{"id":9543,"date":"2026-08-24T12:11:37","date_gmt":"2026-08-24T04:11:37","guid":{"rendered":"https:\/\/www.spacious.hk\/en\/blog\/?p=9543"},"modified":"2026-08-24T12:11:38","modified_gmt":"2026-08-24T04:11:38","slug":"hos-2026-guide-housing-estate-list-income-and-asset-limits-application-procedures-timetable-balloting-results","status":"publish","type":"post","link":"https:\/\/www.spacious.hk\/en\/blog\/hos-2026-guide-housing-estate-list-income-and-asset-limits-application-procedures-timetable-balloting-results","title":{"rendered":"[HOS 2026 Guide] Housing Estate List, Income and Asset Limits, Application Procedures, Timetable, Balloting Results"},"content":{"rendered":"\n<p>The Home Ownership Scheme (HOS) is administered by the Hong Kong Housing Authority (HKHA). &#8220;HOS 2025&#8221; and &#8220;Green Form Subsidised Home Ownership Scheme 2025&#8221; (GSH 2025) offer approximately 7,000 and 1,400 flats respectively, sold at a 30% discount off market value for Green Form and White Form applicants. Applications open on 30 April 2026 for 3 weeks, introducing the first-ever joint application mechanism for HOS, GSH, and WSM (White Form Secondary Market Scheme), which significantly simplifies the application process.<\/p>\n\n\n\n<p>Income and asset limits vary between Green Form and White Form applicants when balloting for new HOS flats, and Green Form eligibility requirements may undergo annual updates. Read the latest HOS guide below to check HOS 2025 balloting results, up-to-date eligibility, procedures, development info, prices, and price lists.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Recent Updates<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HKHA &#8220;HOS 2024&#8221; flat selection commenced on 29 May 2025. All eligible family applicants and Green Form one-person applicants have been invited to select flats. The HOS Sales Unit will invite eligible White Form one-person applicants to purchase flats according to the priority order. (August 2025)<\/li>\n\n\n\n<li>The Housing Department releases monthly HOS Secondary Market transaction data. In July 2025, total transactions reached 235 cases (provisional figure), down 81 cases or 25.6% month-on-month from 316 cases in June. (August 2025)<\/li>\n\n\n\n<li>HKHA &#8220;WSM 2024&#8221; accepted applications from 6 to 26 March 2025, offering a total quota of 6,000. Computerized balloting was conducted on 24 April 2025. The first 10 drawn numbers were: 49, 35, 39, 85, 77, 76, 32, 21, 38, and 24. (April 2025)<\/li>\n\n\n\n<li>The Housing Department releases monthly HOS Secondary Market transaction data. In January 2025, total transactions reached 108 cases (provisional figure), down 122 cases or 53.2% month-on-month from 231 cases in December 2024. (February 2025)<\/li>\n\n\n\n<li>HKHA &#8220;HOS 2024&#8221; application closed in late October 2024, receiving approximately 106,000 applications, representing an oversubscription of about 14 times. Computerized balloting was completed, with the first 10 drawn numbers being: 20, 52, 68, 24, 19, 84, 06, 67, 34, and 09. (December 2024)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2025 Balloting Results<\/h2>\n\n\n\n<p>The top 10 drawn numbers for &#8220;HOS 2025&#8221; computerized balloting are:<br>06, 28, 63, 29, 81, 16, 22, 60, 18, 89<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2025 Housing Estate List<\/h2>\n\n\n\n<p>The 5 new HOS housing estates launched in 2026 are <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\/b\/156642--kai-yeung-court\">Kai Yeung Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\/b\/156643--ying-fai-court\">Ying Fai Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\">Hang Hau<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/119-kam-tin\/b\/156644--wui-hei-court\">Wui Hei Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/119-kam-tin\">Kam Tin<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/95-yuen-long\/b\/156645--long-fung-court\">Long Fung Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/95-yuen-long\">Yuen Long<\/a>, and <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/156646--yu-fung-court\">Yu Fung Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\">Tung Chung<\/a>, providing a total of 6,926 flats. Among them, 1,390 flats are reserved for selection by owners affected by the Wang Fuk Court redevelopment. Offered at a 30% discount off market value, prices start from HK$1.5 million.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Estate Name<\/td><td>District<\/td><td>Address<\/td><td>Number of Units<\/td><td>Saleable Area<\/td><td>Selling Price (approx.)<\/td><td>Target Completion<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\/b\/156642--kai-yeung-court\">Kai Yeung Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a><\/td><td>8, Muk Wo Street<\/td><td>1,090<\/td><td>281 &#8211; 490 sq. ft.<\/td><td>HK2.19M &#8211; HK4.80M<\/td><td>31 October 2028<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\/b\/156643--ying-fai-court\">Ying Fai Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\">Hang Hau<\/a><\/td><td>16, Ying Yip Road<\/td><td>1,408<\/td><td>283 &#8211; 560 sq. ft.<\/td><td>HK1.68M &#8211; HK4.23M<\/td><td>31 December 2028<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/119-kam-tin\/b\/156644--wui-hei-court\">Wui Hei Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/119-kam-tin\">Kam Tin<\/a><\/td><td>1, Kam Yee Road<\/td><td>820<\/td><td>281 &#8211; 449 sq. ft.<\/td><td>HK1.80M &#8211; HK3.45M<\/td><td>31 August 2027<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/95-yuen-long\/b\/156645--long-fung-court\">Long Fung Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/95-yuen-long\">Yuen Long<\/a><\/td><td>18, Long Fung Street<\/td><td>1,730<\/td><td>294 &#8211; 507 sq. ft.<\/td><td>HK1.69M &#8211; HK3.39M<\/td><td>31 August 2028<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/156646--yu-fung-court\">Yu Fung Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\">Tung Chung<\/a><\/td><td>12, Wui Tung Street<\/td><td>1,878<\/td><td>281 &#8211; 499 sq. ft.<\/td><td>HK1.50M &#8211; HK3.40M<\/td><td>30 September 2027<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2024 Balloting Results<\/h2>\n\n\n\n<p>The top 10 drawn numbers for &#8220;HOS 2024&#8221; computerized balloting are:<br>20, 52, 68, 24, 19, 84, 06, 67, 34, 09<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2024 Housing Estate List<\/h2>\n\n\n\n<p>The 5 new HOS housing estates launched in 2024 were <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\/b\/155946--kai-ying-court\">Kai Ying Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\/b\/155949--on-pak-court\">On Pak Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\">Kwun Tong<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/55-yau-tong\/b\/155950--ko-hei-court\">Ko Hei Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/55-yau-tong\">Yau Tong<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/155951--yu-hing-court\">Yu Hing Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\">Tung Chung<\/a>, and <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/94-tuen-mun\/b\/155955--siu-wu-court\">Siu Wu Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/94-tuen-mun\">Tuen Mu<\/a>n, offering a total of 7,132 flats sold at a 30% discount off market value, with prices starting from HK$1.43 million.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Estate Name<\/td><td>District<\/td><td>Address<\/td><td>Number of Units<\/td><td>Saleable Area<\/td><td>Selling Price (approx.)<\/td><td>Target Completion<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\/b\/155946--kai-ying-court\">Kai Ying Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a><\/td><td>6, Muk Wo Street<\/td><td>1,736<\/td><td>186 &#8211; 448 sq. ft.<\/td><td>HK$1.43M &#8211;&nbsp; HK$4.67M<\/td><td>31 October 2026<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\/b\/155949--on-pak-court\">On Pak Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\">Kwun Tong<\/a><\/td><td>1, On Hei Street<\/td><td>420<\/td><td>291 &#8211; 498 sq. ft.<\/td><td>HK$1.77M &#8211;&nbsp; HK$3.73M<\/td><td>31 March 2025<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/55-yau-tong\/b\/155950--ko-hei-court\">Ko Hei Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/55-yau-tong\">Yau Tong<\/a><\/td><td>5, Pik Wan Road<\/td><td>864<\/td><td>375 &#8211; 384 sq. ft.<\/td><td>HK$2.55M &#8211;&nbsp; HK$3.94M<\/td><td>29 February 2028<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/155951--yu-hing-court\">Yu Hing Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\">Tung Chung<\/a><\/td><td>16, Wui Tung Street<\/td><td>1,344<\/td><td>285 &#8211; 510 sq. ft.<\/td><td>HK$1.51M &#8211;&nbsp; HK$3.45M<\/td><td>30 April 2026<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/94-tuen-mun\/b\/155955--siu-wu-court\">Siu Wu Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/94-tuen-mun\">Tuen Mun<\/a><\/td><td>75, Lung Mun Road<\/td><td>2,768<\/td><td>297 &#8211; 480 sq. ft.<\/td><td>HK$1.56M &#8211;&nbsp; HK$3.24M<\/td><td>30 April 2027<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Eligibility for First-Hand HOS Flats<\/h2>\n\n\n\n<p>First-hand HOS flats are available for Green Form and White Form applicants. The basic distinctions are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Green Form Eligibility<\/td><td>White Form Eligibility<\/td><\/tr><tr><td>Public Rental Housing (PRH) tenants, or holders of a valid &#8220;Certificate of Green Form Status.&#8221;<\/td><td>Non-PRH residents who meet the income and asset criteria and have resided in Hong Kong for at least 7 years (i.e., Permanent Residents).<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Income and Asset Limits<\/h2>\n\n\n\n<p>Income and asset limits apply strictly to White Form applicants and are published prior to each launch; amounts are subject to change per exercise. Historically, Green Form applicants were not subject to income and asset limits; however, the HKHA now aligns restrictions by requiring Green Form applicants to not own private property in Hong Kong within 24 months prior to applying, matching White Form standards.<\/p>\n\n\n\n<p>The latest (2024) White Form Income and Asset Limits are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Household Size<\/td><td>Monthly Income Limit<\/td><td>Asset Limit<\/td><\/tr><tr><td>1 Person<\/td><td>HK$30,000<\/td><td>HK$615,000<\/td><\/tr><tr><td>2 Persons or above<\/td><td>HK$60,000<\/td><td>HK$1,230,000<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Monthly income limits are net of mandatory MPF contributions.<\/figcaption><\/figure>\n\n\n\n<p>White Form one-person and family applicants should note that proof of income only needs to be submitted after the balloting result.<\/p>\n\n\n\n<p class=\"has-text-color has-background\" style=\"color:#ff8700;background-color:#f7fafb\"><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/home-ownership-scheme\" target=\"_blank\" rel=\"noreferrer noopener\">[White Form Secondary Market Scheme] Search Latest HOS Listings<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2025 Application Timetable (Subject to ongoing updates)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Stage<\/td><td>Date<\/td><\/tr><tr><td>Application Period<\/td><td>30 April 2026 to 30 May 2026<\/td><\/tr><tr><td>Balloting<\/td><td>10 July 2026<\/td><\/tr><tr><td>Price List Publication<\/td><td>Expected prior to Flat Selection<\/td><\/tr><tr><td>Flat Selection<\/td><td>Q3 or Q4 2026<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2024 Application Timetable<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Stage<\/td><td>Date<\/td><\/tr><tr><td>Application Period<\/td><td>4 October 2024 to 23 October 2024<\/td><\/tr><tr><td>Balloting<\/td><td>12 December 2024<\/td><\/tr><tr><td>Price List Publication<\/td><td>22 May 2025<\/td><\/tr><tr><td>Flat Selection<\/td><td>29 May 2025<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">HOS Application Procedures<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Form Distribution and Submission<\/h3>\n\n\n\n<p>First-hand HOS applications can be submitted online, in person, or by post. The application fee for HOS 2024 was HK$290.<br>[Application Documents For First-hand HOS]<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Green Form<\/td><td>White Form<\/td><\/tr><tr><td>Original application form; and Original &#8220;Certificate of Green Form Status&#8221; or &#8220;Letter of Assurance&#8221; (if applicable)<\/td><td>Original application form; and Copies of identity documents of the applicant &amp; family members listed in the application form<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Online Application<br>Website:<br><a href=\"https:\/\/www.housingauthority.gov.hk\/en\/home-ownership\/hos-flats\/index.html](https:\/\/www.housingauthority.gov.hk\/en\/home-ownership\/hos-flats\/index.html\" rel=\"noopener\">https:\/\/www.housingauthority.gov.hk\/en\/home-ownership\/hos-flats\/index.html<\/a><br>Payment Methods: Credit Card (VISA, MASTERCARD, JCB, or UnionPay)<\/p>\n\n\n\n<p>In-person Application<br>Applicants may submit their applications in person to the following addresses based on their eligibility category:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Applicant Category<\/td><td>Submission Location &amp; Instructions<\/td><\/tr><tr><td><strong>HKHA PRH Tenants<\/strong><\/td><td>Respective Estate Office \/ District Tenancy Management Office (The office will forward the application on your behalf)<\/td><\/tr><tr><td><strong>HKHS Rental Estate Tenants<\/strong><\/td><td>Bring the application form and fee to your respective Estate Office for endorsement first, then submit in person to the HOS Sales Unit<\/td><\/tr><tr><td><strong>Holders of valid &#8220;Certificate of Green Form Status&#8221;<\/strong><\/td><td>Submit application form, fee cheque, and original &#8220;Certificate of Green Form Status&#8221; to:<br>HOS Secondary Market Scheme Unit<br>Room 202, 2\/F, Lung Cheung Office Block138 Lung Cheung Road, Wong Tai SinKowloonHong Kong<\/td><\/tr><tr><td><strong>Housing Department staff holding valid &#8220;Letter of Assurance&#8221;<\/strong><\/td><td>Respective Estate Office \/ Tenancy Management Office responsible for current departmental quarters<\/td><\/tr><tr><td><strong>Beneficiaries of &#8220;The Rent Allowance for Elderly Scheme&#8221;<\/strong><\/td><td>Application Sub-section, &#8220;Rent Allowance for Elderly Scheme&#8221; Task Force<br>Applications Sub-section, Housing DepartmentPodium Level 2Hong Kong Housing Authority Customer Service Centre3 Wang Tau Hom South RoadKowloonHong Kong&nbsp;(near Lok Fu MTR Station Exit A)<br>Office hours: Monday to Friday 8:45 AM to 6:00 PM<\/td><\/tr><tr><td><strong>Other Applicants<\/strong><\/td><td>HOS Sales UnitPodium Level 1Hong Kong Housing Authority Customer Service Centre3 Wang Tau Hom South RoadKowloonHong Kong&nbsp;(near Lok Fu MTR Station Exit A)<br>Office hours: Monday to Friday 8:45 AM to 6:00 PM<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Payment Methods: Crossed cheque \/ Cashier&#8217;s order payable to &#8220;HONG KONG HOUSING AUTHORITY,&#8221; with the applicant&#8217;s HKID number and contact phone number written on the back.<\/p>\n\n\n\n<p>Postal Application<br>Mailing Address:<br>Podium Level 1, HKHA Customer Service Centre,<br>3 Wang Tau Hom South Road, Kowloon<br>&#8220;HOS 2025&#8221; and &#8220;HKHS Subsidized Sale Flats&#8221;<\/p>\n\n\n\n<p>Payment Methods: Crossed cheque \/ Cashier&#8217;s order payable to &#8220;HONG KONG HOUSING AUTHORITY,&#8221; with the applicant&#8217;s HKID number and contact phone number written on the back.<\/p>\n\n\n\n<p>Note: Do not submit duplicate applications (e.g., applying online and then sending a postal application), as duplicate submissions will result in disqualification.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. HOS Balloting<\/h3>\n\n\n\n<p>After the application deadline, the HKHA conducts a computerized balloting exercise to randomly draw digits for sequence numbers. Applications within each digit group are processed according to the drawn sequence, and successful applicants are invited in batches to select flats.<\/p>\n\n\n\n<p>After balloting, the drawn digit group matches the last two digits of your HOS application number, which can be found in the application acknowledgment letter issued by the Housing Department. Within the same drawn digit, flat selection priority is determined by applicant category; applications under the same category are ordered randomly by computer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. HOS Flat Selection<\/h3>\n\n\n\n<p>Flat selection priority depends on the Green Form to White Form quota ratio for each launch, as well as the applicant headcount and composition within each group. The quota ratio for HOS 2024 was 40:60; Chief Executive announced in the Policy Address 2025 that the quota ratio will be adjusted to 50:50.<\/p>\n\n\n\n<p>For instance, family applicants take priority over single-person applicants, and core families take priority over non-core families. Furthermore, eligible applicants under the &#8220;Families with Elderly Persons Priority Scheme&#8221; and the &#8220;Families with Newborns Priority Scheme,&#8221; or households affected by clearance programs, are granted higher priority. The combined quota allocated for &#8220;Families with Elderly Persons&#8221; and &#8220;Families with Newborns&#8221; under HOS 2024 was 2,900 flats.<\/p>\n\n\n\n<p class=\"has-text-color has-background\" style=\"color:#ff8700;background-color:#f7fafb\"><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/for-sale\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>[Latest Properties] Search All Properties for Sale<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOS Purchase Procedures<\/h2>\n\n\n\n<p>A deposit must be paid on the day of flat selection. Prospective buyers should bring cashier&#8217;s orders and a cheque book (cash is not accepted). A preliminary agreement for sale and purchase must be signed on the same day, and stamp duty must be settled when the Occupation Permit is issued. For full details, please refer to the HOS Purchase and Intake Guide.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">First-Hand HOS Mortgages<\/h2>\n\n\n\n<p>First-hand HOS flats are subsidized housing with unpaid land premium, so mortgage loan-to-value (LTV) ratios and repayment tenures differ from private residential properties. Because the Government acts as the mortgage guarantor, mortgage approvals are generally more lenient than for private properties. For details, please consult the HOS Mortgage Guide.<\/p>\n\n\n\n<p>It is worth noting that for current HOS sales, the HKHA allows HOS owners to choose between Prime-based mortgages (P-plan) and HIBOR-based mortgages (H-plan).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOS Alienation Restrictions (Subject to ongoing updates)<\/h2>\n\n\n\n<p>To curb short-term speculation, the Government tightened the resale restrictions for first-hand HOS and GSH flats in 2022, modified as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>First-Hand HOS \/ GSH<\/td><td>Resale Restrictions<\/td><\/tr><tr><td>First 5 years from completion<\/td><td>May only be sold to HKHA-nominated buyers at a price not higher than the original purchase price<\/td><\/tr><tr><td>After 5 years from completion<\/td><td>May be sold in the HOS Secondary Market at a freely negotiated price without paying a land premium<\/td><\/tr><tr><td>After 10 years from completion<\/td><td>May be sold in the Open Market upon payment of a land premium (Applicable to HOS and GSH launched in or after 2026)<\/td><\/tr><tr><td>After 15 years from completion<\/td><td>May be sold in the Open Market upon payment of a land premium (Applicable to HOS and GSH launched in or before 2025)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>For first-hand HOS, GSH, and WSM launched before 2022, alienation restrictions are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Holding Period<\/td><td>First-Hand HOS<\/td><td>GSH<\/td><td>WSM<\/td><\/tr><tr><td>First 2 years<\/td><td>Sold to HKHA nominees at original price<\/td><td>Sold to HKHA nominees (holding Green Form Certificate) at original price<\/td><td>Resale not allowed<\/td><\/tr><tr><td>After 2 years<\/td><td>May be sold in HOS Secondary Market without premium payment; OR<br><br>(For 2017 HOS launches) May be sold in Open Market upon premium payment<\/td><td>May be sold in HOS Secondary Market without premium payment (buyer must hold Green Form Certificate)<\/td><td>May be sold in HOS Secondary Market without premium payment; OR<br><br>(For 2017 HOS launches) May be sold in Open Market upon premium payment<\/td><\/tr><tr><td>After 5 years<\/td><td>(For 2018 HOS launches) May be sold in Open Market upon premium payment<\/td><td>May be sold in HOS Secondary Market without premium payment; OR May be sold in Open Market upon premium payment<\/td><td>(For 2018 HOS launches) May be sold in Open Market upon premium payment<\/td><\/tr><tr><td>After 10 years<\/td><td>(For 2019 launches onwards) May be sold in Open Market upon premium payment<\/td><td><\/td><td>(For 2019 launches onwards) May be sold in Open Market upon premium payment<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Note: New HOS flats first offered before 2017 may be sold in the Open Market at any time after payment of land premium.<\/figcaption><\/figure>\n\n\n\n<p>In the Policy Address 2025, the Chief Executive announced 2 new schemes:<\/p>\n\n\n\n<p>1. Flat-for-Flat Scheme for Elderly Owners<\/p>\n\n\n\n<p>Property owners aged 60 or above who have owned their flat for 10 years or more may sell their flat in the Secondary Market without paying a land premium and purchase a smaller or more remote flat, allowing elderly owners to release extra cash for living expenses.<\/p>\n\n\n\n<p>2. Pilot Scheme for Subsidized Sale Flats<\/p>\n\n\n\n<p>Owners who have held subsidized sale flats for 10 years or more may lease their unpaid premium units to eligible applicants upon payment of a waiver fee, with a quota of 3,000 places.<\/p>\n\n\n\n<p>The HOS application is like a grand lucky draw. Successful applicants can celebrate becoming homeowners; those who missed out need not feel discouraged. Spacious aggregates top <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/for-sale\">property listings<\/a> across all districts\u2014there is always an ideal match waiting for you.<\/p>\n\n\n\n<p class=\"has-text-color has-background\" style=\"color:#ff8700;background-color:#f7fafb\"><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/for-sale\" target=\"_blank\" rel=\"noreferrer noopener\">[Must-Read for Buyers] Search Quality Property Listings Across Hong Kong<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2023 Housing Estate List<\/h2>\n\n\n\n<p>The 6 new HOS developments in 2023 featured 4 urban projects in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\">Kwun Tong<\/a> and <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a>, and 2 in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/94-tuen-mun\">Tuen Mun<\/a> and <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/95-yuen-long\">Yuen Long<\/a>. The flagship &#8220;King of Flats&#8221; was Kai Yuet Court in Kai Tak, situated just a 2-minute walk from MTR Sung Wong Toi Station; selected units offer waterfront views alongside comprehensive retail and leisure facilities. <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\">Kwun Tong<\/a> provided 3 new projects near On Tat Estate located on higher ground, enjoying superior views and ventilation, though residents rely on feeder buses or minibuses to MTR stations.<\/p>\n\n\n\n<p>Siu Tsui Court in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/94-tuen-mun\">Tuen Mun<\/a>, while outside the urban core, is close to the planned <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/94-tuen-mun\">Tuen Mun<\/a> South Extension station, surrounded by private estates and dining options. The most affordable flat in this exercise was Long Tin Court in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/95-yuen-long\">Yuen Long<\/a>, priced from HK$1.49 million after discount; <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/95-yuen-long\">Yuen Long<\/a> benefits from the Northern Metropolis initiative, though completion is expected around 2026.<\/p>\n\n\n\n<p>Unlike previous exercises, Tenant Purchase Scheme (TPS) flats were not offered concurrently. A total of 39 rescinded HOS flats were re-offered, including units at <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/60-san-po-kong\/b\/127245--kai-cheung-court\">Kai Cheung Court<\/a> from HOS 2020.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Estate Name<\/td><td>District<\/td><td>Number of Units<\/td><td>Saleable Area<\/td><td>Selling Price<\/td><td>Average Price \/ sq. ft.<\/td><td>Target Completion<\/td><\/tr><tr><td>Kai Yuet Court<\/td><td>Kai Tak<\/td><td>2,046<\/td><td>278 &#8211; 475 sq. ft.<\/td><td>HK$2.23M &#8211; HK$4.94M<\/td><td>HK$9,390<\/td><td>October 2025<\/td><\/tr><tr><td>On Lai Court<\/td><td>Kwun Tong<\/td><td>1,380<\/td><td>278 &#8211; 497 sq. ft.<\/td><td>HK$1.69M &#8211; HK$3.76M<\/td><td>HK$7,260<\/td><td>August 2025<\/td><\/tr><tr><td>On Wah Court<\/td><td>Kwun Tong<\/td><td>990<\/td><td>296 &#8211; 495 sq. ft.<\/td><td>HK$1.81M &#8211; HK$3.77M<\/td><td>HK$7,030<\/td><td>August 2025<\/td><\/tr><tr><td>On Ying Court<\/td><td>Kwun Tong<\/td><td>1,140<\/td><td>282 &#8211; 478 sq. ft.<\/td><td>HK$1.71M &#8211; HK$3.94M<\/td><td>HK$7,370<\/td><td>July 2025<\/td><\/tr><tr><td>Siu Tsui Court<\/td><td>Tuen Mun<\/td><td>518<\/td><td>281 &#8211; 518 sq. ft.<\/td><td>HK$1.79M &#8211; HK$3.72M<\/td><td>HK$6,800<\/td><td>April 2025<\/td><\/tr><tr><td>Long Tin Court<\/td><td>Yuen Long<\/td><td>3,080<\/td><td>280 &#8211; 454 sq. ft.<\/td><td>HK$1.49M &#8211; HK$3.18M<\/td><td>HK$6,280<\/td><td>March 2026<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The most expensive unit under HOS 2023 was Flat 8, 30\/F, Block B of Kai Yuet Court in Kai Tak, featuring a saleable area of 469 sq. ft. facing the Kai Tak Sports Park with distant Victoria Harbour views, selling for HK$4.94 million (~HK$10,500\/sq. ft.). The entry-level unit was Flat 19, 3\/F, Block A of Long Tin Court in Yuen Long, with a saleable area of 288 sq. ft. at ~HK$5,100\/sq. ft., starting from HK$1.49 million.<\/p>\n\n\n\n<p>HOS 2022 Housing Estates<\/p>\n\n\n\n<p>Due to the pandemic, no HOS launch took place in 2021. The HOS 2022 exercise provided the following estates:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Estate Name<\/td><td>District<\/td><td>Address<\/td><td>Number of Units<\/td><td>Saleable Area<\/td><td>Selling Price<\/td><td>Target Completion<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/9-north-point\/b\/130237--kei-wah-court\">Kei Wah Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/9-north-point\">North Point<\/a><\/td><td>9, Tin Chiu Street<\/td><td>248<\/td><td>280 &#8211; 457 sq. ft.<\/td><td>HK$2.48M &#8211;&nbsp; HK$5.31M<\/td><td>July 2024<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\/b\/135132--kai-yan-court\">Kai Yan Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a><\/td><td>6, Muk Lai Street<\/td><td>1,840<\/td><td>186 &#8211; 448 sq. ft.<\/td><td>HK$1.24M &#8211;&nbsp; HK$4.79M<\/td><td>2H 2024<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/79-to-kwa-wan\/b\/135130--kwun-shan-court\">Kwun Shan Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/79-to-kwa-wan\">To Kwa Wan<\/a><\/td><td>60, Ko Shan Road<\/td><td>495<\/td><td>281 &#8211; 447 sq. ft.<\/td><td>HK$1.88M &#8211;&nbsp; HK$3.64M<\/td><td>2H 2024<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\/b\/131311--chiu-ming-court\">Chiu Ming Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\">Hang Hau<\/a><\/td><td>11, Chiu Shun Road<\/td><td>594<\/td><td>283 &#8211; 461 sq. ft.<\/td><td>HK$1.69M &#8211;&nbsp; HK$3.35M<\/td><td>2H 2024<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/77-sha-tin\/b\/130266--yu-tak-court\">Yu Tak Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/77-sha-tin\">Sha Tin<\/a><\/td><td>29, On Muk Street<\/td><td>543<\/td><td>281 &#8211; 463 sq. ft.<\/td><td>HK$1.74M &#8211;&nbsp; HK$3.37M<\/td><td>May 2023<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\/b\/152368--on-sau-court\">On Sau Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\">Kwun Tong<\/a><\/td><td>12, On Yu Road<\/td><td>1,906<\/td><td>279 &#8211; 479 sq. ft.<\/td><td>HK$1.53M &#8211; HK$3.25M<\/td><td>2H 2024<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/131429--yu-nga-court\">Yu Nga Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/131429--yu-nga-court\">Tung Chung<\/a><\/td><td>8, Yi Tung Road<\/td><td>3,300<\/td><td>272 &#8211; 555 sq. ft.<\/td><td>HK$1.30M &#8211; HK$3.55M<\/td><td>September 2022<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>HOS 2022 flats were sold at a 49% discount off market value (51% of market price). The 7 new estates \u2014 <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/9-north-point\/b\/130237--kei-wah-court\">Kei Wah Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/9-north-point\">North Point<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\/b\/135132--kai-yan-court\">Kai Yan Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/79-to-kwa-wan\/b\/135130--kwun-shan-court\">Kwun Shan Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/79-to-kwa-wan\">To Kwa Wan<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\/b\/131311--chiu-ming-court\">Chiu Ming Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/113-hang-hau\">Hang Hau<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/77-sha-tin\/b\/130266--yu-tak-court\">Yu Tak Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/77-sha-tin\">Sha Tin<\/a>, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\/b\/152368--on-sau-court\">On Sau Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/53-kwun-tong\">Kwun Tong<\/a>, and <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/131429--yu-nga-court\">Yu Nga Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/131429--yu-nga-court\">Tung Chung<\/a> \u2014 offered a total of 8,926 flats. This marked the largest volume offered in a single batch since HOS sales resumed in 2014, with an Island-side project creating immense market interest.<\/p>\n\n\n\n<p>The lowest-priced unit was in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\/b\/135132--kai-yan-court\">Kai Yan Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/377-kai-tak\">Kai Tak<\/a>, starting at just HK$1.24 million for a saleable area of 186 sq. ft. A Green Form buyer paying a 5% down payment could become a homeowner with around HK$60,000. The flagship unit was located at <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/9-north-point\/b\/130237--kei-wah-court\">Kei Wah Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/9-north-point\">North Point<\/a>, measuring 457 sq. ft. with sea views, priced at HK$5.31 million. The price per square foot exceeded HK$10,000 \u2014 a first for an HOS launch. Small-to-medium units dominated the exercise, while the largest 3-bedroom units were located in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/131429--yu-nga-court\">Yu Nga Court<\/a> in <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/86-tung-chung\/b\/131429--yu-nga-court\">Tung Chung<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Rescinded Subsidized Sale Flats by HKHS<\/h2>\n\n\n\n<p>Alongside the 7 new HOS projects, 27 rescinded Subsidized Sale Flats from the Hong Kong Housing Society (HKHS) were re-offered, including 11 units in Mount Vertoke (Sha Tin), 6 units in Terraria Court (Tseung Kwan O), and 10 units in Suburbia Walk (Tuen Mun). All three developments were completed, offering 1- to 3-bedroom layouts with saleable areas from 271 to 740 sq. ft. Eligible applicants needed to submit only one application form and undergo a single eligibility check.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">HOS 2020 Housing Estates<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Estate Name<\/td><td>District<\/td><td>Units \/ Towers<\/td><td>Saleable Area<\/td><td>Selling Price<\/td><td>Price \/ sq. ft.<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/75-fo-tan\/b\/127248--choi-wo-court\">Choi Wo Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/75-fo-tan\">Fo Tan<\/a><\/td><td>1 Block, 806 Units<\/td><td>394 &#8211; 614 sq. ft.<\/td><td>HK$2.53M &#8211; HK$4.89M<\/td><td>HK$7,550<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/99-kwan-tei\/b\/127247--shan-lai-court\">Shan Lai Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/96-fanling\">Fanling<\/a><\/td><td>6 Blocks, 3,222 Units<\/td><td>278 &#8211; 451 sq. ft.<\/td><td>HK$1.23M &#8211; HK$2.72M<\/td><td>HK$5,443<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/73-ma-on-shan\/b\/127246--kam-chun-court\">Kam Chun Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/73-ma-on-shan\">Ma On Shan<\/a><\/td><td>5 Blocks, 2,069 Units<\/td><td>311 &#8211; 494 sq. ft.<\/td><td>HK$1.99M &#8211; HK$4.06M<\/td><td>HK$7,784<\/td><\/tr><tr><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/60-san-po-kong\/b\/127245--kai-cheung-court\">Kai Cheung Court<\/a><\/td><td><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/67-diamond-hill\">Diamond Hill<\/a><\/td><td>2 Blocks, 940 Units<\/td><td>295 &#8211; 502 sq. ft.<\/td><td>HK$2.29M &#8211; HK$5.13M<\/td><td>HK$9,365<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p class=\"has-text-color has-background\" style=\"color:#ff8700;background-color:#f7fafb\"><a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/starter-homes\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>[Must-Read for Buyers] Search Properties Under HK$6M<\/strong><\/a><\/p>\n\n\n\n<p><br><\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Analysis of the 4 Major HOS 2020 Estates<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Choi Wo Court (Fo Tan)<\/h3>\n\n\n\n<p>Located at Wo Sheung Tun Street, Fo Tan, near the Fo Tan industrial area and Chun Yeung Estate. <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/75-fo-tan\/b\/127248--choi-wo-court\">Choi Wo Court<\/a> consists of a single 44-storey block providing 806 units with saleable areas ranging from 394 to 614 sq. ft.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Advantages<\/td><td>Disadvantages<\/td><\/tr><tr><td>The only estate among the 4 major HOS 2020 developments offering rare large 3-bedroom, 2-bathroom layouts<\/td><td>Located near Chun Yeung Estate (previously used as a quarantine center), which may evoke negative associations<\/td><\/tr><tr><td>Open mountain views from selected units<\/td><td>Units with mountain views may overlook cemeteries<\/td><\/tr><tr><td>The only project sold as a completed property, allowing immediate occupation<\/td><td>Situated on a fringe hillside, requiring owners to bear slope maintenance costs<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Shan Lai Court (Fanling)<\/h3>\n\n\n\n<p>Located at Queen&#8217;s Hill, Fanling, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/99-kwan-tei\/b\/127247--shan-lai-court\">Shan Lai Court<\/a> was the largest development under HOS 2020, consisting of 6 blocks (25 &#8211; 40 storeys) providing 3,222 units with saleable areas ranging from 278 to 451 sq. ft.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Advantages<\/td><td>Disadvantages<\/td><\/tr><tr><td>Lowest price per square foot and total price among the 4 estates, requiring a down payment as low as HK$60,000<\/td><td>Studio and 1-bedroom units criticized for tiny dimensions, with bathrooms as small as 28 sq. ft.<\/td><\/tr><tr><td>Quiet environment surrounded by low-density developments<\/td><td>Remote location requiring bus\/minibus connection to MTR; large unit count may cause traffic congestion<\/td><\/tr><tr><td><\/td><td>Situated near permitted burial grounds; selected units face cemetery views<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Kam Chun Court (Ma On Shan)<\/h3>\n\n\n\n<p>Located along Ma On Shan Road on the former site of Tai Shui Hang Bicycle Park, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/73-ma-on-shan\/b\/127246--kam-chun-court\">Kam Chun Court<\/a> was the only HOS 2020 development featuring units with balconies. It consists of 5 blocks (39 &#8211; 42 storeys) offering 2,079 units with saleable areas ranging from 311 to 494 sq. ft.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Advantages<\/td><td>Disadvantages<\/td><\/tr><tr><td>The only HOS 2020 estate with balcony units, including studio layouts<\/td><td>East-facing units may overlook hillside cemeteries; lower-to-mid floor sea-view units toward Tolo Harbour may face obstructed views<\/td><\/tr><tr><td>Backed by hills and facing the sea near Ma On Shan Promenade with open views<\/td><td>Ma On Shan is often dubbed a &#8220;food desert&#8221;; nearby amenities are mostly limited to We Go Mall<\/td><\/tr><tr><td>5\u201310 minutes&#8217; walk to MTR Tai Shui Hang and Heng On Stations<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Kai Cheung Court (Diamond Hill)<\/h3>\n\n\n\n<p>Located directly above MTR Diamond Hill Station, <a href=\"https:\/\/www.spacious.hk\/en\/hong-kong\/n\/60-san-po-kong\/b\/127245--kai-cheung-court\">Kai Cheung Court<\/a> was considered the most prime &#8220;King of Flats&#8221; project in the launch, consisting of 2 blocks (37 &#8211; 41 storeys) offering 940 units with saleable areas ranging from 295 to 502 sq. ft.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Advantages<\/td><td>Disadvantages<\/td><\/tr><tr><td>Built right above MTR Diamond Hill Station, offering rare railway connection advantages<\/td><td>Surrounded by ongoing public housing developments, potential noise nuisance after intake<\/td><\/tr><tr><td>Benefits from the &#8220;Energizing Kowloon East&#8221; CBD2 initiative, with rapid surrounding development<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-media-text section-article__ads\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"501\" height=\"500\" src=\"https:\/\/www.spacious.hk\/en\/blog\/wp-content\/uploads\/2026\/08\/Logo-02.png\" alt=\"\" class=\"wp-image-9544 size-full\"><\/figure><div class=\"wp-block-media-text__content\">\n<h3 class=\"wp-block-heading\"><strong>Storefriendly Storage Solutions<\/strong><\/h3>\n\n\n\n<p>Store Friendly Self Storage Group offers a comprehensive range of services, including traditional mini-storage, robotic storage, climate-controlled wine storage, and safety boxes. With five self-owned en-bloc properties and over 100 affiliates across Hong Kong Island, Kowloon, and the New Territories, we provide flexible solutions for home renovations, relocations, decluttering, and commercial storage needs.<br>To learn more about Storefriendly\u2019s Smart Safety Box Service and application arrangements, <a href=\"https:\/\/www.storefriendlytower.com.hk\/en\/?utm_source=Spacious&amp;utm_medium=sponsored_content&amp;utm_campaign=geo_thirdparty\" target=\"_blank\" rel=\"noreferrer noopener\">visit Storefriendly<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1640252342159\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span style=\"color:#1d3960\" class=\"has-inline-color\"><strong>[Green Form] Can I apply for first-hand HOS and GSH simultaneously?<\/strong><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The HOS application timeline precedes GSH. If you wish to apply for first-hand HOS and the subsequent GSH exercise, select &#8220;Agree to retain application for the next HKHA Subsidized Sale Flats Sales Scheme&#8221; on your HOS application. You will not need to re-apply or pay fees for GSH.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1645496965682\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><mark style=\"color:#1d3960\" class=\"has-inline-color\"><strong>Can a married couple apply separately to increase their chances of winning the ballot?<\/strong><\/mark><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No. Married couples must be listed under the same application form unless legally divorced, widowed, or if the spouse does not hold the right of abode in Hong Kong.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1645497390018\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-black-color\"><strong>[White Form] Does MPF count toward income and asset limits?<\/strong><\/mark><\/h3>\n<div class=\"rank-math-answer \">\n\n<p> Mandatory MPF contributions are excluded from income calculations, but voluntary contributions must be included. Additionally, MPF savings are counted toward assets only when the applicant reaches the statutory age to withdraw them.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1645498071365\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-black-color\"><strong>[White Form] Do income calculations include bonuses or double pay?<\/strong><\/mark><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. It is calculated based on the average monthly income over the 12 calendar months preceding the last day of the application month. For example, if applying in February 2022, bonuses or double pay will be averaged across the period from 31 March 2021 to 28 February 2022.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1755055718116\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can non-permanent residents apply for HOS?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Because the scheme is intended to support local housing needs and promote social welfare, only Hong Kong Permanent Residents are eligible to apply for the Home Ownership Scheme (HOS).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>The Home Ownership Scheme (HOS) is administered by the Hong Kong Housing Authority (HKHA). &#8220;HOS 2025&#8221; and &#8220;Green Form Subsidised Home Ownership Scheme 2025&#8221; (GSH 2025) offer approximately 7,000 and 1,400 flats respectively, sold at a 30% discount off market value for Green Form and White Form applicants. Applications open on 30 April 2026 for 3 weeks, introducing the first-ever [&hellip;]<\/p>\n","protected":false},"author":45,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[],"class_list":["post-9543","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/posts\/9543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/users\/45"}],"replies":[{"embeddable":true,"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/comments?post=9543"}],"version-history":[{"count":1,"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/posts\/9543\/revisions"}],"predecessor-version":[{"id":9545,"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/posts\/9543\/revisions\/9545"}],"wp:attachment":[{"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/media?parent=9543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/categories?post=9543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.spacious.hk\/en\/blog\/wp-json\/wp\/v2\/tags?post=9543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}