\u5bb6\u5ead\u4eba\u6578<\/strong><\/th><th>\u767d\u8868<strong>\u6708\u5165\u9650\u984d<\/strong><\/th><th><strong>\u767d\u8868\u8cc7\u7522\u9650\u984d<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1 \u4eba<\/td><td>30,000 \u5143<\/td><td>61.5 \u842c\u5143<\/td><\/tr><tr><td>2 \u4eba\u6216\u4ee5\u4e0a<\/td><td>60,000 \u5143<\/td><td>123 \u842c\u5143<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u8cb7\u8ce3\u88dc\u5730\u50f9\u5c45\u5c4b\" style=\"color:#1d3960\">\u8cb7\u8ce3\u88dc\u5730\u50f9\u5c45\u5c4b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cfc\u5165\u5c45\u5c4b\u5f8c\uff0c\u4f46\u51e1\u5c46\u6eff\u4e0a\u6587\u63d0\u53ca\u7684\u5c45\u5c4b\u8f49\u8b93\u9650\u5236\uff0c\u7686\u53ef\u7533\u8acb\u88dc\u5730\u50f9\u5f8c\u5728\u516c\u958b\u5e02\u5834\u51fa\u552e\u3002\u6240\u6709\u5e02\u6c11\u90fd\u53ef\u900f\u904e<a aria-label=\"\u88dc\u5730\u50f9 (opens in a new tab)\" class=\"rank-math-link\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%a3%9c%e5%9c%b0%e5%83%b9%e5%bf%85%e7%9d%87\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u88dc\u5730\u50f9<\/a>\u7684\u65b9\u5f0f\uff0c\u8cb7\u5165\u8a72\u7b49\u5c45\u5c4b\u55ae\u4f4d\uff0c\u7121\u4efb\u4f55\u8cc7\u683c\u9650\u5236\uff0c\u4ea6\u7121\u9808\u4e8b\u5148\u7533\u8acb\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<p class=\"has-text-color has-background wp-block-paragraph\" style=\"color:#ff8700;background-color:#f7fafb\"><a rel=\"noreferrer noopener\" aria-label=\"\u3010\u6700\u65b0\u6a13\u76e4\u3011\u641c\u5c0b 18 \u5340\u79df\u76e4 \u2192 (opens in a new tab)\" data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E7%A7%9F%E5%B1%8B?from-blog\" target=\"_blank\"><strong>\u3010\u79df\u5c4b\u5fc5\u770b\u3011\u641c\u5c0b 18 \u5340\u79df\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u53d6\u5f97\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u8cc7\u683c\" style=\"color:#1d3960\">STEP 2 \uff1a\u53d6\u5f97\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u8cc7\u683c\uff08\u672a\u88dc\u50f9\uff09<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u60f3\u8cb7\u8ce3\u300c\u672a\u88dc\u50f9\u5c45\u5c4b\u300d\uff0c\u696d\u4e3b\u548c\u8cb7\u5bb6\u5747\u9808\u5148\u5f97<a aria-label=\"\u623f\u5c4b\u7f72 (opens in a new tab)\" class=\"rank-math-link\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e6%88%bf%e5%b1%8b%e7%bd%b2%e8%81%b7%e8%83%bd-%e6%88%bf%e5%a7%94%e6%88%bf%e5%8d%94%e5%88%86%e5%88%a5\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u623f\u5c4b\u7f72<\/a>\u7684\u8cc7\u683c\u8a31\u53ef\u3002\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834<a href=\"https:\/\/www.housingauthority.gov.hk\/tc\/common\/pdf\/global-elements\/forms\/home-ownership\/HD875.pdf\" rel=\"noopener\">\u300c\u53ef\u4f9b\u51fa\u552e\u8b49\u660e\u66f8\u300d\u7684\u7533\u8acb\u8868\u683c<\/a>\u53ef\u65bc\u623f\u59d4\u6703\u7db2\u7ad9\u4e0b\u8f09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u51c6\u8ce3\u8b49\" style=\"color:#1d3960\">\u653e\u552e\u672a\u88dc\u50f9\u4e8c\u624b\u5c45\u5c4b\u8cc7\u683c\uff1a\u53ef\u4f9b\u51fa\u552e\u8b49\u660e\u66f8<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u60f3\u4e0d\u88dc\u50f9\u8ce3\u8d70\u5c45\u5c4b\u55ae\u4f4d\uff0c\u696d\u4e3b\u9808\u5148\u5411\u623f\u59d4\u6703\u7533\u8acb\u300c<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/2022%E5%B1%85%E5%B1%8B%E8%B2%B7%E8%B3%A3-%E5%8F%AF%E4%BE%9B%E5%87%BA%E5%94%AE%E8%AD%89%E6%98%8E%E6%9B%B8-%E7%94%B3%E8%AB%8B%E8%A1%A8%E9%80%A3%E7%B5%90\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/2022%E5%B1%85%E5%B1%8B%E8%B2%B7%E8%B3%A3-%E5%8F%AF%E4%BE%9B%E5%87%BA%E5%94%AE%E8%AD%89%E6%98%8E%E6%9B%B8-%E7%94%B3%E8%AB%8B%E8%A1%A8%E9%80%A3%E7%B5%90\/\">\u53ef\u4f9b\u51fa\u552e\u8b49\u660e\u66f8<\/a>\u300d\uff08\u4fd7\u7a31\u300c\u51c6\u8ce3\u8b49\u300d\uff09\uff0c\u624b\u7e8c\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ol class=\"numbered-list wp-block-list\">\n<li>\u5411\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\u8a08\u5283\u5c0f\u7d44 \/ \u7db2\u4e0a\u7d22\u53d6\u300c\u53ef\u4f9b\u51fa\u552e\u8b49\u660e\u66f8\u300d\u7533\u8acb\u66f8<strong>\uff08<a href=\"https:\/\/www.housingauthority.gov.hk\/tc\/common\/pdf\/global-elements\/forms\/home-ownership\/HD875.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e0b\u8f09\u51c6\u8ce3\u8b49\u7533\u8acb\u66f8 PDF<\/a>\uff09<\/strong><\/li>\n\n\n\n<li>\u6e96\u5099\u9762\u984d 900 \u5143\u7684\u652f\u7968 \/ \u9280\u884c\u672c\u7968\u4f5c\u70ba\u7533\u8acb\u8cbb\uff0c\u62ac\u982d\u4eba\u70ba\u300c\u9999\u6e2f\u623f\u5c4b\u59d4\u54e1\u6703\u300d<\/li>\n\n\n\n<li>\u6e96\u5099\u597d\u7533\u8acb\u66f8\u3001\u7533\u8acb\u8cbb\u3001\u6a13\u5951\u526f\u672c\uff0c\u4ee5\u53ca\u6700\u8fd1 6 \u500b\u6708\u5167\u7684\u4e00\u4efd\u6c34\u8cbb\u55ae\u53ca\u4e00\u4efd\u96fb\u8cbb\u55ae\uff0c\u5c07\u4ee5\u4e0a\u6587\u4ef6\u4e00\u4f75\u4ea4\u56de\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\u8a08\u5283\u5c0f\u7d44<\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#d9f1f8\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\u8a08\u5283\u5c0f\u7d44\u5730\u5740\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9999\u6e2f\u4e5d\u9f8d\u9ec3\u5927\u4ed9\u9f8d\u7fd4\u9053 138 \u865f\u9f8d\u7fd4\u8fa6\u516c\u5927\u6a13 2 \u6a13 202 \u5ba4<\/p>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d93\u623f\u5c4b\u7f72\u5be9\u6838\u5f8c\uff0c\u696d\u4e3b\u4fbf\u6703\u7372\u767c\u51c6\u8ce3\u8b49\uff0c\u904e\u7a0b\u9700\u6642\u7d04 14 \u500b\u5de5\u4f5c\u5929\uff0c\u6709\u6548\u671f\u70ba 12 \u500b\u6708\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color\" id=\"\u51c6\u8cb7\u8b49\" style=\"color:#1d3960\">\u8cfc\u8cb7\u672a\u88dc\u50f9\u4e8c\u624b\u5c45\u5c4b\u8cc7\u683c\uff1a\u7da0\u8868 \/ \u767d\u5c45\u4e8c + \u8cfc\u8cb7\u8cc7\u683c\u8b49\u660e\u66f8<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ea\u6709\u7da0\u8868\u548c\u5408\u8cc7\u683c\u767d\u8868\u4eba\u58eb\u80fd\u5920\u7533\u8acb\u8cfc\u8cb7\u672a\u88dc\u50f9\u5c45\u5c4b\u55ae\u4f4d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7da0\u8868\u4eba\u58eb\u53ef\u76f4\u63a5\u5411\u623f\u5c4b\u7f72\u63d0\u4ea4\u300c\u8cfc\u8cb7\u8cc7\u683c\u8b49\u660e\u66f8\u300d\uff08\u4fd7\u7a31\u300c\u51c6\u8cb7\u8b49\u300d\uff09\u7684\u7533\u8acb\u66f8<strong>\uff08<a aria-label=\"\u7db2\u4e0a\u4e0b\u8f09\u8868\u683cPDF (opens in a new tab)\" rel=\"noreferrer noopener\" href=\"https:\/\/www.housingauthority.gov.hk\/tc\/common\/pdf\/global-elements\/forms\/home-ownership\/HD874.pdf\" target=\"_blank\" class=\"rank-math-link\">\u7db2\u4e0a\u4e0b\u8f09\u8868\u683cPDF<\/a>\uff09<\/strong>\uff0c\u767d\u8868\u4eba\u58eb\u5247\u9808\u56e0\u5faa\u4ee5\u4e0b\u7a0b\u5e8f\uff1a<\/p>\n\n\n<div id=\"rank-math-howto\" class=\"rank-math-block\">\n<div class=\"rank-math-howto-description\">\n\n<\/div>\n\n<ul class=\"rank-math-steps \">\n<li id=\"howto-step-1611540723397\" class=\"rank-math-step\">\n<p class=\"rank-math-step-title \"><strong>\u905e\u4ea4\u767d\u5c45\u4e8c\u7533\u8acb\u8868\u683c<\/strong><\/p>\n<div class=\"rank-math-step-content \"><p>\u4e00\u822c\u800c\u8a00\uff0c\u767d\u5c45\u4e8c\u6703\u9023\u540c\u4e00\u624b\u5c45\u5c4b\u4e00\u540c\u63a5\u53d7\u7533\u8acb\u3002\u6709\u610f\u8cfc\u8cb7\u4e8c\u624b\u5c45\u5c4b\u7684\u8cb7\u5bb6\uff0c\u8981\u6e96\u6642\u905e\u8868\u53ca\u7e73\u4ed8\u7533\u8acb\u8cbb\u7528\u3002<\/p>\n<p>\u53c3\u8003\u5c45\u5c4b 2023\uff0c\u7533\u8acb\u767d\u5c45\u4e8c\u8cbb\u7528\u70ba 230 \u5143\uff0c\u82e5\u540c\u6642\u7533\u8acb\u4e00\u624b\u5c45\u5c4b\u548c\u767d\u5c45\u4e8c\uff0c\u8cbb\u7528\u5408\u5171\u70ba 500 \u5143\u3002<\/p>\n<\/div>\n<\/li>\n<li id=\"howto-step-1611540855591\" class=\"rank-math-step\">\n<p class=\"rank-math-step-title \"><strong>\u5f85\u5c45\u5c4b\u652a\u73e0\u88ab\u62bd\u4e2d<\/strong><\/p>\n<div class=\"rank-math-step-content \"><p>\u53ea\u6709\u65bc\u5c45\u5c4b\u652a\u73e0\u6210\u529f\u300c\u4e2d\u7c64\u300d\u88ab\u62bd\u4e2d\u7684\u767d\u8868\u7533\u8acb\u4eba\uff0c\u65b9\u53ef\u8cfc\u8cb7\u4e8c\u624b\u5c45\u5c4b\u3002<\/p>\n<\/div>\n<\/li>\n<li id=\"howto-step-1611540925933\" class=\"rank-math-step\">\n<p class=\"rank-math-step-title \"><strong>\u9032\u884c\u5165\u606f\u53ca\u8cc7\u7522\u5be9\u67e5<\/strong><\/p>\n<div class=\"rank-math-step-content \"><p>\u7533\u8acb\u767d\u5c45\u4e8c\u6642\uff0c\u53ea\u9700\u586b\u59a5\u57fa\u672c\u8cc7\u6599\uff0c\u672a\u8981\u63d0\u4f9b\u5165\u606f\u53ca\u8cc7\u7522\u8b49\u660e\uff1b\u5be9\u67e5\u9019\u4e00\u500b\u6b65\u9a5f\uff0c\u6703\u7559\u5f85\u4e2d\u7c64\u5f8c\u9032\u884c\u3002<\/p>\n<p>\u623f\u59d4\u6703\u6703\u767c\u4fe1\u4e88\u767d\u8868\u4e2d\u7c64\u8005\uff0c\u8981\u6c42\u4ed6\u5011\u65bc 7 \u65e5\u5167\u905e\u4ea4\u300c\u5165\u606f\u53ca\u8cc7\u7522\u7533\u5831\u8868\u300d\uff0c\u4e26\u63d0\u4f9b\u8fd1\u534a\u5e74\u7684\u7a05\u55ae\u3001\u7ce7\u55ae\u3001\u9280\u884c\u7c3f\u3001\u9280\u884c\u6708\u7d50\u55ae\u3001\u80a1\u606f\u4fe1\u7b49\u5165\u606f\u53ca\u8cc7\u7522\u8b49\u660e\u6587\u4ef6\u3002\u623f\u59d4\u6703\u6216\u6703\u7d04\u898b\u500b\u5225\u767d\u8868\u8cb7\u5bb6\u3002<\/p>\n<\/div>\n<\/li>\n<li id=\"howto-step-1611541032757\" class=\"rank-math-step\">\n<p class=\"rank-math-step-title \"><strong>\u7b49\u6536\u623f\u7f72\u300c\u6279\u51c6\u4fe1\u300d<\/strong><\/p>\n<div class=\"rank-math-step-content \"><p>\u901a\u904e\u5be9\u67e5\u5f8c\uff0c\u623f\u59d4\u6703\u6703\u5411\u767d\u8868\u4e2d\u7c64\u8005\u4ee5\u5e73\u90f5\u5f62\u5f0f\u5bc4\u51fa\u300c\u6279\u51c6\u4fe1\u300d\uff0c\u7576\u4e2d\u9644\u6709\u5169\u4efd\u78ba\u8a8d\u66f8\uff0c\u5206\u5225\u9069\u7528\u65bc\u7533\u9818\u623f\u59d4\u6703\u5c45\u5c4b\u53ca<a rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%99%e6%b8%af%e6%88%bf%e5%b1%8b%e5%8d%94%e6%9c%83-%e6%88%bf%e5%8d%94%e6%88%bf%e7%bd%b2%e5%88%86%e5%88%a5\/\" target=\"_blank\">\u623f\u5354\u4f4f\u5b85\u767c\u552e\u9805\u76ee<\/a>\u7684\u300c\u8cfc\u8cb7\u8cc7\u683c\u8b49\u660e\u66f8\u300d\uff08\u51c6\u8cb7\u8b49\uff09\u3002<\/p>\n<\/div>\n<\/li>\n<li id=\"howto-step-1611542260540\" class=\"rank-math-step\">\n<p class=\"rank-math-step-title \"><strong>\u7533\u9818\u300c\u8cfc\u8cb7\u8cc7\u683c\u8b49\u660e\u66f8\u300d<\/strong><\/p>\n<div class=\"rank-math-step-content \"><p>\u300c\u6279\u51c6\u4fe1\u300d\u767c\u51fa 4 \u5468\u5167\uff0c\u767d\u8868\u4e2d\u7c64\u8005\u9808\u586b\u59a5\u9644\u5e36\u78ba\u8a8d\u66f8\uff0c\u4e26\u90f5\u5bc4\u6216\u89aa\u8eab\u905e\u4ea4\u81f3\u8ca0\u8cac\u5c0f\u7d44\uff0c\u4ee5\u7533\u9818\u300c\u8cfc\u8cb7\u8cc7\u683c\u8b49\u660e\u66f8\u300d\u3002\u4e2d\u7c64\u8005\u53ef\u9078\u64c7\u53ea\u7533\u9818\u4e00\u4efd\uff08\u623f\u59d4\u6a13 \/ \u623f\u5354\u6a13\u4e8c\u9078\u4e00\uff09\uff0c\u4ea6\u53ef\u4e00\u6b21\u904e\u7533\u9818\u5169\u4efd\uff0c\u4f46\u5176\u4e2d\u4e00\u4efd\u6703\u65bc\u7528\u53e6\u4e00\u4efd\u8b49\u660e\u66f8\u7c3d\u7d04\u8cb7\u6a13\u6642\u81ea\u52d5\u5931\u6548\u3002<\/p>\n<p>\u51c6\u8cb7\u8b49\u8cbb\u7528\u5404\u70ba 870 \u5143\u3002\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u8003\u616e\u5230\u5c45\u5c4b\u76e4\u653e\u76e4\u91cf\u672a\u7b97\u591a\uff0c\u53c8\u6975\u5176\u6436\u624b\uff0c\u540c\u6642\u7533\u9818\u5169\u4efd\u96d6\u7136\u589e\u52a0\u4e86\u8cb7\u6a13\u6210\u672c\uff0c\u537b\u662f\u6700\u7a69\u9663\u7684\u505a\u6cd5\u3002<\/p>\n<p>\u51c6\u8cb7\u8b49\u767c\u51fa 12 \u500b\u6708\u5167\uff0c\u9808\u7c3d\u8a02\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\uff0c\u5426\u5247\u7576\u68c4\u6b0a\u8ad6\u3002<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<p class=\"has-text-color has-background wp-block-paragraph\" style=\"background-color:#f7fafb;color:#ff8700\"><strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/%E9%A6%99%E6%B8%AF\/%E5%B1%85%E5%B1%8B?from-blog\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/%E9%A6%99%E6%B8%AF\/%E5%B1%85%E5%B1%8B?from-blog\" rel=\"noreferrer noopener\">\u3010\u767d\u5c45\u4e8c\u3011\u641c\u5c0b\u6700\u65b0\u5c45\u5c4b\u76e4 \u2192<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u7db2\u4e0a\u6435\u6a13\u653e\u76e4\" style=\"color:#1d3960\">STEP 3\uff1a\u7db2\u4e0a\u6435\u6a13 \/ \u653e\u76e4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u8ce3\u96d9\u65b9\u5728\u7533\u9818\u300c\u51c6\u8ce3\u8b49\u300d\u3001\u300c\u51c6\u8ce3\u8b49\u300d\u7684\u540c\u6642\uff0c\u53ef\u4ee5\u65bc\u7db2\u4e0a\u653e\u76e4 \/ \u6435\u6a13\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u90e8\u5206\u7684\u7a0b\u5e8f\u8207\u4e00\u822c\u79c1\u6a13\u653e\u76e4 \/ \u6435\u79c1\u6a13\u7121\u7570\uff0c\u696d\u4e3b\u53ef\u9078\u64c7\u81ea\u884c\u7db2\u4e0a\u653e\u76e4\uff0c\u4ea6\u53ef\u59d4\u8a17\u4ee3\u7406\u653e\u76e4\uff1b\u540c\u6a23\u5730\uff0c\u6e96\u8cb7\u5bb6\u53ef\u81ea\u884c\u4e0a\u7db2\u6435\u6a13\uff0c\u4e5f\u53ef\u8d70\u5165\u4ee3\u7406\u8216\u8a62\u554f\u76e4\u6e90\u3002\u59d4\u8a17\u4ee3\u7406\u653e\u76e4\u6435\u6a13\uff0c\u4fc3\u6210\u4ea4\u6613\u5f8c\uff0c\u8cb7\u8ce3\u96d9\u65b9\u5747\u9808\u7e73\u4ed8\u6a13\u50f9 1% \u70ba<a aria-label=\"\u4ee3\u7406\u4f63\u91d1 (opens in a new tab)\" class=\"rank-math-link\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e4%bb%a3%e7%90%86%e4%bd%a3%e9%87%91-%e5%9b%9e%e4%bd%a3%e9%a0%88%e7%9f%a5\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4ee3\u7406\u4f63\u91d1<\/a>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7269\u8272\u5fc3\u6c34\u4e8c\u624b\u5c45\u5c4b\u55ae\u4f4d\uff0c\u53ef\u5230\u5343\u5c45\u7684<a aria-label=\"\u5c45\u5c4b\u5c08\u9801 (opens in a new tab)\" rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/%E9%A6%99%E6%B8%AF\/%E5%B1%85%E5%B1%8B\/%E5%87%BA%E5%94%AE?from-blog\" target=\"_blank\" class=\"rank-math-link\">\u5c45\u5c4b\u5c08\u9801<\/a>\uff0c\u6bd4\u8f03\u4e0d\u540c\u653e\u76e4\u7684\u6a13\u9f61\u3001\u9762\u7a4d\u3001\u552e\u50f9\u548c\u544e\u50f9\uff0c\u4ea6\u53ef\u7559\u610f\u4e8c\u624b\u5c45\u5c4b\u6210\u4ea4<strong>\u7d00\u9304<\/strong>\uff0c\u4e00\u770b\u8a72\u5c4b\u82d1\u7684\u6a13\u50f9\u8d70\u52e2\u3002\u696d\u4e3b\u4e5f\u53ef\u5229\u7528\u5343\u5c45\u7684<a href=\"https:\/\/www.spacious.hk\/zh-tw\/%E5%BB%A3%E5%91%8A\/%E6%94%BE%E7%9B%A4\/%E6%A5%AD%E4%B8%BB?from-blog\" target=\"_blank\" aria-label=\"\u696d\u4e3b\u653e\u76e4\u529f\u80fd (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">\u696d\u4e3b\u653e\u76e4\u529f\u80fd<\/a>\uff0c\u81ea\u884c\u653e\u76e4\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u503c\u5f97\u7559\u610f\uff0c\u53ef\u4f9b\u4e88\u7da0\u767d\u8868\u4eba\u58eb\u8cfc\u8cb7\u7684\u4e8c\u624b\u5c45\u5c4b\u653e\u76e4\u91cf\u6709\u9650\uff0c\u5e02\u5340\u5c45\u5c4b\u76e4\u53ef\u8b02\u6975\u6436\u624b\uff0c\u8cb7\u5bb6\u53c8\u53ea\u5f97 12 \u500b\u6708\u7684\u6642\u9650\u63c0\u6a13\uff0c\u9084\u50f9\u5b9c\u5feb\u72e0\u6e96\uff0c\u4e0d\u5b9c\u62d6\u6ce5\u5e36\u6c34\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u7c3d\u8a02\u81e8\u7d04+\u7533\u8acb\u88dc\u5730\u50f9\u53ca\u6309\u63ed\" style=\"color:#1d3960\">STEP 4\uff1a\u7c3d\u8a02\u81e8\u7d04 + \u7533\u8acb\u88dc\u5730\u50f9\u53ca\u6309\u63ed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c45\u5c4b\u696d\u4e3b\u5c0b\u5f97\u8cb7\u5bb6\uff0c\u53c8\u6216\u7da0\u767d\u8868\u4eba\u58eb\u63c0\u597d\u5fc3\u5100\u4e8c\u624b\u5c45\u5c4b\u55ae\u4f4d\u3001\u50be\u597d\u6210\u4ea4\u50f9\u9322\u5f8c\uff0c\u96d9\u65b9\u4fbf\u53ef\u7c3d\u7f72\u300c\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u300d\uff08\u81e8\u7d04\uff09\uff0c\u8868\u793a\u96d9\u65b9\u4ea4\u6613\u7684\u610f\u5411\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540c\u6642\uff0c\u8cb7\u5bb6\u9808\u5411\u8ce3\u65b9\u7e73\u4ed8\u6a13\u50f9\u7684 3 &#8211; 5% \u4f5c\u70ba\u300c\u81e8\u6642\u8a02\u91d1\u300d\uff08\u7d30\u8a02\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u55ae\u4f4d\u8981\u88dc\u5730\u50f9\uff08\u5373\u696d\u4e3b\u9078\u64c7\u65bc\u516c\u958b\u5e02\u5834\u653e\u552e\uff09\uff0c\u4fbf\u9808\u7531\u73fe\u696d\u4e3b\u5411\u623f\u59d4\u6703\u5bc4\u56de\u300c\u8a55\u4f30\u88dc\u50f9\u7533\u8acb\u66f8\u300d<strong>\uff08<a href=\"https:\/\/www.housingauthority.gov.hk\/tc\/home-ownership\/information-for-home-owners\/premium-payment-arrangement\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u700f\u89bd\u8868\u683c<\/a>\uff09<\/strong>\u3001\u6a13\u5951\u526f\u672c\u548c\u7533\u8acb\u8cbb\u7528\uff08\u73fe\u6642\u70ba 6,490 \u5143\uff09\u3002\u623f\u7f72\u78ba\u8a8d\u6536\u5230\u7533\u8acb\u5f8c\uff0c\u6703\u6d3e\u54e1\u4e0a\u55ae\u4f4d\u9032\u884c\u4f30\u50f9\uff0c\u7d04\u4e00\u500b\u6708\u5f8c\u6703\u767c\u51fa\u300c\u8a55\u4f30\u88dc\u50f9\u901a\u77e5\u66f8\u300d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u77e5\u66f8\u7576\u4e2d\u7684\u4f30\u50f9\u6709\u6548\u671f\u70ba 2 \u500b\u6708\uff0c\u800c\u4e14\u9808\u6700\u9072\u65bc\u300c\u8f49\u8b93\u5951\u64da\u300d\uff08\u8f49\u8b93\u5951\uff0c\u5373\u78ba\u8a8d\u8cb7\u5bb6\u70ba\u65b0\u696d\u4e3b\u7684\u6a13\u5951\uff09\u7c3d\u8a02\u624b\u7e8c\u524d\u53ca\u5728\u8cb7\u8ce3\u5354\u8b70\uff08\u5305\u62ec\u81e8\u7d04\u6216\u6b63\u5f0f\u5354\u8b70\uff09\u8a02\u7acb\u65e5\u671f\u8d77\u8a08 28 \u5929\u5167\u7e73\u4ed8\u88dc\u50f9\uff0c\u6545\u696d\u4e3b\u901a\u5e38\u7c3d\u5b8c\u81e8\u7d04\u5c31\u6703\u7533\u8acb\u88dc\u50f9\uff0c\u4ee5\u8d95\u65bc\u7c3d\u5951\u524d\u5f8c\u5b8c\u6210\u88dc\u50f9\uff0c\u903e\u6642\u5247\u9808\u91cd\u65b0\u7533\u8acb\u4f30\u50f9\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0a\u8ff0\u6240\u6709\u88dc\u5730\u50f9\u7684\u624b\u7e8c\uff0c\u5747\u53ef<a aria-label=\"\u59d4\u8a17\u5f8b\u5e2b (opens in a new tab)\" class=\"rank-math-link\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%b7%e6%a8%93%e5%be%8b%e5%b8%ab%e8%b2%bb-%e8%b2%b7%e6%a8%93%e9%96%8b%e6%94%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u59d4\u8a17\u5f8b\u5e2b<\/a>\u4ee3\u70ba\u8655\u7406\u3002\u4ea6\u56e0\u5982\u6b64\uff0c\u4e8c\u624b\u5c45\u5c4b\u4e00\u822c\u6703\u65bc\u7c3d\u81e8\u7d04\u524d\u4fbf\u8acb\u597d\u5f8b\u5e2b\uff0c\u4e0d\u540c\u65bc\u79c1\u6a13\uff0c\u6700\u9072\u53ef\u7b49\u5230\u7c3d\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\u624d\u4e0a\u5f8b\u5e2b\u6a13\u3002\u6709\u6309\u63ed\u9700\u8981\u7684\u8cb7\u5bb6\uff0c\u4ea6\u53ef\u6191\u81e8\u7d04\uff0c\u524d\u5f80\u9280\u884c\u7533\u8acb<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%8c%89%e6%8f%ad-%e7%99%bd%e5%b1%85%e4%ba%8c-%e6%96%b0%e5%b1%85%e5%b1%8b-%e6%9c%aa%e8%a3%9c%e5%83%b9-%e8%bd%89%e6%8c%89%e5%8a%a0%e6%8c%89\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%8c%89%e6%8f%ad-%e7%99%bd%e5%b1%85%e4%ba%8c-%e6%96%b0%e5%b1%85%e5%b1%8b-%e6%9c%aa%e8%a3%9c%e5%83%b9-%e8%bd%89%e6%8c%89%e5%8a%a0%e6%8c%89\/\">\u5c45\u5c4b\u6309\u63ed<\/a>\u3002\u9280\u884c\u6703\u5f85\u8cb7\u8ce3\u96d9\u65b9\u7c3d\u8a02\u8f49\u8b93\u5951\u64da\u6642\u653e\u6b3e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<p class=\"has-text-color has-background wp-block-paragraph\" style=\"color:#ff8700;background-color:#f7fafb\"><a rel=\"noreferrer noopener\" class=\"rank-math-link\" data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/%E9%A6%99%E6%B8%AF\/%E4%B8%8A%E8%BB%8A%E7%9B%A4?from-blog\" target=\"_blank\"><strong>\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u641c\u5c0b 600 \u842c\u5167\u4e0a\u8eca\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u7533\u8acb\u63d0\u540d\u4fe1\" style=\"color:#1d3960\">STEP 5\uff1a\u7533\u8acb\u300c\u63d0\u540d\u4fe1\u300d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u8ce3\u96d9\u65b9\u7c3d\u597d\u81e8\u7d04\uff0c\u8cb7\u5bb6\u7684\u4ee3\u8868\u5f8b\u5e2b\u6703\u5c07\u4ee5\u4e0b\u6587\u4ef6\uff0c\u905e\u4ea4\u81f3\u623f\u59d4\u6703\uff0c\u4ee5\u7533\u9818\u300c\u63d0\u540d\u4fe1\u300d\uff0c\u8868\u793a\u8ce3\u65b9\u63d0\u540d\u8cb7\u65b9\u70ba\u5c45\u5c4b\u55ae\u4f4d\u7684\u300c\u63a5\u624b\u4eba\u300d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8ce3\u65b9\u7684\u300c\u53ef\u4f9b\u51fa\u552e\u8b49\u660e\u66f8\u300d\u6b63\u672c<\/li>\n\n\n\n<li>\u8cb7\u65b9\u7684\u300c\u8cfc\u8cb7\u8cc7\u683c\u8b49\u660e\u66f8\u300d\u6b63\u672c<\/li>\n\n\n\n<li>\u8cb7\u65b9\u7528\u4f5c\u652f\u6301\u5176\u7533\u8acb\u300c\u63d0\u540d\u4fe1\u300d\u6240\u4f5c\u51fa\u7684\u6cd5\u5b9a\u8072\u660e\u66f8<\/li>\n\n\n\n<li>\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u526f\u672c<\/li>\n\n\n\n<li>\u7533\u8acb\u8cbb 1,040 \u5143\uff0c\u5fc5\u9808\u4ee5\u5f8b\u5e2b\u6a13\u767c\u51fa\u7684\u652f\u7968\u6216\u9280\u884c\u672c\u7968\u7e73\u4ed8 \uff0c \u62ac\u982d\u4eba\u70ba\u300c\u9999\u6e2f\u623f\u5c4b\u59d4\u54e1\u6703 \u300d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u63d0\u540d\u4fe1\u7684\u7533\u8acb\u624b\u7e8c\u9700\u8981\u6700\u5c11 5 \u500b\u5de5\u4f5c\u5929\uff0c\u5fc5\u9808\u6709\u63d0\u540d\u4fe1\uff0c\u624d\u80fd\u7c3d\u8a02\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\u548c\u8f49\u8b93\u5951\u64da\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u7c3d\u8a02\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\" style=\"color:#1d3960\">STEP 6\uff1a\u7c3d\u8a02\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6536\u5230\u63d0\u540d\u4fe1\uff0c\u4fbf\u53ef\u7c3d\u8a02\u300c<a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%AD%A3%E5%BC%8F%E8%B2%B7%E8%B3%A3%E5%90%88%E7%B4%84%E8%88%87%E8%87%A8%E7%B4%84%E5%88%86%E5%88%A5-%E6%AD%A3%E7%B4%84%E6%A2%9D%E6%AC%BE%E5%85%A7%E5%AE%B9-%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%AD%A3%E5%BC%8F%E8%B2%B7%E8%B3%A3%E5%90%88%E7%B4%84%E8%88%87%E8%87%A8%E7%B4%84%E5%88%86%E5%88%A5-%E6%AD%A3%E7%B4%84%E6%A2%9D%E6%AC%BE%E5%85%A7%E5%AE%B9-%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\/\">\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04<\/a>\u300d\uff0c\u9032\u4e00\u6b65\u78ba\u8a8d\u96d9\u65b9\u4ea4\u6613\u610f\u5411\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u70ba\u4e86\u9810\u7559\u8db3\u5920\u6642\u9593\u6e96\u5099\u63d0\u540d\u4fe1\uff0c\u623f\u5c4b\u7f72\u5efa\u8b70\u7c3d\u5b8c\u81e8\u7d04\uff0c\u5927\u6982\u76f8\u9694 12 \u81f3 14 \u5929\uff0c\u624d\u597d\u7c3d\u6b63\u5f0f\u5408\u7d04\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u5bb6\u9808\u5411\u8ce3\u65b9\u518d\u7e73\u4ed8\u300c\u52a0\u9644\u8a02\u91d1\u300d\uff08\u5927\u8a02\uff09\uff0c\u5927\u7d30\u8a02\u7e3d\u6578\u7d04\u70ba\u6a13\u50f9\u7684 10%\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<p class=\"has-text-color has-background wp-block-paragraph\" style=\"color:#ff8700;background-color:#f7fafb\"><a rel=\"noreferrer noopener\" data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" target=\"_blank\"><strong>\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u641c\u5c0b\u6240\u6709\u653e\u76e4 \u2192<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u7c3d\u8a02\u8f49\u8b93\u5951\u64da\" style=\"color:#1d3960\">STEP 7\uff1a\u7c3d\u8a02\u8f49\u8b93\u5951\u64da<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u7c3d\u5b8c\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\u7684 2 &#8211; 3 \u500b\u6708\u5167\uff0c\u4fbf\u662f\u7c3d\u8a02\u300c\u8f49\u8b93\u5951\u64da\u300d\uff08\u8f49\u8b93\u5951\uff09\uff0c\u5373\u6210\u4ea4\u7684\u5927\u65e5\u5b50\uff0c\u7576\u4e2d\u9810\u7559\u4e86\u6642\u9593\uff0c\u8b93\u8cb7\u8ce3\u96d9\u65b9\u8655\u7406\u88dc\u50f9\u3001\u6309\u63ed\u6240\u9700\u9032\u884c\u7684\u5269\u9918\u7a0b\u5e8f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6210\u4ea4\u7576\u65e5\u6216\u4e4b\u524d\uff0c\u8cb7\u5bb6\u901a\u5e38\u6703\u518d\u4e0a\u4e8c\u624b\u5c45\u5c4b\u55ae\u4f4d\uff0c\u6839\u64da<a aria-label=\"\u9a57\u6a13\u6e05\u55ae (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a9%97%e6%a8%93%e6%94%bb%e7%95%a5-%e9%a9%97%e6%a8%93%e5%bf%85%e7%9d%87%e4%ba%94%e5%a4%a7%e7%91%95%e7%96%b5-%e5%90%ab%e8%a9%b3%e7%9b%a1%e9%a9%97%e6%a8%93%e6%b8%85%e5%96%ae\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">\u9a57\u6a13\u6e05\u55ae<\/a>\u518d\u9a57\u6536\u4e00\u6b21\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6210\u4ea4\u7576\u65e5\uff0c\u6309\u63ed\u9280\u884c\u6703\u653e\u6b3e\u4e88\u5f8b\u5e2b\u6a13\uff0c\u7531\u5f8b\u5e2b\u4ee3\u70ba\u5411\u8ce3\u65b9\u7e73\u6e05\u6a13\u50f9\u5c3e\u6578\u3002\u540c\u6642\uff0c\u8cb7\u8ce3\u96d9\u65b9\u5982\u6709\u59d4\u8a17\u4ee3\u7406\uff0c\u5747\u9808\u5411\u4ee3\u7406\u5404\u4ed8\u6a13\u50f9 1% \u7684\u4ee3\u7406\u4f63\u91d1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f8b\u5e2b\u6703\u8ca0\u8cac\u8349\u64ec\u6a13\u5951\u689d\u6b3e\u548c\u8655\u7406\u6309\u63ed\u5951\u64da\uff0c\u4e26\u5c07\u6a13\u5951\u9001\u5f80<a aria-label=\"\u571f\u5730\u8a3b\u518a\u8655 (opens in a new tab)\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90%e8%b2%b7%e8%b3%a3%e7%89%a9%e6%a5%ad%e5%89%8d%e8%a6%81%e6%9f%a5%e5%86%8a%e3%80%91%e5%b8%b6%e4%bd%a0%e8%aa%8d%e8%ad%98%e5%9c%9f%e5%9c%b0%e8%a8%bb%e5%86%8a%e8%99%95-b2b\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">\u571f\u5730\u8a3b\u518a\u8655<\/a>\u767b\u8a18\u3002\u8cb7\u5bb6\u6703\u65bc\u6b64\u65e5\u6536\u5230\u55ae\u4f4d\u9396\u5319\uff0c\u6b63\u5f0f\u6536\u6a13\u6210\u70ba\u65b0\u696d\u4e3b\uff0c\u96d9\u65b9\u5b8c\u6210\u6240\u6709\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u7684\u6d41\u7a0b\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u8ce3\u5c45\u5c4b\u6d41\u7a0b\uff0c\u6bd4\u4e00\u822c\u79c1\u6a13\u8cb7\u8ce3\u66f4\u7e41\u8907\uff0c\u7576\u4e2d\u6d89\u53ca\u63d0\u540d\u4fe1\uff0c\u751a\u81f3\u88dc\u50f9\u7a0b\u5e8f\u3002\u96d6\u7136\u672a\u88dc\u50f9\u5c45\u5c4b\u6a13\u50f9\u5e73\u4e00\u622a\uff0c\u4f46\u76e4\u6e90\u9078\u64c7\u6703\u6bd4\u79c1\u6a13\u5c11\uff0c\u5982\u5c0d\u7f6e\u696d\u6709\u8f03\u591a\u8981\u6c42\uff0c\u4e0d\u59a8\u4e0a\u5343\u5c45\u641c\u5c0b\u5404\u5340<a data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" target=\"_blank\" rel=\"noreferrer noopener\">\u5fc3\u6c34\u975a\u76e4<\/a>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<p class=\"has-text-color has-background wp-block-paragraph\" style=\"color:#ff8700;background-color:#f7fafb\"> <strong><a rel=\"noreferrer noopener\" data-wpel-link=\"internal\" href=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/c\/%E9%A6%99%E6%B8%AF\/%E8%B2%B7%E6%A8%93?from-blog\" target=\"_blank\">\u3010\u8cb7\u6a13\u5fc5\u8b80\u3011\u7acb\u5373\u641c\u5c0b\u5168\u6e2f\u512a\u8cea\u653e\u76e4 \u2192<\/a><\/strong> <\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#cccccc;color:#cccccc\" \/>\n\n\n\n<h2 class=\"wp-block-heading has-text-color\" id=\"\u5e38\u898b\u554f\u984c\" style=\"color:#1d3960\">\u5e38\u898b\u554f\u984c<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1641367861834\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><span style=\"color:#1d3960\" class=\"has-inline-color\">\u5982\u4f55\u8a08\u7b97\u5c45\u5c4b<strong>\u88dc\u5730\u50f9<\/strong>\uff1f<\/span><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u88dc\u50f9 = \u55ae\u4f4d\u73fe\u6642\u5e02\u503c x \u8cb7\u5165\u55ae\u4f4d\u6642\u7684\u6298\u6263\u7387\u3002<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f7fafb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#1d3960\"><strong>\u5ef6\u4f38\u95b1\u8b80\uff1a\u65b0\u624b\u8cb7\u6a13\u61f6\u4eba\u5305<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"color:#1d3960\" class=\"has-inline-color\">\u3010\u8cb7\u6a13\u6d41\u7a0b\u8207<strong>\u958b\u652f<\/strong>\u3011<\/span><\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e3%80%90%e5%85%a8%e5%9f%8e%e6%90%b6%e8%b3%bc%e6%96%b0%e6%a8%93%e3%80%91%e4%ba%86%e8%a7%a3%e8%b2%b7%e4%b8%80%e6%89%8b%e6%a8%93%e7%a8%8b%e5%ba%8f%ef%bc%9a%e4%bd%95%e8%ac%82%e3%80%8c%e5%85%a5%e7%a5%a8\/\" target=\"_blank\"><span style=\"color: #ff8700;\"><strong>\u8cb7\u65b0\u76e4\u7a0b\u5e8f<\/strong><\/span><\/a> \uff5c<span style=\"color: #ff8700;\"><a style=\"color: #ff8700;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%99%e6%b8%af%e8%b3%bc%e8%b2%b7%e4%ba%8c%e6%89%8b%e6%a8%93%e7%9b%a4%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85\/\" target=\"_blank\"><strong>\u8cb7\u4e8c\u624b\u6a13\u7a0b\u5e8f<\/strong><\/a><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E4%B8%80%E6%96%87%E7%9C%8B%E6%B8%85%E7%A7%81%E6%A8%93%E5%B1%85%E5%B1%8B%E5%85%AC%E5%B1%8B%E9%A6%96%E6%9C%9F-%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E4%B8%80%E6%96%87%E7%9C%8B%E6%B8%85%E7%A7%81%E6%A8%93%E5%B1%85%E5%B1%8B%E5%85%AC%E5%B1%8B%E9%A6%96%E6%9C%9F-%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u9996\u671f\u8a08\u7b97<\/span><\/a><\/strong><\/span>\uff5c <span style=\"color: #ff8700;\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%99%e6%b8%af%e7%89%a9%e6%a5%ad%e5%8d%b0%e8%8a%b1%e7%a8%85%e6%9c%80%e6%96%b0%e6%9c%80%e5%bc%b7%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%99%e6%b8%af%e7%89%a9%e6%a5%ad%e5%8d%b0%e8%8a%b1%e7%a8%85%e6%9c%80%e6%96%b0%e6%9c%80%e5%bc%b7%e6%87%b6%e4%ba%ba%e5%8c%85\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5370\u82b1\u7a05\u8a08\u7b97<\/span><\/strong><\/a><\/span>\uff5c<span style=\"color: #ff8700;\"><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%96%e7%bd%ae%e4%b8%8a%e8%bb%8a-%e6%a8%93%e5%ae%87%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e9%a6%96%e7%bd%ae%e4%b8%8a%e8%bb%8a-%e6%a8%93%e5%ae%87%e6%8c%89%e6%8f%ad%e6%87%b6%e4%ba%ba%e5%8c%85\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u6309\u63ed\u6559\u5b78<\/span><\/a><\/strong><\/span>\uff5c<span style=\"color:#ff8700\" class=\"has-inline-color\"><strong> <\/strong><\/span><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%b7%e6%a8%93%e5%be%8b%e5%b8%ab%e8%b2%bb-%e8%b2%b7%e6%a8%93%e9%96%8b%e6%94%af\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%b7%e6%a8%93%e5%be%8b%e5%b8%ab%e8%b2%bb-%e8%b2%b7%e6%a8%93%e9%96%8b%e6%94%af\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5f8b\u5e2b\u8cbb\u9808\u77e5<\/span><\/strong><\/a> |  <strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%ae%a1%e7%90%86%e8%b2%bb\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e7%ae%a1%e7%90%86%e8%b2%bb\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u7ba1\u7406\u8cbb<\/span><\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> <strong><span style=\"color:#1d3960\" class=\"has-inline-color\">\u3010\u5165\u4f19\u6e96\u5099\u8207<strong>\u5bb6\u5c45\u4f48\u7f6e<\/strong>\u3011<\/span><\/strong>  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E9%A9%97%E6%A8%93%E6%94%BB%E7%95%A5-%E9%A9%97%E6%A8%93%E5%BF%85%E7%9D%87%E4%BA%94%E5%A4%A7%E7%91%95%E7%96%B5-%E5%90%AB%E8%A9%B3%E7%9B%A1%E9%A9%97%E6%A8%93%E6%B8%85%E5%96%AE\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E9%A9%97%E6%A8%93%E6%94%BB%E7%95%A5-%E9%A9%97%E6%A8%93%E5%BF%85%E7%9D%87%E4%BA%94%E5%A4%A7%E7%91%95%E7%96%B5-%E5%90%AB%E8%A9%B3%E7%9B%A1%E9%A9%97%E6%A8%93%E6%B8%85%E5%96%AE\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u9a57\u6a13\u6e05\u55ae<\/span><\/strong><\/a>\uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%90%AC%E5%B1%8B%E5%85%AC%E5%8F%B8%E6%8E%A8%E4%BB%8B-%E6%AF%94%E8%BC%83%E6%94%B6%E8%B2%BB%E5%A0%B1%E5%83%B9%E6%96%B9%E5%BC%8F\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%90%AC%E5%B1%8B%E5%85%AC%E5%8F%B8%E6%8E%A8%E4%BB%8B-%E6%AF%94%E8%BC%83%E6%94%B6%E8%B2%BB%E5%A0%B1%E5%83%B9%E6%96%B9%E5%BC%8F\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u642c\u5c4b\u6536\u8cbb<\/span><\/a><\/strong>\uff5c <a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E5%B1%85%E5%85%A5%E4%BC%99%E7%BF%92%E4%BF%97%E5%A4%9A-%E4%BA%94%E5%A4%A7%E5%84%80%E5%BC%8F%E8%A6%81%E5%81%9A%E8%B6%B3\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5165\u4f19\u5100\u5f0f<\/span><\/strong><\/a><span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span>\uff5c <a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%ae%b6%e5%b1%85%e4%bf%9d%e9%9a%aa%e9%a0%88%e7%9f%a5-%e4%bf%9d%e9%9a%9c%e7%af%84%e5%9c%8d-%e4%bf%9d%e9%9a%9c%e9%a1%8d-%e4%bf%9d%e8%b2%bb-%e7%ac%ac%e4%b8%89%e8%80%85%e8%b2%ac%e4%bb%bb\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5bb6\u5c45\u4fdd\u96aa<\/span><\/strong><\/a> \uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E8%A3%9D%E4%BF%AE%E8%A8%AD%E8%A8%88diy-%E5%88%86%E6%B8%85%E5%AE%A4%E5%85%A7%E8%A8%AD%E8%A8%88%E5%85%AC%E5%8F%B8vs%E8%A3%9D%E4%BF%AE%E5%85%AC%E5%8F%B8\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5ba4\u5167\u8a2d\u8a08<\/span><\/a><\/strong>\uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%a1%8c%e5%a4%96%e4%ba%ba%e5%bf%85%e5%ad%b8-%e5%ae%a4%e5%85%a7%e8%a3%9d%e4%bf%ae%e6%85%b3%e9%8c%a2%e5%a4%a7%e6%b3%95\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u88dd\u4fee\u5de5\u7a0b<\/span><\/a><\/strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%a1%8c%e5%a4%96%e4%ba%ba%e5%bf%85%e5%ad%b8-%e5%ae%a4%e5%85%a7%e8%a3%9d%e4%bf%ae%e6%85%b3%e9%8c%a2%e5%a4%a7%e6%b3%95\/\"><\/a><span style=\"color:#ff8700\" class=\"has-inline-color\"><\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"color:#1d3960\" class=\"has-inline-color\">\u3010\u6435\u6a13\u653b\u7565\u3011<\/span><\/strong>  <a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E5%B1%85%E5%85%A5%E4%BC%99%E7%BF%92%E4%BF%97%E5%A4%9A-%E4%BA%94%E5%A4%A7%E5%84%80%E5%BC%8F%E8%A6%81%E5%81%9A%E8%B6%B3\/\"><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E7%9B%A4%E4%B8%80%E8%A6%BD\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E6%96%B0%E7%9B%A4%E4%B8%80%E8%A6%BD\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u65b0\u76e4\u4e00\u89bd<\/span><\/a><\/strong>\uff5c<strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%8D%81%E5%A4%A7%E5%B1%8B%E8%8B%91%E9%80%90%E5%80%8B%E6%8D%89-%E8%97%8D%E7%B1%8C%E5%B1%8B%E8%8B%91%E6%84%8F%E6%80%9D%E5%92%8C%E7%94%B1%E4%BE%86\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E5%8D%81%E5%A4%A7%E5%B1%8B%E8%8B%91%E9%80%90%E5%80%8B%E6%8D%89-%E8%97%8D%E7%B1%8C%E5%B1%8B%E8%8B%91%E6%84%8F%E6%80%9D%E5%92%8C%E7%94%B1%E4%BE%86\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u5341\u5927\u5c4b\u82d1<\/span><\/a><\/strong> |  <strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/41%E6%A0%A1%E7%B6%B2-%E5%B0%8F%E5%AD%B8%E6%8E%92%E5%90%8D-%E9%81%B8%E6%A0%A1%E7%AD%96%E7%95%A5-%E5%B1%8B%E8%8B%91%E4%B8%80%E8%A6%BD\/\" data-type=\"URL\" data-id=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/41%E6%A0%A1%E7%B6%B2-%E5%B0%8F%E5%AD%B8%E6%8E%92%E5%90%8D-%E9%81%B8%E6%A0%A1%E7%AD%96%E7%95%A5-%E5%B1%8B%E8%8B%91%E4%B8%80%E8%A6%BD\/\"><span style=\"color:#ff8700\" class=\"has-inline-color\">\u6821\u7db2\u6435\u6a13<\/span><\/a><\/strong>  |<span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e4%b8%80%e6%89%8b%e5%b1%85%e5%b1%8b%e6%87%b6%e4%ba%ba%e5%8c%85-%e8%b3%87%e6%a0%bc-%e5%85%a5%e6%81%af-%e7%94%b3%e8%ab%8b%e7%a8%8b%e5%ba%8f\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u65b0\u5c45\u5c4b<\/span><\/strong><\/a> \uff5c<span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e5%b1%85%e5%b1%8b%e6%94%aa%e7%8f%a0-%e7%99%bd%e5%b1%85%e4%ba%8c%e6%87%b6%e4%ba%ba%e5%8c%85\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u767d\u5c45\u4e8c<\/span><\/strong><\/a><span style=\"color:#ff8700\" class=\"has-inline-color\"> <\/span>\uff5c<strong> <\/strong><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%E7%B6%A0%E7%BD%AE%E5%B1%85%E6%87%B6%E4%BA%BA%E5%8C%85\/\"><strong><span style=\"color:#ff8700\" class=\"has-inline-color\">\u7da0\u7f6e\u5c45<\/span><\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color: #ff8700;\"><\/span><\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u5343\u5c45\u9010\u6b65\u6559\u4f60\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u7684\u6d41\u7a0b\u3001\u6240\u9700\u6587\u4ef6\u548c\u6ce8\u610f\u4e8b\u9805\uff0c\u7531\u6435\u6a13\u5230\u6210\u4ea4\uff0c\u7531\u696d\u4e3b\u548c\u8cb7\u5bb6\u5169\u500b\u89d2\u5ea6\u51fa\u767c\uff0c\u5168\u9762\u5206\u6790\u7576\u4e2d\u6d89\u53ca\u7684\u624b\u7e8c\u548c\u7a0b\u5e8f\u3002\u4e0d\u8ad6\u60a8\u662f\u5c45\u5c4b\u7684\u696d\u4e3b\u9084\u662f\u8cb7\u5bb6\uff0c\u8b80\u7562\u9019\u7bc7\u61f6\u4eba\u5305\uff0c\u60a8\u4fbf\u662f\u4e8c\u624b\u5c45\u5c4b\u7684\u5c08\u5bb6\uff01 \u7acb\u5373\u8df3\u5f80\uff1a 1. \u8003\u616e\u88dc\u5730\u50f9 \/ \u672a\u88dc\u5730\u50f9\uff08\u8cb7\u8ce3\u672a\u88dc\u5730\u50f9\u5c45\u5c4b VS \u8cb7\u8ce3\u88dc\u5730\u50f9\u5c45\u5c4b\uff092. \u53d6\u5f97\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u8cc7\u683c\uff08\u51c6\u8ce3\u8b49\u3001\u51c6\u8cb7\u8b49\uff093. \u7db2\u4e0a\u6435\u6a13\u653e\u76e44. \u7c3d\u8a02\u81e8\u7d04 + \u7533\u8acb\u88dc\u5730\u50f9\u53ca\u6309\u63ed5. \u7533\u8acb\u300c\u63d0\u540d\u4fe1\u300d6. \u7c3d\u8a02\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d047. \u7c3d\u8a02\u8f49\u8b93\u5951\u64da8. \u5e38\u898b\u554f\u984c \u8fd1\u671f\u66f4\u65b0 STEP 1\uff1a\u8003\u616e\u88dc\u5730\u50f9 \/ \u672a\u88dc\u5730\u50f9 \u5c45\u5c4b\u5b9a\u50f9\u6bd4\u79c1\u6a13\u5e73\u8fd1\u4e00\u534a\uff0c\u662f\u56e0\u70ba\u653f\u5e9c\u70ba\u8cb7\u5bb6\u63d0\u4f9b\u4e86\u514d\u5730\u50f9\u7684\u512a\u60e0\u3002 \u5c45\u5c4b\u6709\u8f49\u8b93\u9650\u5236\uff0c\u696d\u4e3b\u60f3\u8ce3\u8d70\u55ae\u4f4d\u6642\uff0c\u9808\u8996\u4e4e\u662f\u5426\u5df2\u5c46\u6eff\u5e74\u671f\u9650\u5236\uff0c\u800c\u6c7a\u5b9a\u662f\u5426\u6709\u300c\u88dc\u5730\u50f9\u300d\u7684\u9700\u8981\uff0c\u5373\u5411\u653f\u5e9c\u9000\u9084\u7576\u521d\u6240\u4eab\u6a13\u50f9\u6298\u6263\u3002 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\u5404\u671f\u5c45\u5c4b\u7684\u8f49\u8b93\u9650\u5236\u5982\u4e0b\uff1a \u5c45\u5c4b\u671f\u6578 \u4e0d\u88dc\u50f9\u51fa\u552e(\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834) \u88dc\u50f9\u51fa\u552e(\u516c\u958b\u5e02\u5834) 2017 \u5e74\u6216\u4e4b\u524d \u8cb7\u5165 3 \u5e74\u5f8c \u96a8\u6642 2018 \u5e74 \u8cb7\u5165 3 \u5e74\u5f8c \u8cb7\u5165 5 \u5e74\u5f8c 2019 \u5e74\u81f3 2021 \u5e74 \u8cb7\u5165 2 \u5e74\u5167\u4ee5\u4e0d\u9ad8\u65bc\u8cfc\u5165\u50f9\u552e\u51fa\uff1b\u7b2c 3 \u5e74\u8d77\u53ef\u5728\u5c45\u4e8c\u5e02\u5834\u81ea\u884c\u8b70\u50f9\u51fa\u552e \u8cb7\u5165 10 &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.spacious.hk\/zh-tw\/blog\/%e8%b2%b7%e8%b3%a3%e4%ba%8c%e6%89%8b%e5%b1%85%e5%b1%8b%e6%b5%81%e7%a8%8b-%e5%b1%85%e5%b1%8b%e7%ac%ac%e4%ba%8c%e5%b8%82%e5%a0%b4%e6%a5%ad%e4%b8%bb%e8%b2%b7%e5%ae%b6%e5%bf%85%e8%ae%80\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u8cb7\u8ce3\u4e8c\u624b\u5c45\u5c4b\u6d41\u7a0b\uff1a\u653e\u76e4\u3001\u63c0\u6a13\u3001\u6210\u4ea4\u5168\u653b\u7565\uff5c\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\u696d\u4e3b\u8cb7\u5bb6\u5fc5\u8b80&#8221;<\/span><\/a><\/p>\n","protected":false},"author":48,"featured_media":14163,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1203],"tags":[381],"class_list":["post-14116","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1203","tag-381"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/p69WTA-3FG","jetpack-related-posts":[{"id":18302,"url":"https:\/\/www.spacious.hk\/zh-tw\/blog\/2026-%e5%85%ac%e5%b1%8b%e8%b2%b7%e8%b3%a3%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85\/","url_meta":{"origin":14116,"position":0},"title":"2026\u516c\u5c4b\u8cb7\u8ce3\u6ce8\u610f\u4e8b\u9805","author":"Cherry","date":"2026 \u5e74 10 \u6708 7 \u65e5","format":false,"excerpt":"\u516c\u5c4b\u8cb7\u8ce3\uff0c\u4e00\u822c\u53ef\u6307\u5408\u8cc7\u683c\u7684\u516c\u5c4b\u79df\u6236\uff0c\u900f\u904e\u300c\u79df\u8005\u7f6e\u5176\u5c4b\u8a08\u5283\u300d\u8cfc\u8cb7\u5c45\u5c4b\uff1b\u53c8\u6216\u5408\u8cc7\u683c\u7684\u7da0\u8868\u4eba\u58eb\u53ca\u767d\u5c45\u4e8c\u4e2d\u7c64\u8005\uff0c\u7d93\u5c45\u5c4b\u7b2c\u4e8c\u5e02\u5834\uff08\u5c45\u4e8c\u5e02\u5834\uff09\u8cfc\u8cb7\u4e8c\u624b\u516c\u5c4b\u3002 \u5982\u679c\u4f60\u7b26\u5408\u5c45\u4e8c\u5e02\u5834\u8cfc\u8cb7\u8cc7\u683c\uff0c\u61c9\u7559\u610f\u516c\u5c4b\u8cb7\u8ce3\u7684\u6ce8\u610f\u4e8b\u9805\uff1b\u53e6\u4e00\u908a\u5ec2\uff0c\u5982\u679c\u4f60\u662f\u79df\u7f6e\u8a08\u5283\u5c4b\u90a8\u79df\u6236\uff0c\u4e26\u64c1\u6709\u516c\u5c4b\u6236\u7c4d\uff0c\u61c9\u53ca\u65e9\u4e86\u89e3\u7531\u79df\u8f49\u8cb7\u7684\u5229\u5f0a\u56e0\u7d20\u3002\u5373\u82b1\u4e09\u5206\u9418\u6642\u9593\uff0c\u8a8d\u6e05\u516c\u5c4b\u8cb7\u8ce3\u3002 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